Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.

Review

When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.

Strategize

Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.

Analyze

At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Adkins, Washington residents

Credit Repair company serves the following zip code(s):

99348


Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

Call Us Today For Full Details

704-387-5117

  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

Join Our Facebook Group

Get answers to all your credit repair questions by joining our credit repair tidbits facebook group

 

Now Hiring….

Data Entry Positions – Currently Filled
Commission Only Sales – Send Resume To Danny@PayAfterDeletion.com

 

Depending on your existing credit scenario, you might be finest served by a credit repair work business specializing solely in credit report repair or one that can also provide a complete catalog of credit repair services. The Credit Repair Work Organizations Act is created to protect you from credit repair scams. Regrettably, credit repair work is a market that has actually received a bad reputation because of the promotion paid for to credit repair rip-offs.

A simple method to do this is to know a few of the laws that govern credit repair work business. These laws as specified in the Credit Repair Organizations Act were developed to secure you from credit repair frauds while also protecting your right to get aid with fixing your credit reports.

In a typical credit repair work fraud, the so called credit repair company charges a big in advance fee (many hundreds or even thousands of dollars) for service. This permits them to collect their cash, prevent carrying out the agreed upon credit repair work, and disappear when a lot of individuals start grumbling. Under the Credit Repair Organizations Act, credit repair work business are only permitted to expense for services after they have been carried out.

The second law you need to understand about addresses another typical credit repair work rip-off understood as file segregation. File segregation is the extremely prohibited procedure of creating a new credit identity with the credit bureaus. This new tidy credit identity is then utilized when looking for credit due to the fact that it does not consist of any of the questionable products on your real credit reports.

Some extra guidelines explained in the Credit Repair work Organizations Act make it unlawful for any credit repair work company to guarantee your credit rating will increase, to not notify you that you can fix your credit by yourself, and to not allow you to cancel service whenever you want.

The BBB keeps notes on grievances made versus companies. If the BBB report for a credit repair business notes multiple unresolved problems or a total low rating, you ought to watch out for the business. In addition, beware of any credit repair work business that does not list credit repair services as one of their offerings in their BBB filing.

There’s nothing a credit repair work service can legally provide for you even removing wrong information that you can’t do for yourself for little or no expense. And the cost of employing such a business can be substantial, ranging from hundreds to countless dollars. The Credit Repair Work Organizations Act is a federal law that became effective on April 1, 1997 in action to a variety of consumers who had actually struggled with credit repair work rip-offs.

Are required to supply consumers with a written contract mentioning all the services to be supplied as well as the terms of payment. Under the law, consumers have 3 days to withdraw from the agreement. Are forbidden to ask or recommend that you misinform credit reporting business about your credit accounts or modify your identity to alter your credit report.

Can not ask you to sign anything that states that you are surrendering your rights under the Credit Repair Organizations Act. Any waiver that you sign can not be enforced. There is no fast repair for your credit. Details that is unfavorable but accurate (such as late payments and delinquencies) will stay on your credit report for 7-10 years.

To get a much better understanding of your credit picture and what lending institutions can see, inspect your credit report. If you need aid reading your report, you can discover more about how to read your Experian credit report. If you wish to find out more about credit reports in general, you can check out credit report fundamentals. If you discover info that is inaccurate, you can submit a disagreement.

Make certain you’re clear on products that might possibly be fraudulent, versus those that might merely be incorrect. Your payment history is one of the most crucial parts of many FICO scoring models. Late and missed out on payments will reduce your scores, and public records and collections can cause substantial damage.

Your ratings frequently consider the size and recency of your financial obligation. The larger your debt is and the more recent your missed payments are, the worse your rating will be. Bringing accounts present and continuing to pay on time will almost constantly have a positive impact on your credit report.

Essentially it’s the sum of all of your revolving debt (such as your credit card balances) divided by the overall credit that is readily available to you (or the total of all your credit line). High credit usage rate can negatively affect your credit scores. Typically, it’s a good idea to keep your credit utilization rate listed below 30%.

There are 2 ways to reduce your credit usage rate: Decrease your financial obligation by settling your account balances. Increase your overall readily available credit by raising your credit limit on an existing account or opening a new credit account. While increasing your credit limitation may look like an appealing option, it can be a dangerous relocation.

In addition, if you try to open a new credit card, an questions will appear on your credit report and momentarily lower your credit report. Decreasing your balances on credit cards and other revolving credit accounts is likely the much better option to improve your credit utilization rate, and, subsequently, your credit scores.

Scoring designs consider how much you owe and across how numerous different accounts. If you have debt across a a great deal of accounts, it may be advantageous to pay off a few of the accounts, if you can. Paying for your debt is the objective of lots of who’ve accumulated financial obligation in the past, but even after you pay the balance to zero, think about keeping that account open.

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