Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.

Review

When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.

Strategize

Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.

Analyze

At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Alabama Hill, Washington residents

Credit Repair company serves the following zip code(s):

98229, 98225, 98226, 98228


Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

Call Us Today For Full Details

704-387-5117

  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

Join Our Facebook Group

Get answers to all your credit repair questions by joining our credit repair tidbits facebook group

 

Now Hiring….

Data Entry Positions – Currently Filled
Commission Only Sales – Send Resume To Danny@PayAfterDeletion.com

 

Depending upon your current credit circumstance, you might be finest served by a credit repair company specializing exclusively in credit report repair or one that can likewise provide a complete brochure of credit repair work services. The Credit Repair Work Organizations Act is created to safeguard you from credit repair frauds. Sadly, credit repair work is a market that has actually gotten a bad reputation because of the promotion afforded to credit repair scams.

An easy way to do this is to understand a few of the laws that govern credit repair work business. These laws as defined in the Credit Repair Organizations Act were designed to secure you from credit repair work rip-offs while also protecting your right to get aid with fixing your credit reports.

In a common credit repair work rip-off, the so called credit repair work company charges a big in advance fee (many hundreds and even thousands of dollars) for service. This allows them to gather their money, avoid performing the agreed upon credit repair work, and vanish when too lots of individuals start grumbling. Under the Credit Repair Organizations Act, credit repair work business are just allowed to costs for services after they have actually been performed.

The 2nd law you need to learn about addresses another typical credit repair work scam called file partition. File partition is the extremely unlawful procedure of creating a brand-new credit identity with the credit bureaus. This new tidy credit identity is then used when getting credit because it does not contain any of the questionable items on your genuine credit reports.

Some additional guidelines described in the Credit Repair work Organizations Act make it unlawful for any credit repair business to promise your credit history will increase, to not inform you that you deserve to repair your credit on your own, and to not allow you to cancel service whenever you want.

The BBB keeps notes on problems made versus companies. If the BBB report for a credit repair work business lists numerous unsettled problems or a total low score, you ought to be cautious of the business. In addition, beware of any credit repair work business that does not list credit repair services as one of their offerings in their BBB filing.

There’s absolutely nothing a credit repair work service can lawfully do for you even getting rid of incorrect info that you can’t provide for yourself for little or no expenditure. And the cost of hiring such a business can be substantial, varying from hundreds to thousands of dollars. The Credit Repair Work Organizations Act is a federal law that ended up being effective on April 1, 1997 in reaction to a number of customers who had actually suffered from credit repair work scams.

Are needed to supply consumers with a written agreement stating all the services to be offered along with the terms and conditions of payment. Under the law, consumers have three days to withdraw from the agreement. Are prohibited to ask or suggest that you deceive credit reporting business about your charge account or alter your identity to change your credit report.

Can not ask you to sign anything that states that you are forfeiting your rights under the Credit Repair Organizations Act. Any waiver that you sign can not be implemented. There is no fast fix for your credit. Information that is negative however accurate (such as late payments and delinquencies) will stay on your credit report for 7-10 years.

To get a better understanding of your credit photo and what lenders can see, inspect your credit report. If you need help reading your report, you can discover more about how to read your Experian credit report. If you wish to discover more about credit reports in basic, you can check out credit report essentials. If you find information that is inaccurate, you can file a dispute.

Make certain you’re clear on items that could potentially be deceptive, versus those that might simply be inaccurate. Your payment history is one of the most important elements of lots of FICO scoring models. Late and missed out on payments will minimize your scores, and public records and collections can trigger substantial damage.

Your scores typically take into consideration the size and recency of your debt. The larger your financial obligation is and the more current your missed out on payments are, the even worse your rating will be. Bringing accounts current and continuing to pay on time will nearly constantly have a favorable influence on your credit report.

Essentially it’s the amount of all of your revolving financial obligation (such as your charge card balances) divided by the overall credit that is available to you (or the overall of all your credit line). High credit utilization rate can adversely affect your credit history. Usually, it’s a great idea to keep your credit utilization rate below 30%.

There are 2 ways to minimize your credit utilization rate: Decrease your debt by paying off your account balances. Increase your total offered credit by raising your credit limit on an existing account or opening a new charge account. While increasing your credit limit may appear like an appealing choice, it can be a dangerous relocation.

Furthermore, if you attempt to open a new charge card, an questions will appear on your credit report and temporarily lower your credit report. Reducing your balances on charge card and other revolving credit accounts is most likely the better option to enhance your credit usage rate, and, subsequently, your credit report.

Scoring designs think about just how much you owe and throughout how lots of different accounts. If you have debt throughout a large number of accounts, it may be helpful to pay off a few of the accounts, if you can. Paying for your debt is the objective of numerous who’ve accumulated financial obligation in the past, however even after you pay the balance down to no, think about keeping that account open.

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