Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

Request More Information

  • This field is for validation purposes and should be left unchanged.


The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.


When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.


Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.


At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Alki, Washington residents

Credit Repair company serves the following zip code(s):


Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

Call Us Today For Full Details


  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

Join Our Facebook Group

Get answers to all your credit repair questions by joining our credit repair tidbits facebook group


Now Hiring In Alki Washington

Data Entry Positions – Currently Filled
Commission Only Sales – Send Resume To


” You have to weigh the cost advantage of paying another person to do those things for you, versus doing those things on your own and what your time deserves.” Here’s how credit repair companies work and, if you’re thinking about using one, why you must consider credit counseling first.

The business frequently assure to “handle all the heavy lifting” of working with the credit reporting agencies, says McClary. Credit repair work organizations are various from credit counseling companies, which are typically a complimentary resource from not-for-profit monetary education organizations that evaluate your finances, debt and credit reports with the objective of teaching you to enhance and manage your monetary situation.

To assist prevent fraudsters, it is necessary to investigate any credit repair work company prior to accepting work with it. There are “all sort of ways” to veterinarian credit repair work business, McClary states. Here’s someplace to start. Guide clear of business that seem too great to be true. If the company states it can do any of the following, it’s a warning and likely a sign of a rip-off: Eliminate precise negative information from your reports Lawfully create a brand-new credit identity for you The business requests you pay prior to it supplies services Guarantee enhanced credit Again, we recommend looking for a credit therapist first.

Lots of credit repair companies start by asking for a copy of your credit report from each of the three major consumer credit bureaus Equifax, Experian and TransUnion. The business will examine your credit reports for negative marks, like Then, it will set a prepare for contesting mistakes and working out with lenders to remove those items.

Beware here. If you have actually had trouble managing credit in the past, a new account might not be the very best alternative. Plus it’s not a fantastic idea to handle more credit if you don’t need it. The quantity you’ll pay and how it’s calculated will differ depending upon the company, however there’s a rule they have to follow.

Depending upon the company, you may pay a one-time flat cost, or pay for each derogatory mark the business removes from each of your reports. This may start around $35 per deletion and might range to $750 or more. The company may likewise charge by the month, varying from $50 to $130 or more.

Consider just how much work your reports require. If there are simply one or 2 unfavorable items, you’ll likely be better off applying any fees towards paying for financial obligation and disputing any mistakes in your credit reports yourself. The credit bureau usually has thirty days after getting your conflict to examine and confirm details.

The credit bureau is needed to send you the results of the investigation within five business days of the conclusion of the examination. However if the credit bureau figures out the conflict is “frivolous” it can select not to examine as long as it interacts that to you within 5 days.

But numerous consumers do not understand where to begin, states Gerri Detweiler, education director at Nav, which intends to assist company owner understand and handle their company credit. Here are some ways you can deal with enhancing your credit by yourself. Customers must “exercise extreme care” when thinking about working with a credit repair business, McClary says.

Even if you find a company you’re comfortable with, the services might not work for your situation. Plus you ‘d likely save cash if you contested any inaccurate details in your credit reports yourself. The Credit Repair Organizations Act, or CROA, makes it illegal for credit repair work companies to lie about their services and outcomes, and sets some extra guidelines.

Credit reporting business have a variety of requirements under CROA, some of that include Offering you a written contract that describes your legal rights and the services they’ll provide Allowing you to cancel within 3 days without charge Fulfilling the assured service prior to charging you or getting fees If a credit repair work company refuses to answer your concerns, requests payment in advance or fails to put pledges in writing, “that belongs to the ‘sniff test’ that informs you there’s something wrong there,” McClary says.

We advise considering credit therapy initially. Eventually, you might be able to restore your credit yourself. Dealing with your credit?.

Choosing the finest credit repair work company to help you improve your credit report is a huge decision. A typical credit repair work service will cost you a couple of hundred dollars and will take up to a year to finish their service. Selecting the incorrect credit repair company can end up losing cash and perhaps more significantly, your time.

Improving your credit report can be the distinction between whether you get into a new home, cars and truck, or perhaps a task. A higher credit report may likewise help you re-finance your existing payments so you wind up paying less every month. A relied on credit repair work company can lend their competence and help you on your way to attaining these results.

The procedure of repairing your credit can involve much more than merely contesting your credit with the credit bureaus. You need to make sure to utilize a credit repair work business that can satisfy all of your credit needs. When the majority of people think about credit repair they think about a process that has become called credit report repair.

This aspect of credit repair work has actually helped many individuals with erroneous, incomplete, or unverifiable details on their credit reports improve their credit rating. While credit report repair work is an excellent start, many individuals discover that it is inadequate. Credit report repair when the credit bureaus are unable to confirm that the doubtful products in your credit reports should exist.

Request More Information

  • This field is for validation purposes and should be left unchanged.