Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

Request More Information

  • This field is for validation purposes and should be left unchanged.


The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.


When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.


Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.


At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Ames Lake, Washington residents

Credit Repair company serves the following zip code(s):

98053, 98014

Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

Call Us Today For Full Details


  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

Join Our Facebook Group

Get answers to all your credit repair questions by joining our credit repair tidbits facebook group


Now Hiring….

Data Entry Positions – Currently Filled
Commission Only Sales – Send Resume To


” You need to weigh the cost advantage of paying somebody else to do those things for you, versus doing those things by yourself and what your time is worth.” Here’s how credit repair work business work and, if you’re thinking about utilizing one, why you ought to consider credit therapy initially.

The business often promise to “manage all the heavy lifting” of dealing with the credit reporting firms, says McClary. Credit repair organizations are various from credit counseling firms, which are generally a free resource from not-for-profit monetary education organizations that evaluate your finances, debt and credit reports with the goal of mentor you to improve and handle your financial situation.

To assist prevent fraudsters, it’s essential to research any credit repair work company before consenting to work with it. There are “all type of ways” to vet credit repair work companies, McClary says. Here’s somewhere to start. Stay away from business that seem too great to be true. If the company says it can do any of the following, it’s a red flag and likely an indication of a rip-off: Remove precise unfavorable details from your reports Lawfully create a brand-new credit identity for you The company demands you pay before it offers services Warranty improved credit Again, we suggest seeking out a credit counselor initially.

Numerous credit repair work business start by requesting a copy of your credit report from each of the three major consumer credit bureaus Equifax, Experian and TransUnion. The company will evaluate your credit reports for derogatory marks, like Then, it will set a prepare for contesting mistakes and negotiating with financial institutions to remove those items.

Beware here. If you have actually had problem handling credit in the past, a brand-new account might not be the very best choice. Plus it’s not a fantastic concept to take on more credit if you don’t need it. The quantity you’ll pay and how it’s calculated will vary depending on the business, however there’s a rule they need to follow.

Depending on the company, you might pay a one-time flat charge, or pay for each bad mark the company eliminates from each of your reports. This may start around $35 per removal and could vary to $750 or more. The business may also charge by the month, ranging from $50 to $130 or more.

Consider how much work your reports require. If there are simply a couple of negative products, you’ll likely be much better off using any charges towards paying down debt and contesting any errors in your credit reports yourself. The credit bureau typically has one month after receiving your conflict to investigate and validate details.

The credit bureau is required to send you the results of the investigation within five organisation days of the conclusion of the investigation. But if the credit bureau figures out the disagreement is “pointless” it can pick not to examine as long as it communicates that to you within 5 days.

But many customers do not understand where to start, states Gerri Detweiler, education director at Nav, which aims to help company owner comprehend and handle their company credit. Here are some ways you can deal with enhancing your credit on your own. Consumers must “work out severe care” when thinking about dealing with a credit repair company, McClary says.

Even if you discover a business you’re comfortable with, the services might not work for your scenario. Plus you ‘d likely conserve money if you disputed any inaccurate information in your credit reports yourself. The Credit Repair Work Organizations Act, or CROA, makes it unlawful for credit repair work business to lie about their services and results, and sets some extra guidelines.

Credit reporting business have a number of requirements under CROA, some of which consist of Providing you a written contract that explains your legal rights and the services they’ll supply Enabling you to cancel within three days without charge Fulfilling the promised service before charging you or getting charges If a credit repair business refuses to address your concerns, demands payment up front or fails to put pledges in writing, “that becomes part of the ‘smell test’ that informs you there’s something wrong there,” McClary states.

We suggest thinking about credit counseling first. Ultimately, you might be able to restore your credit yourself. Dealing with your credit?.

Choosing the best credit repair company to help you improve your credit report is a huge decision. A normal credit repair service will cost you a few hundred dollars and will take up to a year to complete their service. Choosing the incorrect credit repair business can wind up squandering money and maybe more importantly, your time.

Improving your credit report can be the distinction between whether you get into a new house, cars and truck, or even a job. A higher credit report might also assist you re-finance your existing payments so you end up paying less on a monthly basis. A trusted credit repair company can lend their knowledge and assist you on your way to accomplishing these results.

The procedure of repairing your credit can include far more than simply challenging your credit with the credit bureaus. You must make certain to use a credit repair work company that can fulfill all of your credit needs. When the majority of people consider credit repair they think about a procedure that has actually ended up being referred to as credit report repair work.

This component of credit repair has actually assisted many individuals with erroneous, insufficient, or unverifiable information on their credit reports enhance their credit scores. While credit report repair is a good start, many individuals discover that it is not enough. Credit report repair when the credit bureaus are unable to confirm that the questionable products in your credit reports should be there.

Request More Information

  • This field is for validation purposes and should be left unchanged.