Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.

Review

When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.

Strategize

Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.

Analyze

At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Artondale, Washington residents

Credit Repair company serves the following zip code(s):

98335


Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

Call Us Today For Full Details

704-387-5117

  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

Join Our Facebook Group

Get answers to all your credit repair questions by joining our credit repair tidbits facebook group

 

Now Hiring….

Data Entry Positions – Currently Filled
Commission Only Sales – Send Resume To Danny@PayAfterDeletion.com

 

Depending upon your existing credit situation, you may be finest served by a credit repair company specializing solely in credit report repair or one that can also provide a full brochure of credit repair services. The Credit Repair Work Organizations Act is designed to safeguard you from credit repair scams. Regrettably, credit repair work is a market that has actually gotten a bad track record since of the promotion afforded to credit repair frauds.

An easy way to do this is to know a few of the laws that govern credit repair work business. These laws as defined in the Credit Repair Work Organizations Act were designed to secure you from credit repair work frauds while likewise safeguarding your right to get aid with fixing your credit reports.

In a normal credit repair fraud, the so called credit repair company charges a large upfront charge (lots of hundreds and even thousands of dollars) for service. This enables them to collect their cash, prevent performing the concurred upon credit repair, and vanish when too lots of individuals start grumbling. Under the Credit Repair Work Organizations Act, credit repair business are just permitted to costs for services after they have actually been carried out.

The 2nd law you should understand about addresses another typical credit repair fraud understood as file partition. Submit segregation is the highly illegal process of creating a brand-new credit identity with the credit bureaus. This brand-new clean credit identity is then used when looking for credit due to the fact that it does not contain any of the doubtful products on your genuine credit reports.

Some additional guidelines described in the Credit Repair work Organizations Act make it unlawful for any credit repair work company to assure your credit rating will increase, to not inform you that you can repair your credit by yourself, and to not allow you to cancel service whenever you desire.

The BBB keeps notes on grievances made against companies. If the BBB report for a credit repair work company lists numerous unsolved problems or a total low score, you should watch out for the business. In addition, beware of any credit repair work business that does not list credit repair services as one of their offerings in their BBB filing.

There’s nothing a credit repair service can lawfully do for you even getting rid of wrong information that you can’t do for yourself for little or no expenditure. And the expense of employing such a business can be substantial, varying from hundreds to thousands of dollars. The Credit Repair Work Organizations Act is a federal law that became efficient on April 1, 1997 in reaction to a variety of consumers who had actually suffered from credit repair frauds.

Are required to offer customers with a written contract stating all the services to be provided along with the conditions of payment. Under the law, consumers have three days to withdraw from the agreement. Are forbidden to ask or recommend that you mislead credit reporting companies about your charge account or change your identity to alter your credit report.

Can not ask you to sign anything that states that you are surrendering your rights under the Credit Repair Work Organizations Act. Any waiver that you sign can not be enforced. There is no fast fix for your credit. Info that is negative however precise (such as late payments and delinquencies) will stay on your credit report for 7-10 years.

To get a better understanding of your credit image and what loan providers can see, examine your credit report. If you require assistance reading your report, you can discover more about how to read your Experian credit report. If you wish to find out more about credit reports in general, you can read about credit report basics. If you discover details that is incorrect, you can file a conflict.

Ensure you’re clear on items that might potentially be deceitful, versus those that might simply be unreliable. Your payment history is one of the most important components of many FICO scoring designs. Late and missed out on payments will reduce your ratings, and public records and collections can trigger considerable damage.

Your ratings often take into account the size and recency of your debt. The bigger your debt is and the more current your missed out on payments are, the even worse your rating will be. Bringing accounts existing and continuing to pay on time will usually have a positive influence on your credit rating.

Essentially it’s the amount of all of your revolving debt (such as your charge card balances) divided by the overall credit that is readily available to you (or the total of all your credit limitations). High credit usage rate can adversely impact your credit scores. Normally, it’s a great idea to keep your credit utilization rate listed below 30%.

There are two ways to lower your credit usage rate: Minimize your financial obligation by paying off your account balances. Increase your total offered credit by raising your credit limitation on an existing account or opening a brand-new charge account. While increasing your credit limit may appear like an enticing option, it can be a dangerous move.

Furthermore, if you attempt to open a new charge card, an questions will appear on your credit report and momentarily decrease your credit score. Lowering your balances on credit cards and other revolving credit accounts is most likely the much better alternative to enhance your credit utilization rate, and, consequently, your credit rating.

Scoring models think about how much you owe and throughout the number of various accounts. If you have financial obligation throughout a large number of accounts, it might be beneficial to pay off some of the accounts, if you can. Paying down your financial obligation is the goal of lots of who’ve accrued debt in the past, but even after you pay the balance down to absolutely no, consider keeping that account open.

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