Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.


When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.


Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.


At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Battle Ground, Washington residents

Credit Repair company serves the following zip code(s):


Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

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  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

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” You need to weigh the expense advantage of paying somebody else to do those things for you, versus doing those things by yourself and what your time deserves.” Here’s how credit repair business work and, if you’re thinking of utilizing one, why you need to think about credit therapy first.

The companies often guarantee to “handle all the heavy lifting” of dealing with the credit reporting companies, states McClary. Credit repair companies are various from credit counseling agencies, which are normally a complimentary resource from not-for-profit monetary education organizations that examine your finances, debt and credit reports with the objective of mentor you to enhance and manage your financial circumstance.

To help avoid fraudsters, it is very important to investigate any credit repair work company before accepting deal with it. There are “all sort of methods” to veterinarian credit repair work business, McClary says. Here’s somewhere to start. Guide clear of companies that seem too good to be true. If the business states it can do any of the following, it’s a red flag and likely a sign of a scam: Remove precise unfavorable information from your reports Lawfully produce a new credit identity for you The company demands you pay before it provides services Assurance enhanced credit Once again, we recommend looking for out a credit counselor initially.

Numerous credit repair work companies begin by requesting a copy of your credit report from each of the three significant consumer credit bureaus Equifax, Experian and TransUnion. The company will examine your credit reports for negative marks, like Then, it will set a strategy for disputing errors and negotiating with creditors to get rid of those items.

Beware here. If you’ve had problem handling credit in the past, a new account may not be the finest choice. Plus it’s not a great concept to take on more credit if you don’t require it. The amount you’ll pay and how it’s computed will vary depending on the company, however there’s a rule they have to follow.

Depending on the business, you might pay a one-time flat fee, or pay for each derogatory mark the company removes from each of your reports. This might start around $35 per deletion and might range to $750 or more. The business may also charge by the month, varying from $50 to $130 or more.

Consider just how much work your reports need. If there are just a couple of negative items, you’ll likely be better off using any costs toward paying for financial obligation and disputing any errors in your credit reports yourself. The credit bureau generally has 30 days after receiving your disagreement to investigate and validate details.

The credit bureau is needed to send you the outcomes of the investigation within 5 business days of the conclusion of the investigation. However if the credit bureau determines the conflict is “frivolous” it can choose not to examine as long as it interacts that to you within five days.

But lots of customers do not know where to start, states Gerri Detweiler, education director at Nav, which intends to assist company owner comprehend and manage their organisation credit. Here are some ways you can work on enhancing your credit by yourself. Consumers need to “exercise severe care” when considering working with a credit repair work business, McClary says.

Even if you find a business you’re comfy with, the services may not work for your situation. Plus you ‘d likely save cash if you challenged any incorrect information in your credit reports yourself. The Credit Repair Organizations Act, or CROA, makes it illegal for credit repair business to lie about their services and outcomes, and sets some additional guidelines.

Credit reporting companies have a variety of requirements under CROA, some of which consist of Providing you a composed agreement that discusses your legal rights and the services they’ll offer Enabling you to cancel within 3 days without charge Fulfilling the promised service prior to charging you or receiving charges If a credit repair work company declines to address your questions, requests payment in advance or stops working to put pledges in composing, “that belongs to the ‘sniff test’ that tells you there’s something incorrect there,” McClary says.

We suggest considering credit therapy first. Ultimately, you might have the ability to restore your credit yourself. Dealing with your credit?.

Choosing the very best credit repair company to assist you enhance your credit history is a big decision. A typical credit repair service will cost you a couple of hundred dollars and will use up to a year to finish their service. Picking the incorrect credit repair company can wind up squandering cash and perhaps more significantly, your time.

Improving your credit score can be the distinction between whether you enter into a brand-new house, automobile, and even a task. A greater credit report may also help you refinance your existing payments so you wind up paying less on a monthly basis. A trusted credit repair company can provide their expertise and help you on your way to accomplishing these outcomes.

The procedure of repairing your credit can involve a lot more than just contesting your credit with the credit bureaus. You need to ensure to use a credit repair company that can satisfy all of your credit needs. When many people think about credit repair they believe of a process that has become referred to as credit report repair.

This aspect of credit repair work has actually helped many individuals with erroneous, incomplete, or unverifiable information on their credit reports enhance their credit history. While credit report repair is a good start, lots of people find that it is insufficient. Credit report repair when the credit bureaus are not able to confirm that the doubtful products in your credit reports ought to exist.

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