Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.

Review

When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.

Strategize

Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.

Analyze

At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Bedford, Washington residents

Credit Repair company serves the following zip code(s):

98577


Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

Call Us Today For Full Details

704-387-5117

  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

Join Our Facebook Group

Get answers to all your credit repair questions by joining our credit repair tidbits facebook group

 

Now Hiring….

Data Entry Positions – Currently Filled
Commission Only Sales – Send Resume To Danny@PayAfterDeletion.com

 

Depending on your current credit circumstance, you might be best served by a credit repair work company specializing entirely in credit report repair or one that can likewise offer a complete brochure of credit repair services. The Credit Repair Work Organizations Act is developed to secure you from credit repair rip-offs. Regrettably, credit repair work is an industry that has actually received a bad track record because of the promotion afforded to credit repair scams.

An easy way to do this is to understand a few of the laws that govern credit repair business. These laws as defined in the Credit Repair Organizations Act were created to safeguard you from credit repair work frauds while also securing your right to get aid with fixing your credit reports.

In a normal credit repair fraud, the so called credit repair work company charges a big in advance charge (numerous hundreds or even countless dollars) for service. This permits them to gather their money, avoid performing the agreed upon credit repair work, and disappear when a lot of individuals start grumbling. Under the Credit Repair Organizations Act, credit repair work companies are only permitted to bill for services after they have actually been performed.

The second law you ought to learn about addresses another common credit repair rip-off called file partition. Submit partition is the extremely illegal procedure of developing a new credit identity with the credit bureaus. This brand-new tidy credit identity is then used when requesting credit because it does not consist of any of the doubtful items on your real credit reports.

Some extra standards described in the Credit Repair work Organizations Act make it illegal for any credit repair work business to guarantee your credit report will increase, to not inform you that you can repair your credit on your own, and to not allow you to cancel service whenever you desire.

The BBB keeps notes on complaints made versus business. If the BBB report for a credit repair company lists numerous unsettled grievances or a general low ranking, you should be cautious of the company. In addition, beware of any credit repair work business that does not list credit repair work services as one of their offerings in their BBB filing.

There’s absolutely nothing a credit repair service can lawfully provide for you even eliminating wrong info that you can’t provide for yourself for little or no cost. And the cost of hiring such a company can be substantial, ranging from hundreds to countless dollars. The Credit Repair Work Organizations Act is a federal law that became efficient on April 1, 1997 in reaction to a variety of customers who had suffered from credit repair scams.

Are required to offer consumers with a written agreement stating all the services to be provided in addition to the terms and conditions of payment. Under the law, consumers have three days to withdraw from the agreement. Are forbidden to ask or recommend that you deceive credit reporting business about your charge account or change your identity to change your credit rating.

Can not ask you to sign anything that states that you are forfeiting your rights under the Credit Repair Work Organizations Act. Any waiver that you sign can not be imposed. There is no quick fix for your credit. Info that is unfavorable however accurate (such as late payments and delinquencies) will stay on your credit report for 7-10 years.

To get a much better understanding of your credit picture and what lending institutions can see, inspect your credit report. If you require aid reading your report, you can discover more about how to read your Experian credit report. If you wish to find out more about credit reports in general, you can check out credit report basics. If you find information that is incorrect, you can file a disagreement.

Make certain you’re clear on items that could potentially be deceptive, versus those that may just be inaccurate. Your payment history is one of the most important elements of many FICO scoring models. Late and missed payments will minimize your scores, and public records and collections can trigger considerable damage.

Your scores often consider the size and recency of your debt. The larger your financial obligation is and the more recent your missed payments are, the worse your rating will be. Bringing accounts present and continuing to pay on time will generally have a positive impact on your credit rating.

Basically it’s the amount of all of your revolving financial obligation (such as your credit card balances) divided by the overall credit that is available to you (or the overall of all your credit limitations). High credit utilization rate can negatively impact your credit history. Generally, it’s an excellent concept to keep your credit usage rate listed below 30%.

There are two ways to lower your credit usage rate: Reduce your debt by settling your account balances. Increase your overall available credit by raising your credit line on an existing account or opening a new credit account. While increasing your credit line may appear like an enticing alternative, it can be a risky relocation.

In addition, if you attempt to open a new charge card, an questions will appear on your credit report and briefly minimize your credit report. Minimizing your balances on credit cards and other revolving credit accounts is likely the better choice to improve your credit utilization rate, and, subsequently, your credit report.

Scoring models consider how much you owe and across the number of various accounts. If you have financial obligation throughout a big number of accounts, it might be advantageous to pay off a few of the accounts, if you can. Paying for your financial obligation is the objective of lots of who’ve accrued debt in the past, however even after you pay the balance to no, consider keeping that account open.

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