Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.

Review

When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.

Strategize

Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.

Analyze

At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Belridge, Washington residents

Credit Repair company serves the following zip code(s):

98004, 98005, 98006, 98007, 98008, 98009, 98015


Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

Call Us Today For Full Details

704-387-5117

  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

Join Our Facebook Group

Get answers to all your credit repair questions by joining our credit repair tidbits facebook group

 

Now Hiring….

Data Entry Positions – Currently Filled
Commission Only Sales – Send Resume To Danny@PayAfterDeletion.com

 

Depending upon your current credit situation, you might be best served by a credit repair business specializing entirely in credit report repair work or one that can also provide a complete brochure of credit repair services. The Credit Repair Work Organizations Act is developed to safeguard you from credit repair frauds. Regrettably, credit repair work is an industry that has received a bad track record because of the promotion managed to credit repair work rip-offs.

A simple way to do this is to understand a few of the laws that govern credit repair work companies. These laws as specified in the Credit Repair Organizations Act were developed to safeguard you from credit repair work rip-offs while also securing your right to get assist with fixing your credit reports.

In a typical credit repair rip-off, the so called credit repair work company charges a big upfront cost (many hundreds or perhaps thousands of dollars) for service. This permits them to collect their cash, prevent performing the agreed upon credit repair work, and disappear when a lot of people start grumbling. Under the Credit Repair Organizations Act, credit repair work companies are just allowed to expense for services after they have been carried out.

The 2nd law you should learn about addresses another typical credit repair work rip-off referred to as file segregation. Submit segregation is the extremely prohibited process of creating a new credit identity with the credit bureaus. This new clean credit identity is then utilized when making an application for credit because it does not consist of any of the questionable products on your genuine credit reports.

Some extra standards described in the Credit Repair work Organizations Act make it unlawful for any credit repair company to assure your credit score will increase, to not notify you that you have the right to fix your credit on your own, and to not allow you to cancel service whenever you desire.

The BBB keeps notes on grievances made versus business. If the BBB report for a credit repair work business lists numerous unsettled complaints or a general low score, you ought to watch out for the company. In addition, beware of any credit repair company that does not list credit repair work services as one of their offerings in their BBB filing.

There’s nothing a credit repair service can lawfully provide for you even eliminating wrong details that you can’t do for yourself for little or no expense. And the expense of employing such a company can be significant, varying from hundreds to countless dollars. The Credit Repair Work Organizations Act is a federal law that ended up being reliable on April 1, 1997 in response to a number of customers who had actually suffered from credit repair rip-offs.

Are needed to provide customers with a written contract specifying all the services to be supplied as well as the conditions of payment. Under the law, customers have 3 days to withdraw from the contract. Are forbidden to ask or suggest that you misinform credit reporting business about your charge account or alter your identity to alter your credit rating.

Can not ask you to sign anything that states that you are forfeiting your rights under the Credit Repair Work Organizations Act. Any waiver that you sign can not be imposed. There is no fast fix for your credit. Info that is unfavorable but precise (such as late payments and delinquencies) will remain on your credit report for 7-10 years.

To get a much better understanding of your credit picture and what loan providers can see, examine your credit report. If you require help reading your report, you can discover more about how to read your Experian credit report. If you desire to find out more about credit reports in basic, you can check out credit report fundamentals. If you find details that is inaccurate, you can file a conflict.

Make sure you’re clear on products that might possibly be deceptive, versus those that may merely be incorrect. Your payment history is among the most important components of many FICO scoring models. Late and missed out on payments will minimize your ratings, and public records and collections can trigger substantial damage.

Your ratings typically take into account the size and recency of your financial obligation. The bigger your debt is and the more recent your missed out on payments are, the even worse your score will be. Bringing accounts existing and continuing to pay on time will usually have a favorable effect on your credit report.

Generally it’s the sum of all of your revolving debt (such as your credit card balances) divided by the overall credit that is available to you (or the total of all your credit line). High credit usage rate can negatively impact your credit history. Usually, it’s a good idea to keep your credit utilization rate listed below 30%.

There are two methods to minimize your credit utilization rate: Lower your financial obligation by settling your account balances. Increase your total offered credit by raising your credit line on an existing account or opening a new charge account. While increasing your credit limit might look like an attractive option, it can be a dangerous move.

In addition, if you attempt to open a new charge card, an query will appear on your credit report and temporarily minimize your credit score. Minimizing your balances on charge card and other revolving credit accounts is most likely the better choice to enhance your credit utilization rate, and, subsequently, your credit scores.

Scoring models think about just how much you owe and throughout the number of different accounts. If you have financial obligation throughout a a great deal of accounts, it may be useful to settle a few of the accounts, if you can. Paying down your financial obligation is the objective of numerous who’ve accrued debt in the past, however even after you pay the balance to absolutely no, think about keeping that account open.

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