Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.


When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.


Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.


At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Bremerton, Washington residents

Credit Repair company serves the following zip code(s):

98312, 98314, 98310, 98367, 98337

Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

Call Us Today For Full Details


  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

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” You have to weigh the cost advantage of paying somebody else to do those things for you, versus doing those things by yourself and what your time is worth.” Here’s how credit repair work business work and, if you’re considering using one, why you need to consider credit counseling first.

The companies typically promise to “manage all the heavy lifting” of working with the credit reporting companies, states McClary. Credit repair organizations are different from credit therapy companies, which are typically a free resource from nonprofit monetary education organizations that review your finances, financial obligation and credit reports with the goal of teaching you to improve and handle your financial situation.

To assist prevent scammers, it is essential to look into any credit repair organization prior to consenting to deal with it. There are “all type of methods” to vet credit repair work business, McClary states. Here’s somewhere to begin. Stay away from business that seem too excellent to be real. If the company states it can do any of the following, it’s a warning and likely an indication of a scam: Eliminate accurate negative details from your reports Lawfully create a brand-new credit identity for you The business requests you pay prior to it supplies services Guarantee enhanced credit Once again, we advise seeking out a credit counselor first.

Many credit repair work companies begin by requesting a copy of your credit report from each of the three major customer credit bureaus Equifax, Experian and TransUnion. The business will evaluate your credit reports for derogatory marks, like Then, it will set a prepare for challenging mistakes and negotiating with lenders to eliminate those items.

Beware here. If you have actually had difficulty handling credit in the past, a brand-new account might not be the finest alternative. Plus it’s not an excellent idea to take on more credit if you do not require it. The quantity you’ll pay and how it’s computed will differ depending upon the business, however there’s a guideline they need to follow.

Depending on the company, you might pay a one-time flat fee, or spend for each negative mark the company eliminates from each of your reports. This may start around $35 per deletion and could range to $750 or more. The business may also charge by the month, varying from $50 to $130 or more.

Think of how much work your reports need. If there are simply a couple of unfavorable items, you’ll likely be much better off using any charges towards paying down financial obligation and contesting any mistakes in your credit reports yourself. The credit bureau usually has 30 days after receiving your conflict to investigate and confirm info.

The credit bureau is required to send you the outcomes of the investigation within five service days of the completion of the examination. However if the credit bureau determines the conflict is “pointless” it can choose not to examine as long as it interacts that to you within 5 days.

But numerous customers do not know where to begin, states Gerri Detweiler, education director at Nav, which aims to help entrepreneur comprehend and manage their organisation credit. Here are some ways you can deal with improving your credit on your own. Consumers must “exercise severe care” when considering working with a credit repair business, McClary says.

Even if you find a company you’re comfortable with, the services might not work for your situation. Plus you ‘d likely conserve money if you contested any incorrect information in your credit reports yourself. The Credit Repair Work Organizations Act, or CROA, makes it illegal for credit repair work business to lie about their services and outcomes, and sets some extra rules.

Credit reporting business have a variety of requirements under CROA, some of that include Giving you a composed agreement that explains your legal rights and the services they’ll offer Enabling you to cancel within three days without charge Satisfying the promised service before charging you or receiving fees If a credit repair business refuses to address your questions, requests payment in advance or fails to put pledges in composing, “that becomes part of the ‘smell test’ that tells you there’s something incorrect there,” McClary says.

We advise considering credit counseling initially. Ultimately, you might be able to rebuild your credit yourself. Dealing with your credit?.

Picking the very best credit repair work business to assist you enhance your credit rating is a big decision. A typical credit repair work service will cost you a few hundred dollars and will take up to a year to complete their service. Picking the incorrect credit repair work company can end up losing money and perhaps more notably, your time.

Improving your credit report can be the difference in between whether or not you enter a brand-new home, vehicle, or perhaps a job. A greater credit history might likewise assist you refinance your existing payments so you end up paying less every month. A relied on credit repair work company can provide their expertise and help you on your method to achieving these results.

The procedure of fixing your credit can include a lot more than merely disputing your credit with the credit bureaus. You should make sure to utilize a credit repair work company that can meet all of your credit needs. When most people think of credit repair they consider a procedure that has actually become understood as credit report repair work.

This component of credit repair work has actually helped lots of people with erroneous, insufficient, or unverifiable information on their credit reports enhance their credit scores. While credit report repair is an excellent start, numerous people discover that it is not enough. Credit report repair when the credit bureaus are not able to confirm that the questionable items in your credit reports must be there.

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