Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.


When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.


Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.


At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Captains Choice, Washington residents

Credit Repair company serves the following zip code(s):


Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

Call Us Today For Full Details


  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

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Just you understand all the ins and outs of your financial situation, and like thumbprints, they’re different for each person. Ensure you thoroughly examine your situation; only you know what can work best for your financial outlook. Opening a number of credit accounts in a brief amount of time can appear risky to lending institutions and negatively affect your credit report.

Know too, that when you’re buying a vehicle or browsing for the very best mortgage rates, your inquiries may be organized and counted as just one inquiry for the function of including info to your credit report. In many commonly-used scoring designs, current queries have higher effect than older questions, and they just appear on your credit report or a maximum of 25 months.

Numerous are non-profit and charge small or no costs for their services. You can evaluate more details on choosing the right trusted credit therapist for you from the National Foundation for Credit Therapy. Credit counselors can assist you develop a Financial obligation Management Strategy (or DMP) and can negotiate to minimize your month-to-month payments.

Your credit report may signify that accounts are paid through a Financial obligation Management Plan and were not paid as initially concurred. Using a Debt Management Strategy may not negatively affect your credit history when you continue to pay on-time as agreed under the new terms. Additionally, you might think about combining your debt via a individual loan or balance transfer credit card.

Do not worry if you pay and your credit report isn’t upgraded immediately. Creditors just report to Experian and other credit reporting companies on a regular basis, normally month-to-month. It can use up to thirty days or more for your account statuses to be upgraded, depending upon when in the month your lender or lender reports their updates.

Having negative information on your credit report or a low credit report might suggest to lending institutions that you are less likely to repay your financial obligation as concurred. As a result, they might reject you a loan or charge you greater rates and charges. If you have negative information on your credit report, it will stay there for 7-10 years.

However, while you may not have the ability to alter details from the past, you can demonstrate excellent credit management moving forward by paying your expenses on time and as concurred. As you develop a positive credit history, with time, your credit scores will likely improve. FICO is a signed up hallmark of the Fair Isaac Corporation.

RMCN is a premier credit repair work company with credit remediation and education at its core. In late 1997, the creator and CEO, Doug Parker was dealing with some credit associated problems that eventually made him develop an efficient credit remediation process. Doug, upon scanning his credit reports, discovered that despite the fact that he had actually settled all of his uncollectable bills, they were still showing in his report, and hindering his rating.

What followed was a string of examinations with lenders and credit reporting agencies that had actually reported the objectionable products. Doug demanded that the bodies either verify all of his account details with recorded verification or delete all misreported products. Over the next few months, all mistakes were erased. This little success encouraged Doug to help his family, friends and coworkers handle their credit concerns successfully over the following years.

If you have actually been rejected a loan or charge card due to the fact that of a low credit rating, you might desire to involve the service for aid. However, don’t be quick to sign a contract prior to you understand what can and can’t do. Usually, a credit repair firm goes through your credit reports from each of the three credit reporting bureaus, tries to find mistakes and evaluations unfavorable products. Besides, the law needs to upgrade you concerning your rights prior to you sign an agreement. It’s important for the company to supply you with a Notice of Cancellation as well as a copy of the Customer Credit File Rights. This assists to safeguard you from unjust and misleading advertising practices.

The scope of credit repair work services differs from one company to the next. To avoid dissatisfactions later, you need to understand what you’re paying for. Some will challenge products with credit bureaus and not engage your lenders. Others will challenge unfavorable products in your credit report at all levels, and it would be better to deal with a company that does the latter.

So, discover out what each business offers and opt for one that covers a board range of services to assist you restore control of your finances. Do not simply take the guarantees they inform you at face value. After all, they stay in business and will do their best to offer you a service, which’s reasonable.

You can read reviews about the business from its site and other review-based sites too. Guarantee the company has handled issues similar to yours, and that they comprehend the service you’re seeking. Besides, if you’ve relatives, buddies and associates who’ve worked with a credit repair business in the past, they can share their suggestions with you.

Experience is a necessary aspect to think about because it shows the company has actually consistently offered dependable and genuine services to its clients who’re satisfied with the business’s services, which is why the business is still in service. However, this does not suggest you should not think about brand-new. Some new firms are legitimate with extremely experienced personnel on board who can provide.

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