Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.

Review

When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.

Strategize

Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.

Analyze

At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Cascade View, Washington residents

Credit Repair company serves the following zip code(s):

98207, 98204, 98205, 98203, 98201, 98208, 98275, 98206, 98213


Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

Call Us Today For Full Details

704-387-5117

  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

Join Our Facebook Group

Get answers to all your credit repair questions by joining our credit repair tidbits facebook group

 

Now Hiring….

Data Entry Positions – Currently Filled
Commission Only Sales – Send Resume To Danny@PayAfterDeletion.com

 

Depending on your current credit situation, you may be finest served by a credit repair work business specializing entirely in credit report repair work or one that can also supply a full brochure of credit repair services. The Credit Repair Organizations Act is designed to safeguard you from credit repair work rip-offs. Unfortunately, credit repair is an industry that has actually received a bad reputation due to the fact that of the promotion paid for to credit repair rip-offs.

A simple way to do this is to know a few of the laws that govern credit repair work business. These laws as defined in the Credit Repair Organizations Act were designed to secure you from credit repair work frauds while likewise protecting your right to get assist with fixing your credit reports.

In a normal credit repair rip-off, the so called credit repair business charges a large upfront fee (numerous hundreds or even thousands of dollars) for service. This allows them to gather their money, avoid carrying out the agreed upon credit repair, and vanish when a lot of people start complaining. Under the Credit Repair Organizations Act, credit repair business are only permitted to bill for services after they have been performed.

The second law you ought to learn about addresses another typical credit repair work scam understood as file segregation. Submit segregation is the highly illegal process of producing a new credit identity with the credit bureaus. This brand-new tidy credit identity is then used when making an application for credit because it does not consist of any of the doubtful items on your real credit reports.

Some extra guidelines explained in the Credit Repair Organizations Act make it unlawful for any credit repair company to promise your credit rating will increase, to not inform you that you can repair your credit by yourself, and to not allow you to cancel service whenever you want.

The BBB keeps notes on problems made versus business. If the BBB report for a credit repair company notes several unsettled problems or an overall low rating, you need to be cautious of the business. In addition, beware of any credit repair company that does not list credit repair work services as one of their offerings in their BBB filing.

There’s absolutely nothing a credit repair work service can lawfully do for you even getting rid of incorrect information that you can’t provide for yourself for little or no expenditure. And the cost of hiring such a business can be significant, varying from hundreds to countless dollars. The Credit Repair Work Organizations Act is a federal law that ended up being reliable on April 1, 1997 in reaction to a number of customers who had struggled with credit repair work rip-offs.

Are required to provide consumers with a composed contract mentioning all the services to be provided in addition to the terms of payment. Under the law, consumers have three days to withdraw from the contract. Are forbidden to ask or recommend that you misinform credit reporting companies about your charge account or alter your identity to alter your credit history.

Can not ask you to sign anything that states that you are forfeiting your rights under the Credit Repair Organizations Act. Any waiver that you sign can not be enforced. There is no fast repair for your credit. Details that is unfavorable however accurate (such as late payments and delinquencies) will remain on your credit report for 7-10 years.

To get a better understanding of your credit photo and what loan providers can see, check your credit report. If you require assistance reading your report, you can find out more about how to read your Experian credit report. If you desire to find out more about credit reports in general, you can read about credit report fundamentals. If you discover information that is inaccurate, you can submit a conflict.

Make certain you’re clear on items that might possibly be deceitful, versus those that may simply be incorrect. Your payment history is among the most crucial components of many FICO scoring designs. Late and missed out on payments will minimize your scores, and public records and collections can trigger substantial damage.

Your scores typically take into consideration the size and recency of your debt. The larger your financial obligation is and the more recent your missed payments are, the even worse your rating will be. Bringing accounts present and continuing to pay on time will almost always have a favorable effect on your credit ratings.

Essentially it’s the amount of all of your revolving financial obligation (such as your charge card balances) divided by the total credit that is offered to you (or the overall of all your credit line). High credit usage rate can adversely affect your credit ratings. Normally, it’s a good concept to keep your credit usage rate below 30%.

There are 2 methods to lower your credit usage rate: Lower your financial obligation by paying off your account balances. Increase your total available credit by raising your credit line on an existing account or opening a new credit account. While increasing your credit limit may look like an attractive alternative, it can be a risky relocation.

In addition, if you attempt to open a new credit card, an questions will appear on your credit report and momentarily decrease your credit history. Minimizing your balances on charge card and other revolving credit accounts is most likely the much better alternative to enhance your credit utilization rate, and, consequently, your credit scores.

Scoring designs consider just how much you owe and throughout the number of various accounts. If you have financial obligation across a a great deal of accounts, it might be helpful to settle some of the accounts, if you can. Paying down your financial obligation is the objective of lots of who have actually accrued financial obligation in the past, however even after you pay the balance down to absolutely no, think about keeping that account open.

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