Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.


When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.


Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.


At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Cedarhurst, Washington residents

Credit Repair company serves the following zip code(s):

98070, 98013

Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

Call Us Today For Full Details


  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

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” You need to weigh the cost advantage of paying someone else to do those things for you, versus doing those things by yourself and what your time is worth.” Here’s how credit repair work business work and, if you’re thinking about utilizing one, why you should think about credit counseling initially.

The companies typically guarantee to “handle all the heavy lifting” of working with the credit reporting firms, says McClary. Credit repair work companies are various from credit counseling agencies, which are generally a free resource from nonprofit financial education organizations that evaluate your finances, debt and credit reports with the goal of teaching you to improve and handle your monetary circumstance.

To help avoid fraudsters, it’s crucial to look into any credit repair organization before agreeing to work with it. There are “all sort of ways” to vet credit repair work business, McClary says. Here’s somewhere to start. Steer clear of companies that appear too good to be true. If the business states it can do any of the following, it’s a warning and likely an indication of a rip-off: Eliminate precise unfavorable information from your reports Lawfully create a new credit identity for you The company requests you pay prior to it offers services Assurance enhanced credit Once again, we suggest looking for a credit therapist initially.

Lots of credit repair work business start by requesting a copy of your credit report from each of the 3 major customer credit bureaus Equifax, Experian and TransUnion. The company will examine your credit reports for bad marks, like Then, it will set a strategy for challenging mistakes and working out with financial institutions to remove those products.

Beware here. If you’ve had trouble handling credit in the past, a brand-new account might not be the very best alternative. Plus it’s not a fantastic idea to handle more credit if you don’t need it. The amount you’ll pay and how it’s computed will vary depending upon the company, however there’s a rule they have to follow.

Depending upon the company, you may pay a one-time flat charge, or pay for each derogatory mark the company eliminates from each of your reports. This may start around $35 per deletion and could range to $750 or more. The business may also charge by the month, varying from $50 to $130 or more.

Consider how much work your reports require. If there are simply one or two negative items, you’ll likely be much better off applying any costs toward paying for debt and contesting any mistakes in your credit reports yourself. The credit bureau usually has 1 month after getting your disagreement to examine and verify info.

The credit bureau is required to send you the outcomes of the examination within 5 company days of the completion of the investigation. But if the credit bureau identifies the dispute is “unimportant” it can pick not to examine as long as it communicates that to you within five days.

But many consumers don’t know where to begin, states Gerri Detweiler, education director at Nav, which aims to assist entrepreneur understand and handle their service credit. Here are some ways you can work on improving your credit on your own. Customers must “exercise extreme caution” when thinking about dealing with a credit repair work company, McClary states.

Even if you find a business you’re comfy with, the services may not work for your scenario. Plus you ‘d likely conserve money if you challenged any inaccurate information in your credit reports yourself. The Credit Repair Work Organizations Act, or CROA, makes it unlawful for credit repair work companies to lie about their services and outcomes, and sets some additional guidelines.

Credit reporting companies have a number of requirements under CROA, a few of that include Giving you a written agreement that describes your legal rights and the services they’ll supply Enabling you to cancel within three days without charge Satisfying the promised service before charging you or getting fees If a credit repair company declines to answer your concerns, demands payment up front or fails to put guarantees in writing, “that becomes part of the ‘sniff test’ that informs you there’s something incorrect there,” McClary says.

We recommend thinking about credit counseling initially. Eventually, you might be able to reconstruct your credit yourself. Working on your credit?.

Selecting the very best credit repair company to assist you enhance your credit report is a big decision. A common credit repair work service will cost you a couple of hundred dollars and will take up to a year to complete their service. Selecting the wrong credit repair work company can end up losing cash and maybe more importantly, your time.

Improving your credit rating can be the difference between whether or not you get into a new house, automobile, and even a job. A higher credit report might also help you refinance your existing payments so you wind up paying less monthly. A trusted credit repair business can provide their know-how and assist you on your way to achieving these results.

The procedure of fixing your credit can include much more than just challenging your credit with the credit bureaus. You need to make sure to use a credit repair work company that can fulfill all of your credit requirements. When the majority of individuals consider credit repair they believe of a process that has actually ended up being referred to as credit report repair.

This aspect of credit repair has helped lots of people with incorrect, incomplete, or unverifiable information on their credit reports improve their credit history. While credit report repair is a great start, many individuals find that it is not enough. Credit report repair when the credit bureaus are not able to validate that the questionable products in your credit reports ought to be there.

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