Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.


When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.


Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.


At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Central Business District, Washington residents

Credit Repair company serves the following zip code(s):

98229, 98225, 98226, 98228

Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

Call Us Today For Full Details


  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

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” You have to weigh the cost benefit of paying somebody else to do those things for you, versus doing those things by yourself and what your time is worth.” Here’s how credit repair work companies work and, if you’re believing of using one, why you must think about credit therapy first.

The companies often assure to “handle all the heavy lifting” of dealing with the credit reporting companies, says McClary. Credit repair work companies are various from credit therapy agencies, which are normally a free resource from nonprofit financial education organizations that review your finances, financial obligation and credit reports with the goal of mentor you to enhance and handle your financial circumstance.

To help prevent scammers, it is essential to investigate any credit repair organization before consenting to work with it. There are “all type of methods” to vet credit repair work business, McClary states. Here’s someplace to start. Avoid business that appear too excellent to be real. If the business states it can do any of the following, it’s a warning and likely a sign of a scam: Eliminate precise negative information from your reports Lawfully develop a new credit identity for you The company requests you pay prior to it provides services Assurance enhanced credit Again, we recommend looking for a credit therapist first.

Lots of credit repair work business start by asking for a copy of your credit report from each of the three major consumer credit bureaus Equifax, Experian and TransUnion. The business will examine your credit reports for bad marks, like Then, it will set a plan for challenging errors and negotiating with lenders to eliminate those items.

Beware here. If you have actually had trouble managing credit in the past, a new account may not be the best alternative. Plus it’s not a terrific concept to handle more credit if you don’t need it. The quantity you’ll pay and how it’s determined will differ depending upon the company, but there’s a rule they have to follow.

Depending on the company, you may pay a one-time flat cost, or spend for each negative mark the business gets rid of from each of your reports. This may start around $35 per deletion and might range to $750 or more. The company may also charge by the month, varying from $50 to $130 or more.

Think about how much work your reports require. If there are simply a couple of unfavorable items, you’ll likely be better off applying any charges toward paying for financial obligation and disputing any errors in your credit reports yourself. The credit bureau typically has 30 days after getting your dispute to investigate and confirm information.

The credit bureau is required to send you the outcomes of the examination within 5 business days of the conclusion of the investigation. However if the credit bureau determines the conflict is “pointless” it can choose not to examine as long as it communicates that to you within five days.

However numerous consumers do not understand where to start, says Gerri Detweiler, education director at Nav, which aims to assist entrepreneur comprehend and handle their company credit. Here are some methods you can deal with enhancing your credit by yourself. Customers ought to “work out extreme care” when considering working with a credit repair company, McClary states.

Even if you discover a business you’re comfortable with, the services may not work for your scenario. Plus you ‘d likely conserve money if you challenged any inaccurate details in your credit reports yourself. The Credit Repair Work Organizations Act, or CROA, makes it unlawful for credit repair companies to lie about their services and results, and sets some extra guidelines.

Credit reporting companies have a variety of requirements under CROA, some of which consist of Offering you a written agreement that discusses your legal rights and the services they’ll supply Permitting you to cancel within three days without charge Fulfilling the assured service before charging you or receiving costs If a credit repair work business refuses to address your questions, demands payment up front or stops working to put promises in writing, “that’s part of the ‘smell test’ that informs you there’s something incorrect there,” McClary states.

We suggest thinking about credit counseling initially. Eventually, you may be able to restore your credit yourself. Working on your credit?.

Choosing the very best credit repair business to assist you improve your credit report is a huge choice. A normal credit repair work service will cost you a few hundred dollars and will take up to a year to complete their service. Picking the incorrect credit repair work company can wind up wasting money and maybe more significantly, your time.

Improving your credit rating can be the distinction in between whether you enter a new house, vehicle, and even a job. A greater credit rating may also assist you re-finance your existing payments so you wind up paying less monthly. A trusted credit repair work company can provide their competence and assist you on your method to achieving these results.

The procedure of repairing your credit can include much more than simply challenging your credit with the credit bureaus. You must make sure to use a credit repair business that can satisfy all of your credit requirements. When the majority of people think about credit repair work they consider a process that has actually ended up being called credit report repair work.

This component of credit repair has helped lots of people with erroneous, insufficient, or unverifiable information on their credit reports enhance their credit report. While credit report repair work is a great start, lots of people find that it is inadequate. Credit report repair when the credit bureaus are unable to confirm that the questionable products in your credit reports ought to exist.

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