Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.

Review

When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.

Strategize

Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.

Analyze

At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Central District, Washington residents

Credit Repair company serves the following zip code(s):

98109, 98108, 98104, 98107, 98106, 98101, 98103, 98102, 98105, 98154, 98122, 98121, 98126, 98125, 98178, 98174, 98177, 98144, 98146, 98195, 98199, 98118, 98119, 98116, 98117, 98115, 98112, 98164, 98134, 98136, 98133, 98111, 98113, 98114, 98124, 98127, 98129, 98139, 98141, 98145, 98161, 98165, 98170, 98175, 98181, 98185, 98191, 98194


Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

Call Us Today For Full Details

704-387-5117

  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

Join Our Facebook Group

Get answers to all your credit repair questions by joining our credit repair tidbits facebook group

 

Now Hiring….

Data Entry Positions – Currently Filled
Commission Only Sales – Send Resume To Danny@PayAfterDeletion.com

 

Depending on your current credit scenario, you may be best served by a credit repair work company specializing exclusively in credit report repair work or one that can likewise provide a complete brochure of credit repair services. The Credit Repair Organizations Act is developed to secure you from credit repair work frauds. Regrettably, credit repair is an industry that has actually received a bad reputation because of the publicity afforded to credit repair work frauds.

An easy method to do this is to know a few of the laws that govern credit repair companies. These laws as defined in the Credit Repair Organizations Act were created to protect you from credit repair work frauds while likewise protecting your right to get assist with repairing your credit reports.

In a typical credit repair scam, the so called credit repair work business charges a big upfront charge (many hundreds and even thousands of dollars) for service. This allows them to collect their money, prevent performing the concurred upon credit repair, and vanish when too numerous people begin complaining. Under the Credit Repair Organizations Act, credit repair work companies are just allowed to expense for services after they have been carried out.

The 2nd law you need to understand about addresses another typical credit repair work fraud known as file segregation. File partition is the extremely illegal procedure of creating a brand-new credit identity with the credit bureaus. This new clean credit identity is then used when requesting credit since it does not contain any of the doubtful items on your genuine credit reports.

Some extra guidelines described in the Credit Repair work Organizations Act make it illegal for any credit repair work company to assure your credit report will increase, to not inform you that you have the right to repair your credit on your own, and to not permit you to cancel service whenever you desire.

The BBB keeps notes on problems made versus business. If the BBB report for a credit repair business lists numerous unsolved problems or an overall low ranking, you ought to watch out for the business. In addition, beware of any credit repair work business that does not list credit repair services as one of their offerings in their BBB filing.

There’s nothing a credit repair service can lawfully provide for you even getting rid of incorrect info that you can’t do for yourself for little or no cost. And the cost of working with such a business can be significant, varying from hundreds to countless dollars. The Credit Repair Work Organizations Act is a federal law that became efficient on April 1, 1997 in action to a variety of consumers who had experienced credit repair work scams.

Are required to offer customers with a written agreement mentioning all the services to be offered along with the terms of payment. Under the law, consumers have three days to withdraw from the agreement. Are forbidden to ask or suggest that you deceive credit reporting business about your charge account or alter your identity to change your credit rating.

Can not ask you to sign anything that states that you are forfeiting your rights under the Credit Repair Organizations Act. Any waiver that you sign can not be enforced. There is no quick repair for your credit. Info that is negative however accurate (such as late payments and delinquencies) will stay on your credit report for 7-10 years.

To get a better understanding of your credit photo and what lenders can see, check your credit report. If you require help reading your report, you can learn more about how to read your Experian credit report. If you want to find out more about credit reports in basic, you can read about credit report fundamentals. If you find info that is inaccurate, you can file a conflict.

Make sure you’re clear on items that might possibly be fraudulent, versus those that might simply be inaccurate. Your payment history is one of the most important elements of lots of FICO scoring designs. Late and missed payments will decrease your scores, and public records and collections can cause considerable damage.

Your scores often take into consideration the size and recency of your financial obligation. The larger your financial obligation is and the more recent your missed payments are, the even worse your score will be. Bringing accounts current and continuing to pay on time will often have a positive impact on your credit scores.

Essentially it’s the amount of all of your revolving debt (such as your charge card balances) divided by the total credit that is available to you (or the total of all your credit limitations). High credit usage rate can negatively affect your credit ratings. Typically, it’s a great idea to keep your credit utilization rate below 30%.

There are two methods to decrease your credit utilization rate: Lower your debt by paying off your account balances. Increase your overall available credit by raising your credit line on an existing account or opening a new charge account. While increasing your credit limit may seem like an appealing choice, it can be a dangerous relocation.

Furthermore, if you attempt to open a brand-new charge card, an inquiry will appear on your credit report and momentarily reduce your credit rating. Lowering your balances on charge card and other revolving credit accounts is most likely the much better option to improve your credit usage rate, and, consequently, your credit rating.

Scoring models consider how much you owe and across the number of different accounts. If you have financial obligation throughout a big number of accounts, it might be advantageous to settle some of the accounts, if you can. Paying down your financial obligation is the goal of numerous who’ve accrued financial obligation in the past, however even after you pay the balance to no, think about keeping that account open.

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