Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.


When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.


Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.


At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Chehalis Village, Washington residents

Credit Repair company serves the following zip code(s):


Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

Call Us Today For Full Details


  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

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Depending on your existing credit scenario, you may be finest served by a credit repair work business specializing exclusively in credit report repair or one that can likewise provide a full brochure of credit repair work services. The Credit Repair Work Organizations Act is designed to safeguard you from credit repair frauds. Unfortunately, credit repair work is an industry that has gotten a bad track record because of the promotion paid for to credit repair work scams.

An easy method to do this is to understand a few of the laws that govern credit repair business. These laws as defined in the Credit Repair Work Organizations Act were created to secure you from credit repair frauds while also safeguarding your right to get assist with repairing your credit reports.

In a common credit repair work scam, the so called credit repair company charges a big upfront charge (lots of hundreds and even thousands of dollars) for service. This enables them to collect their money, avoid performing the concurred upon credit repair work, and disappear when too numerous people start complaining. Under the Credit Repair Organizations Act, credit repair companies are only permitted to costs for services after they have been carried out.

The second law you ought to understand about addresses another typical credit repair work rip-off called file partition. Submit partition is the highly prohibited process of developing a brand-new credit identity with the credit bureaus. This brand-new clean credit identity is then used when making an application for credit because it does not consist of any of the doubtful items on your real credit reports.

Some extra guidelines described in the Credit Repair work Organizations Act make it unlawful for any credit repair work business to guarantee your credit history will increase, to not notify you that you can fix your credit on your own, and to not enable you to cancel service whenever you want.

The BBB keeps notes on grievances made versus companies. If the BBB report for a credit repair company lists several unsolved grievances or a total low rating, you should watch out for the business. In addition, beware of any credit repair company that does not list credit repair services as one of their offerings in their BBB filing.

There’s nothing a credit repair work service can lawfully provide for you even removing incorrect info that you can’t do for yourself for little or no expense. And the expense of employing such a company can be significant, ranging from hundreds to countless dollars. The Credit Repair Work Organizations Act is a federal law that became reliable on April 1, 1997 in response to a variety of customers who had suffered from credit repair frauds.

Are needed to offer consumers with a written agreement mentioning all the services to be supplied along with the conditions of payment. Under the law, consumers have 3 days to withdraw from the contract. Are prohibited to ask or recommend that you deceive credit reporting companies about your credit accounts or modify your identity to change your credit report.

Can not ask you to sign anything that states that you are forfeiting your rights under the Credit Repair Organizations Act. Any waiver that you sign can not be enforced. There is no fast repair for your credit. Info that is negative but accurate (such as late payments and delinquencies) will remain on your credit report for 7-10 years.

To get a better understanding of your credit photo and what lenders can see, check your credit report. If you require assistance reading your report, you can discover more about how to read your Experian credit report. If you wish to find out more about credit reports in basic, you can check out credit report fundamentals. If you discover information that is incorrect, you can submit a dispute.

Ensure you’re clear on items that could possibly be fraudulent, versus those that might just be incorrect. Your payment history is one of the most crucial elements of many FICO scoring models. Late and missed out on payments will lower your scores, and public records and collections can cause considerable damage.

Your ratings typically consider the size and recency of your financial obligation. The larger your financial obligation is and the more current your missed payments are, the worse your score will be. Bringing accounts present and continuing to pay on time will often have a favorable effect on your credit rating.

Essentially it’s the sum of all of your revolving financial obligation (such as your charge card balances) divided by the overall credit that is offered to you (or the total of all your credit limitations). High credit utilization rate can adversely impact your credit history. Normally, it’s a great idea to keep your credit utilization rate listed below 30%.

There are two ways to lower your credit usage rate: Minimize your financial obligation by paying off your account balances. Increase your overall offered credit by raising your credit limitation on an existing account or opening a new credit account. While increasing your credit limit might appear like an appealing option, it can be a dangerous relocation.

Furthermore, if you attempt to open a brand-new credit card, an questions will appear on your credit report and momentarily lower your credit history. Minimizing your balances on credit cards and other revolving credit accounts is most likely the better option to improve your credit utilization rate, and, consequently, your credit history.

Scoring models consider just how much you owe and throughout the number of various accounts. If you have debt across a a great deal of accounts, it might be advantageous to settle a few of the accounts, if you can. Paying down your financial obligation is the objective of numerous who have actually accrued financial obligation in the past, however even after you pay the balance to no, think about keeping that account open.

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