Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.


When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.


Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.


At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Cokedale, Washington residents

Credit Repair company serves the following zip code(s):


Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

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  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

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” You have to weigh the cost advantage of paying another person to do those things for you, versus doing those things on your own and what your time is worth.” Here’s how credit repair companies work and, if you’re thinking about using one, why you must consider credit counseling initially.

The companies often assure to “manage all the heavy lifting” of dealing with the credit reporting agencies, states McClary. Credit repair work organizations are various from credit counseling companies, which are normally a totally free resource from nonprofit monetary education organizations that evaluate your finances, debt and credit reports with the goal of teaching you to improve and handle your financial scenario.

To help avoid scammers, it is essential to investigate any credit repair work organization prior to concurring to deal with it. There are “all kinds of ways” to vet credit repair companies, McClary says. Here’s somewhere to start. Stay away from business that seem too excellent to be true. If the business states it can do any of the following, it’s a warning and likely an indication of a rip-off: Remove accurate negative information from your reports Legally develop a new credit identity for you The company requests you pay prior to it provides services Assurance enhanced credit Once again, we suggest looking for a credit counselor first.

Lots of credit repair work companies begin by asking for a copy of your credit report from each of the 3 major customer credit bureaus Equifax, Experian and TransUnion. The business will examine your credit reports for derogatory marks, like Then, it will set a prepare for challenging mistakes and working out with creditors to remove those products.

Be careful here. If you have actually had trouble managing credit in the past, a new account may not be the very best option. Plus it’s not a great concept to take on more credit if you don’t require it. The quantity you’ll pay and how it’s computed will differ depending on the company, however there’s a rule they have to follow.

Depending on the company, you may pay a one-time flat fee, or pay for each derogatory mark the business gets rid of from each of your reports. This may begin around $35 per removal and could vary to $750 or more. The business may also charge by the month, varying from $50 to $130 or more.

Consider just how much work your reports need. If there are just one or 2 unfavorable products, you’ll likely be better off using any charges toward paying down debt and disputing any errors in your credit reports yourself. The credit bureau normally has thirty days after receiving your disagreement to examine and verify details.

The credit bureau is required to send you the results of the investigation within 5 company days of the conclusion of the examination. But if the credit bureau figures out the disagreement is “pointless” it can select not to investigate as long as it interacts that to you within five days.

However many customers don’t know where to start, states Gerri Detweiler, education director at Nav, which aims to help entrepreneur understand and handle their company credit. Here are some methods you can deal with improving your credit by yourself. Consumers must “work out extreme caution” when thinking about dealing with a credit repair company, McClary says.

Even if you find a business you’re comfy with, the services might not work for your situation. Plus you ‘d likely conserve cash if you contested any inaccurate details in your credit reports yourself. The Credit Repair Work Organizations Act, or CROA, makes it illegal for credit repair companies to lie about their services and results, and sets some additional rules.

Credit reporting business have a number of requirements under CROA, a few of which consist of Providing you a composed contract that describes your legal rights and the services they’ll provide Allowing you to cancel within 3 days without charge Fulfilling the promised service before charging you or getting charges If a credit repair work company refuses to answer your concerns, requests payment in advance or fails to put promises in composing, “that’s part of the ‘sniff test’ that tells you there’s something wrong there,” McClary states.

We advise considering credit counseling first. Eventually, you might be able to restore your credit yourself. Working on your credit?.

Picking the very best credit repair work company to help you improve your credit history is a big choice. A typical credit repair service will cost you a couple of hundred dollars and will use up to a year to finish their service. Choosing the wrong credit repair work business can end up squandering cash and maybe more significantly, your time.

Improving your credit report can be the difference between whether or not you get into a brand-new home, cars and truck, and even a job. A greater credit report may also help you refinance your existing payments so you end up paying less monthly. A trusted credit repair business can provide their know-how and help you on your way to achieving these outcomes.

The process of repairing your credit can involve much more than simply contesting your credit with the credit bureaus. You need to ensure to utilize a credit repair company that can meet all of your credit needs. When most people consider credit repair they think about a procedure that has become referred to as credit report repair work.

This component of credit repair has actually assisted numerous people with erroneous, insufficient, or unverifiable info on their credit reports improve their credit history. While credit report repair is an excellent start, lots of people find that it is not enough. Credit report repair when the credit bureaus are not able to confirm that the questionable items in your credit reports ought to exist.

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