Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.


When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.


Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.


At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Congress Heights, Washington residents

Credit Repair company serves the following zip code(s):


Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

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  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

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Now Hiring In Congress Heights Washington

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” You need to weigh the expense benefit of paying somebody else to do those things for you, versus doing those things on your own and what your time deserves.” Here’s how credit repair business work and, if you’re thinking about utilizing one, why you need to think about credit therapy initially.

The business often promise to “handle all the heavy lifting” of dealing with the credit reporting agencies, says McClary. Credit repair organizations are different from credit therapy companies, which are typically a complimentary resource from not-for-profit financial education organizations that examine your finances, debt and credit reports with the goal of teaching you to improve and handle your monetary scenario.

To assist avoid fraudsters, it is very important to research any credit repair organization before accepting work with it. There are “all type of ways” to vet credit repair companies, McClary says. Here’s somewhere to start. Avoid companies that seem too excellent to be true. If the company says it can do any of the following, it’s a red flag and likely a sign of a scam: Get rid of precise negative info from your reports Legally produce a new credit identity for you The company demands you pay prior to it provides services Assurance improved credit Again, we suggest looking for a credit therapist first.

Lots of credit repair work companies begin by asking for a copy of your credit report from each of the 3 major customer credit bureaus Equifax, Experian and TransUnion. The business will examine your credit reports for derogatory marks, like Then, it will set a strategy for challenging mistakes and working out with lenders to get rid of those products.

Beware here. If you’ve had problem managing credit in the past, a brand-new account might not be the very best choice. Plus it’s not a fantastic concept to handle more credit if you do not require it. The amount you’ll pay and how it’s computed will differ depending on the company, but there’s a rule they need to follow.

Depending on the company, you may pay a one-time flat cost, or spend for each negative mark the business gets rid of from each of your reports. This may begin around $35 per removal and could range to $750 or more. The company might likewise charge by the month, varying from $50 to $130 or more.

Think of just how much work your reports need. If there are simply one or two negative items, you’ll likely be much better off using any costs towards paying down debt and challenging any mistakes in your credit reports yourself. The credit bureau generally has 30 days after getting your dispute to investigate and verify information.

The credit bureau is required to send you the results of the examination within 5 service days of the completion of the examination. But if the credit bureau figures out the conflict is “pointless” it can pick not to examine as long as it communicates that to you within five days.

However numerous customers don’t know where to start, states Gerri Detweiler, education director at Nav, which aims to help business owners comprehend and handle their company credit. Here are some methods you can deal with enhancing your credit on your own. Consumers should “work out severe caution” when considering dealing with a credit repair company, McClary states.

Even if you discover a business you’re comfortable with, the services may not work for your situation. Plus you ‘d likely save cash if you contested any inaccurate info in your credit reports yourself. The Credit Repair Work Organizations Act, or CROA, makes it prohibited for credit repair work business to lie about their services and results, and sets some extra rules.

Credit reporting business have a number of requirements under CROA, some of which include Providing you a written agreement that discusses your legal rights and the services they’ll offer Enabling you to cancel within three days without charge Satisfying the promised service before charging you or receiving charges If a credit repair business declines to answer your concerns, demands payment in advance or stops working to put promises in writing, “that belongs to the ‘smell test’ that informs you there’s something incorrect there,” McClary says.

We suggest thinking about credit counseling first. Ultimately, you may have the ability to restore your credit yourself. Dealing with your credit?.

Selecting the best credit repair company to assist you enhance your credit rating is a huge choice. A common credit repair work service will cost you a few hundred dollars and will take up to a year to finish their service. Choosing the wrong credit repair business can wind up losing money and maybe more notably, your time.

Improving your credit history can be the difference in between whether you enter into a brand-new home, cars and truck, or even a job. A greater credit rating might likewise assist you re-finance your existing payments so you wind up paying less monthly. A relied on credit repair company can lend their know-how and help you on your method to accomplishing these results.

The procedure of fixing your credit can include much more than merely contesting your credit with the credit bureaus. You ought to ensure to use a credit repair work business that can fulfill all of your credit requirements. When the majority of people think about credit repair they consider a process that has become understood as credit report repair.

This aspect of credit repair has helped many individuals with incorrect, incomplete, or unverifiable information on their credit reports enhance their credit rating. While credit report repair work is a good start, many people discover that it is inadequate. Credit report repair works when the credit bureaus are not able to confirm that the doubtful items in your credit reports must be there.

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