Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

Request More Information

  • This field is for validation purposes and should be left unchanged.


The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.


When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.


Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.


At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Dot, Washington residents

Credit Repair company serves the following zip code(s):


Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

Call Us Today For Full Details


  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

Join Our Facebook Group

Get answers to all your credit repair questions by joining our credit repair tidbits facebook group


Now Hiring In Dot Washington

Data Entry Positions – Currently Filled
Commission Only Sales – Send Resume To


” You have to weigh the expense benefit of paying somebody else to do those things for you, versus doing those things by yourself and what your time deserves.” Here’s how credit repair work companies work and, if you’re thinking about using one, why you ought to think about credit therapy initially.

The business often promise to “handle all the heavy lifting” of working with the credit reporting firms, states McClary. Credit repair companies are different from credit therapy agencies, which are usually a totally free resource from not-for-profit financial education companies that examine your financial resources, financial obligation and credit reports with the goal of teaching you to improve and handle your monetary situation.

To help avoid scammers, it’s crucial to research any credit repair company before consenting to work with it. There are “all sort of methods” to veterinarian credit repair work companies, McClary states. Here’s somewhere to start. Steer clear of companies that appear too great to be true. If the company says it can do any of the following, it’s a red flag and likely an indication of a fraud: Eliminate accurate unfavorable information from your reports Lawfully create a brand-new credit identity for you The business demands you pay before it offers services Assurance enhanced credit Again, we recommend looking for a credit therapist initially.

Lots of credit repair work companies begin by asking for a copy of your credit report from each of the three major consumer credit bureaus Equifax, Experian and TransUnion. The company will review your credit reports for bad marks, like Then, it will set a prepare for contesting errors and working out with lenders to eliminate those items.

Beware here. If you have actually had trouble managing credit in the past, a new account may not be the very best alternative. Plus it’s not an excellent idea to handle more credit if you don’t need it. The amount you’ll pay and how it’s calculated will differ depending on the company, but there’s a rule they have to follow.

Depending upon the company, you might pay a one-time flat charge, or pay for each derogatory mark the business eliminates from each of your reports. This may start around $35 per removal and could range to $750 or more. The company might likewise charge by the month, varying from $50 to $130 or more.

Think of how much work your reports require. If there are just a couple of negative items, you’ll likely be much better off applying any fees towards paying for financial obligation and disputing any mistakes in your credit reports yourself. The credit bureau generally has thirty days after getting your disagreement to examine and confirm details.

The credit bureau is required to send you the outcomes of the investigation within 5 company days of the conclusion of the examination. But if the credit bureau figures out the dispute is “frivolous” it can pick not to investigate as long as it interacts that to you within 5 days.

But numerous customers don’t understand where to start, states Gerri Detweiler, education director at Nav, which intends to help service owners comprehend and manage their business credit. Here are some ways you can work on enhancing your credit on your own. Consumers need to “work out severe caution” when thinking about dealing with a credit repair work business, McClary says.

Even if you discover a company you’re comfy with, the services might not work for your situation. Plus you ‘d likely conserve money if you contested any inaccurate details in your credit reports yourself. The Credit Repair Work Organizations Act, or CROA, makes it illegal for credit repair companies to lie about their services and outcomes, and sets some additional guidelines.

Credit reporting companies have a number of requirements under CROA, a few of that include Giving you a written agreement that describes your legal rights and the services they’ll offer Enabling you to cancel within 3 days without charge Satisfying the assured service before charging you or receiving fees If a credit repair company declines to address your concerns, requests payment in advance or stops working to put pledges in composing, “that’s part of the ‘sniff test’ that informs you there’s something incorrect there,” McClary says.

We advise considering credit counseling initially. Eventually, you might have the ability to rebuild your credit yourself. Dealing with your credit?.

Choosing the finest credit repair work company to assist you enhance your credit rating is a huge decision. A common credit repair work service will cost you a few hundred dollars and will use up to a year to finish their service. Choosing the incorrect credit repair work business can wind up wasting cash and possibly more importantly, your time.

Improving your credit rating can be the distinction between whether or not you enter a new home, automobile, or perhaps a task. A higher credit report might likewise help you re-finance your existing payments so you wind up paying less each month. A relied on credit repair company can provide their expertise and help you on your method to achieving these results.

The procedure of fixing your credit can include much more than simply contesting your credit with the credit bureaus. You need to make sure to use a credit repair work business that can satisfy all of your credit requirements. When the majority of people consider credit repair work they consider a process that has become referred to as credit report repair work.

This aspect of credit repair work has actually helped numerous people with erroneous, incomplete, or unverifiable details on their credit reports improve their credit report. While credit report repair work is a great start, lots of people find that it is inadequate. Credit report repair when the credit bureaus are unable to verify that the doubtful items in your credit reports need to exist.

Request More Information

  • This field is for validation purposes and should be left unchanged.