Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.

Review

When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.

Strategize

Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.

Analyze

At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Downtown, Washington residents

Credit Repair company serves the following zip code(s):

98632


Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

Call Us Today For Full Details

704-387-5117

  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

Join Our Facebook Group

Get answers to all your credit repair questions by joining our credit repair tidbits facebook group

 

Now Hiring….

Data Entry Positions – Currently Filled
Commission Only Sales – Send Resume To Danny@PayAfterDeletion.com

 

Depending on your existing credit situation, you may be finest served by a credit repair work company specializing entirely in credit report repair or one that can also supply a complete catalog of credit repair work services. The Credit Repair Work Organizations Act is designed to protect you from credit repair scams. Unfortunately, credit repair work is a market that has actually received a bad reputation since of the promotion paid for to credit repair rip-offs.

A simple method to do this is to understand a few of the laws that govern credit repair business. These laws as defined in the Credit Repair Work Organizations Act were developed to secure you from credit repair work frauds while also safeguarding your right to get assist with repairing your credit reports.

In a typical credit repair work scam, the so called credit repair work company charges a large upfront fee (lots of hundreds or even thousands of dollars) for service. This allows them to gather their money, avoid performing the concurred upon credit repair work, and disappear when too many people begin grumbling. Under the Credit Repair Work Organizations Act, credit repair business are only allowed to bill for services after they have actually been performed.

The 2nd law you should learn about addresses another common credit repair rip-off referred to as file partition. Submit partition is the extremely unlawful process of creating a brand-new credit identity with the credit bureaus. This new tidy credit identity is then used when using for credit since it does not include any of the questionable items on your genuine credit reports.

Some additional standards explained in the Credit Repair Organizations Act make it unlawful for any credit repair business to promise your credit report will increase, to not notify you that you deserve to repair your credit on your own, and to not enable you to cancel service whenever you desire.

The BBB keeps notes on grievances made against business. If the BBB report for a credit repair company lists multiple unresolved problems or a total low ranking, you ought to be wary of the business. In addition, beware of any credit repair work company that does not list credit repair work services as one of their offerings in their BBB filing.

There’s nothing a credit repair work service can legally do for you even getting rid of wrong information that you can’t provide for yourself for little or no cost. And the expense of employing such a business can be substantial, ranging from hundreds to thousands of dollars. The Credit Repair Work Organizations Act is a federal law that ended up being effective on April 1, 1997 in response to a variety of consumers who had struggled with credit repair frauds.

Are needed to offer consumers with a composed agreement specifying all the services to be offered as well as the terms of payment. Under the law, consumers have three days to withdraw from the agreement. Are prohibited to ask or recommend that you deceive credit reporting business about your charge account or alter your identity to change your credit rating.

Can not ask you to sign anything that states that you are forfeiting your rights under the Credit Repair Work Organizations Act. Any waiver that you sign can not be enforced. There is no fast repair for your credit. Info that is negative but accurate (such as late payments and delinquencies) will remain on your credit report for 7-10 years.

To get a much better understanding of your credit image and what loan providers can see, inspect your credit report. If you require assistance reading your report, you can discover more about how to read your Experian credit report. If you want to discover more about credit reports in general, you can read about credit report fundamentals. If you discover details that is incorrect, you can file a dispute.

Ensure you’re clear on products that might possibly be fraudulent, versus those that might simply be inaccurate. Your payment history is among the most important components of lots of FICO scoring designs. Late and missed payments will lower your ratings, and public records and collections can cause substantial damage.

Your ratings frequently take into account the size and recency of your financial obligation. The bigger your debt is and the more current your missed payments are, the even worse your score will be. Bringing accounts present and continuing to pay on time will often have a favorable effect on your credit scores.

Essentially it’s the sum of all of your revolving debt (such as your charge card balances) divided by the overall credit that is readily available to you (or the overall of all your credit limitations). High credit usage rate can adversely impact your credit rating. Generally, it’s a great idea to keep your credit usage rate listed below 30%.

There are 2 ways to minimize your credit usage rate: Reduce your debt by settling your account balances. Increase your overall readily available credit by raising your credit line on an existing account or opening a new credit account. While increasing your credit limitation might look like an appealing alternative, it can be a dangerous relocation.

In addition, if you attempt to open a brand-new credit card, an query will appear on your credit report and briefly minimize your credit report. Minimizing your balances on charge card and other revolving credit accounts is likely the better choice to improve your credit utilization rate, and, subsequently, your credit history.

Scoring designs consider just how much you owe and throughout the number of different accounts. If you have financial obligation throughout a a great deal of accounts, it might be advantageous to pay off a few of the accounts, if you can. Paying down your debt is the objective of many who’ve accrued financial obligation in the past, but even after you pay the balance down to zero, think about keeping that account open.

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