Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.


When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.


Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.


At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Dungeness, Washington residents

Credit Repair company serves the following zip code(s):


Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

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  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

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” You need to weigh the cost benefit of paying another person to do those things for you, versus doing those things on your own and what your time deserves.” Here’s how credit repair business work and, if you’re considering using one, why you must think about credit therapy initially.

The business typically guarantee to “deal with all the heavy lifting” of working with the credit reporting companies, states McClary. Credit repair work companies are different from credit therapy firms, which are usually a totally free resource from not-for-profit monetary education organizations that evaluate your financial resources, financial obligation and credit reports with the objective of mentor you to improve and handle your monetary circumstance.

To help prevent fraudsters, it is necessary to look into any credit repair organization prior to accepting deal with it. There are “all kinds of ways” to veterinarian credit repair work business, McClary states. Here’s someplace to begin. Steer clear of companies that seem too good to be true. If the company says it can do any of the following, it’s a red flag and likely a sign of a fraud: Remove accurate unfavorable information from your reports Lawfully develop a brand-new credit identity for you The business demands you pay prior to it offers services Guarantee enhanced credit Once again, we advise seeking out a credit therapist first.

Numerous credit repair companies begin by requesting a copy of your credit report from each of the 3 significant consumer credit bureaus Equifax, Experian and TransUnion. The company will examine your credit reports for bad marks, like Then, it will set a prepare for challenging errors and working out with financial institutions to eliminate those products.

Beware here. If you have actually had problem handling credit in the past, a brand-new account may not be the very best option. Plus it’s not a fantastic concept to handle more credit if you do not need it. The quantity you’ll pay and how it’s calculated will differ depending on the business, however there’s a guideline they need to follow.

Depending upon the company, you might pay a one-time flat cost, or spend for each negative mark the business removes from each of your reports. This may start around $35 per removal and could vary to $750 or more. The business might also charge by the month, varying from $50 to $130 or more.

Think of just how much work your reports need. If there are simply one or 2 negative items, you’ll likely be much better off using any fees towards paying down financial obligation and disputing any errors in your credit reports yourself. The credit bureau normally has thirty days after receiving your disagreement to investigate and validate details.

The credit bureau is needed to send you the outcomes of the investigation within five company days of the conclusion of the investigation. But if the credit bureau determines the disagreement is “pointless” it can pick not to investigate as long as it communicates that to you within five days.

However numerous consumers do not know where to start, says Gerri Detweiler, education director at Nav, which aims to assist service owners understand and handle their business credit. Here are some methods you can work on enhancing your credit on your own. Customers need to “exercise extreme care” when considering dealing with a credit repair work business, McClary says.

Even if you discover a business you’re comfortable with, the services might not work for your situation. Plus you ‘d likely conserve money if you disputed any inaccurate details in your credit reports yourself. The Credit Repair Organizations Act, or CROA, makes it prohibited for credit repair work business to lie about their services and results, and sets some extra rules.

Credit reporting companies have a variety of requirements under CROA, a few of which include Providing you a composed agreement that discusses your legal rights and the services they’ll provide Permitting you to cancel within 3 days without charge Satisfying the assured service before charging you or receiving costs If a credit repair company declines to address your concerns, demands payment up front or stops working to put guarantees in writing, “that becomes part of the ‘sniff test’ that informs you there’s something wrong there,” McClary says.

We recommend considering credit therapy first. Ultimately, you might have the ability to reconstruct your credit yourself. Working on your credit?.

Choosing the finest credit repair work business to assist you enhance your credit score is a huge choice. A typical credit repair service will cost you a few hundred dollars and will use up to a year to complete their service. Selecting the incorrect credit repair business can wind up wasting money and maybe more importantly, your time.

Improving your credit rating can be the difference between whether or not you enter a brand-new home, cars and truck, or perhaps a job. A greater credit history might also assist you re-finance your existing payments so you end up paying less on a monthly basis. A relied on credit repair work company can lend their knowledge and assist you on your method to achieving these results.

The process of repairing your credit can involve far more than simply challenging your credit with the credit bureaus. You should make certain to utilize a credit repair work company that can fulfill all of your credit requirements. When the majority of people consider credit repair they consider a procedure that has become called credit report repair work.

This element of credit repair has actually helped lots of people with erroneous, incomplete, or unverifiable info on their credit reports improve their credit scores. While credit report repair is a great start, lots of people discover that it is not enough. Credit report repair works when the credit bureaus are not able to validate that the questionable items in your credit reports need to be there.

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