Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.

Review

When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.

Strategize

Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.

Analyze

At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all East Selah, Washington residents

Credit Repair company serves the following zip code(s):

98901


Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

Call Us Today For Full Details

704-387-5117

  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

Join Our Facebook Group

Get answers to all your credit repair questions by joining our credit repair tidbits facebook group

 

Now Hiring….

Data Entry Positions – Currently Filled
Commission Only Sales – Send Resume To Danny@PayAfterDeletion.com

 

Depending on your present credit situation, you might be best served by a credit repair work business specializing solely in credit report repair work or one that can likewise provide a complete brochure of credit repair work services. The Credit Repair Work Organizations Act is created to safeguard you from credit repair frauds. Regrettably, credit repair work is a market that has actually received a bad track record due to the fact that of the promotion afforded to credit repair frauds.

A simple way to do this is to understand a few of the laws that govern credit repair business. These laws as specified in the Credit Repair Work Organizations Act were designed to protect you from credit repair work frauds while likewise securing your right to get aid with repairing your credit reports.

In a normal credit repair work scam, the so called credit repair business charges a big in advance fee (lots of hundreds or perhaps thousands of dollars) for service. This enables them to collect their money, prevent carrying out the agreed upon credit repair work, and vanish when too numerous individuals start grumbling. Under the Credit Repair Work Organizations Act, credit repair companies are only allowed to costs for services after they have actually been carried out.

The 2nd law you need to know about addresses another common credit repair scam referred to as file segregation. File partition is the highly unlawful process of developing a new credit identity with the credit bureaus. This brand-new tidy credit identity is then used when requesting credit due to the fact that it does not consist of any of the questionable products on your real credit reports.

Some additional guidelines explained in the Credit Repair Organizations Act make it unlawful for any credit repair work business to guarantee your credit score will increase, to not inform you that you can fix your credit by yourself, and to not allow you to cancel service whenever you want.

The BBB keeps notes on problems made against companies. If the BBB report for a credit repair work business lists multiple unresolved problems or a general low ranking, you ought to be careful of the business. In addition, beware of any credit repair company that does not list credit repair work services as one of their offerings in their BBB filing.

There’s absolutely nothing a credit repair work service can legally provide for you even getting rid of incorrect details that you can’t provide for yourself for little or no cost. And the cost of hiring such a business can be substantial, ranging from hundreds to countless dollars. The Credit Repair Organizations Act is a federal law that ended up being effective on April 1, 1997 in action to a number of consumers who had actually struggled with credit repair work frauds.

Are required to provide customers with a written agreement specifying all the services to be supplied in addition to the conditions of payment. Under the law, customers have three days to withdraw from the agreement. Are forbidden to ask or recommend that you misinform credit reporting business about your charge account or change your identity to alter your credit report.

Can not ask you to sign anything that states that you are forfeiting your rights under the Credit Repair Organizations Act. Any waiver that you sign can not be enforced. There is no quick fix for your credit. Info that is negative however precise (such as late payments and delinquencies) will stay on your credit report for 7-10 years.

To get a better understanding of your credit photo and what loan providers can see, examine your credit report. If you require help reading your report, you can discover more about how to read your Experian credit report. If you desire to discover more about credit reports in general, you can check out credit report fundamentals. If you find info that is inaccurate, you can file a dispute.

Make sure you’re clear on products that might potentially be deceptive, versus those that may just be inaccurate. Your payment history is one of the most crucial parts of many FICO scoring models. Late and missed payments will decrease your ratings, and public records and collections can cause considerable damage.

Your scores frequently take into consideration the size and recency of your financial obligation. The larger your financial obligation is and the more recent your missed payments are, the even worse your score will be. Bringing accounts existing and continuing to pay on time will often have a positive influence on your credit report.

Generally it’s the sum of all of your revolving debt (such as your charge card balances) divided by the overall credit that is readily available to you (or the overall of all your credit limits). High credit utilization rate can negatively impact your credit report. Usually, it’s a good concept to keep your credit usage rate below 30%.

There are 2 methods to decrease your credit usage rate: Reduce your debt by paying off your account balances. Increase your overall readily available credit by raising your credit limit on an existing account or opening a new charge account. While increasing your credit limitation might look like an attractive choice, it can be a risky relocation.

In addition, if you try to open a brand-new credit card, an inquiry will appear on your credit report and briefly reduce your credit history. Minimizing your balances on credit cards and other revolving credit accounts is likely the much better choice to improve your credit usage rate, and, consequently, your credit rating.

Scoring designs consider just how much you owe and across how numerous different accounts. If you have debt across a big number of accounts, it might be helpful to settle some of the accounts, if you can. Paying down your financial obligation is the goal of many who have actually accrued financial obligation in the past, but even after you pay the balance down to zero, think about keeping that account open.

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