Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.

Review

When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.

Strategize

Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.

Analyze

At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Eastside, Washington residents

Credit Repair company serves the following zip code(s):

98944


Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

Call Us Today For Full Details

704-387-5117

  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

Join Our Facebook Group

Get answers to all your credit repair questions by joining our credit repair tidbits facebook group

 

Now Hiring….

Data Entry Positions – Currently Filled
Commission Only Sales – Send Resume To Danny@PayAfterDeletion.com

 

Depending on your existing credit circumstance, you may be best served by a credit repair business specializing solely in credit report repair or one that can likewise provide a complete brochure of credit repair services. The Credit Repair Work Organizations Act is created to secure you from credit repair work scams. Unfortunately, credit repair work is an industry that has actually received a bad credibility since of the publicity managed to credit repair frauds.

A simple way to do this is to know a few of the laws that govern credit repair business. These laws as defined in the Credit Repair Work Organizations Act were designed to secure you from credit repair work scams while also protecting your right to get assist with fixing your credit reports.

In a normal credit repair fraud, the so called credit repair work business charges a large upfront charge (lots of hundreds and even countless dollars) for service. This allows them to gather their cash, prevent performing the agreed upon credit repair, and disappear when too numerous people begin complaining. Under the Credit Repair Organizations Act, credit repair business are only permitted to expense for services after they have been performed.

The 2nd law you should know about addresses another typical credit repair work fraud called file segregation. Submit partition is the highly unlawful process of developing a new credit identity with the credit bureaus. This new tidy credit identity is then utilized when requesting credit since it does not consist of any of the doubtful items on your real credit reports.

Some additional guidelines described in the Credit Repair Organizations Act make it unlawful for any credit repair company to promise your credit report will increase, to not notify you that you have the right to fix your credit on your own, and to not allow you to cancel service whenever you desire.

The BBB keeps notes on problems made against business. If the BBB report for a credit repair work business lists multiple unsolved complaints or a general low score, you need to watch out for the company. In addition, beware of any credit repair company that does not list credit repair work services as one of their offerings in their BBB filing.

There’s absolutely nothing a credit repair work service can legally do for you even removing incorrect information that you can’t do for yourself for little or no expense. And the cost of working with such a company can be considerable, varying from hundreds to thousands of dollars. The Credit Repair Work Organizations Act is a federal law that ended up being reliable on April 1, 1997 in response to a number of customers who had actually struggled with credit repair scams.

Are required to supply customers with a written contract stating all the services to be supplied in addition to the terms of payment. Under the law, consumers have three days to withdraw from the agreement. Are prohibited to ask or recommend that you misinform credit reporting companies about your credit accounts or modify your identity to alter your credit history.

Can not ask you to sign anything that states that you are surrendering your rights under the Credit Repair Organizations Act. Any waiver that you sign can not be imposed. There is no fast fix for your credit. Information that is negative but precise (such as late payments and delinquencies) will stay on your credit report for 7-10 years.

To get a better understanding of your credit picture and what loan providers can see, examine your credit report. If you require aid reading your report, you can discover more about how to read your Experian credit report. If you wish to discover more about credit reports in general, you can check out credit report fundamentals. If you discover details that is incorrect, you can submit a disagreement.

Ensure you’re clear on items that might potentially be deceitful, versus those that might simply be inaccurate. Your payment history is one of the most important parts of lots of FICO scoring designs. Late and missed payments will decrease your scores, and public records and collections can cause considerable damage.

Your scores often take into account the size and recency of your financial obligation. The bigger your financial obligation is and the more recent your missed out on payments are, the even worse your score will be. Bringing accounts existing and continuing to pay on time will generally have a favorable influence on your credit scores.

Basically it’s the amount of all of your revolving financial obligation (such as your charge card balances) divided by the total credit that is offered to you (or the overall of all your credit line). High credit utilization rate can adversely impact your credit rating. Typically, it’s an excellent idea to keep your credit utilization rate below 30%.

There are 2 ways to lower your credit utilization rate: Lower your financial obligation by settling your account balances. Increase your overall available credit by raising your credit limitation on an existing account or opening a new charge account. While increasing your credit line may appear like an appealing option, it can be a dangerous relocation.

Additionally, if you attempt to open a new charge card, an inquiry will appear on your credit report and momentarily reduce your credit report. Lowering your balances on credit cards and other revolving credit accounts is likely the much better alternative to enhance your credit utilization rate, and, consequently, your credit report.

Scoring models consider how much you owe and across the number of different accounts. If you have debt across a a great deal of accounts, it may be useful to pay off a few of the accounts, if you can. Paying for your financial obligation is the objective of many who have actually accrued financial obligation in the past, but even after you pay the balance down to no, think about keeping that account open.

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