Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.

Review

When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.

Strategize

Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.

Analyze

At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Edgewater, Washington residents

Credit Repair company serves the following zip code(s):

98207, 98204, 98205, 98203, 98201, 98208, 98275, 98206, 98213


Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

Call Us Today For Full Details

704-387-5117

  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

Join Our Facebook Group

Get answers to all your credit repair questions by joining our credit repair tidbits facebook group

 

Now Hiring In Edgewater Washington

Data Entry Positions – Currently Filled
Commission Only Sales – Send Resume To Danny@PayAfterDeletion.com

 

Depending on your existing credit scenario, you may be best served by a credit repair business specializing exclusively in credit report repair or one that can likewise supply a full brochure of credit repair services. The Credit Repair Work Organizations Act is developed to safeguard you from credit repair work frauds. Sadly, credit repair work is an industry that has gotten a bad reputation since of the publicity afforded to credit repair work scams.

A simple method to do this is to know a few of the laws that govern credit repair work business. These laws as defined in the Credit Repair Organizations Act were created to protect you from credit repair rip-offs while also securing your right to get assist with fixing your credit reports.

In a normal credit repair work fraud, the so called credit repair business charges a large in advance cost (many hundreds and even countless dollars) for service. This allows them to collect their money, prevent performing the agreed upon credit repair, and vanish when a lot of people start grumbling. Under the Credit Repair Organizations Act, credit repair business are only allowed to bill for services after they have actually been performed.

The 2nd law you need to understand about addresses another typical credit repair rip-off known as file segregation. File segregation is the highly illegal process of developing a brand-new credit identity with the credit bureaus. This brand-new tidy credit identity is then used when getting credit since it does not consist of any of the doubtful products on your real credit reports.

Some extra standards explained in the Credit Repair work Organizations Act make it prohibited for any credit repair work business to promise your credit history will increase, to not inform you that you deserve to repair your credit on your own, and to not allow you to cancel service whenever you want.

The BBB keeps notes on grievances made versus companies. If the BBB report for a credit repair work company notes numerous unresolved grievances or an overall low rating, you ought to watch out for the company. In addition, beware of any credit repair business that does not list credit repair work services as one of their offerings in their BBB filing.

There’s nothing a credit repair work service can lawfully do for you even removing wrong information that you can’t do for yourself for little or no cost. And the expense of working with such a business can be substantial, varying from hundreds to thousands of dollars. The Credit Repair Organizations Act is a federal law that became efficient on April 1, 1997 in reaction to a variety of consumers who had actually struggled with credit repair frauds.

Are needed to offer consumers with a written agreement stating all the services to be provided as well as the terms and conditions of payment. Under the law, consumers have 3 days to withdraw from the agreement. Are prohibited to ask or recommend that you misguide credit reporting companies about your credit accounts or alter your identity to alter your credit history.

Can not ask you to sign anything that states that you are surrendering your rights under the Credit Repair Organizations Act. Any waiver that you sign can not be enforced. There is no quick fix for your credit. Information that is unfavorable however accurate (such as late payments and delinquencies) will stay on your credit report for 7-10 years.

To get a better understanding of your credit picture and what lenders can see, examine your credit report. If you require help reading your report, you can find out more about how to read your Experian credit report. If you want to discover more about credit reports in basic, you can check out credit report fundamentals. If you find details that is inaccurate, you can file a conflict.

Make sure you’re clear on products that might possibly be deceptive, versus those that may simply be inaccurate. Your payment history is among the most crucial parts of numerous FICO scoring designs. Late and missed payments will reduce your scores, and public records and collections can trigger substantial damage.

Your scores often take into account the size and recency of your debt. The bigger your financial obligation is and the more recent your missed payments are, the even worse your score will be. Bringing accounts present and continuing to pay on time will generally have a favorable impact on your credit report.

Basically it’s the amount of all of your revolving financial obligation (such as your credit card balances) divided by the overall credit that is offered to you (or the total of all your credit limits). High credit usage rate can adversely impact your credit history. Normally, it’s a good concept to keep your credit utilization rate listed below 30%.

There are 2 ways to reduce your credit usage rate: Reduce your debt by settling your account balances. Increase your overall readily available credit by raising your credit limitation on an existing account or opening a new credit account. While increasing your credit limit may look like an enticing option, it can be a risky move.

Additionally, if you try to open a new credit card, an query will appear on your credit report and temporarily minimize your credit report. Minimizing your balances on credit cards and other revolving credit accounts is likely the much better choice to improve your credit usage rate, and, subsequently, your credit history.

Scoring models consider just how much you owe and throughout the number of different accounts. If you have financial obligation throughout a a great deal of accounts, it might be useful to settle some of the accounts, if you can. Paying down your financial obligation is the goal of many who’ve accrued financial obligation in the past, but even after you pay the balance down to zero, consider keeping that account open.

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