Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.


When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.


Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.


At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Felida, Washington residents

Credit Repair company serves the following zip code(s):


Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

Call Us Today For Full Details


  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

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Depending on your present credit scenario, you might be finest served by a credit repair company specializing entirely in credit report repair work or one that can likewise provide a complete brochure of credit repair work services. The Credit Repair Work Organizations Act is created to secure you from credit repair work frauds. Regrettably, credit repair is a market that has received a bad track record because of the publicity managed to credit repair work rip-offs.

An easy method to do this is to understand a few of the laws that govern credit repair work business. These laws as specified in the Credit Repair Work Organizations Act were created to protect you from credit repair frauds while also securing your right to get assist with fixing your credit reports.

In a typical credit repair work scam, the so called credit repair work business charges a large upfront cost (lots of hundreds or perhaps thousands of dollars) for service. This enables them to gather their cash, prevent carrying out the concurred upon credit repair, and vanish when too many people begin grumbling. Under the Credit Repair Organizations Act, credit repair companies are just permitted to bill for services after they have actually been carried out.

The 2nd law you should learn about addresses another common credit repair fraud referred to as file segregation. Submit segregation is the highly prohibited process of developing a brand-new credit identity with the credit bureaus. This new clean credit identity is then used when getting credit because it does not contain any of the doubtful products on your genuine credit reports.

Some extra standards explained in the Credit Repair work Organizations Act make it unlawful for any credit repair company to guarantee your credit report will increase, to not inform you that you have the right to repair your credit by yourself, and to not permit you to cancel service whenever you desire.

The BBB keeps notes on grievances made versus companies. If the BBB report for a credit repair business notes several unsettled complaints or an overall low ranking, you need to watch out for the company. In addition, beware of any credit repair work company that does not list credit repair work services as one of their offerings in their BBB filing.

There’s nothing a credit repair work service can legally do for you even getting rid of incorrect information that you can’t provide for yourself for little or no cost. And the expense of employing such a business can be substantial, ranging from hundreds to countless dollars. The Credit Repair Work Organizations Act is a federal law that became efficient on April 1, 1997 in response to a number of consumers who had actually experienced credit repair work rip-offs.

Are required to offer customers with a composed contract mentioning all the services to be provided in addition to the terms of payment. Under the law, customers have three days to withdraw from the agreement. Are forbidden to ask or recommend that you misinform credit reporting companies about your credit accounts or modify your identity to change your credit report.

Can not ask you to sign anything that states that you are forfeiting your rights under the Credit Repair Work Organizations Act. Any waiver that you sign can not be enforced. There is no quick fix for your credit. Info that is unfavorable but accurate (such as late payments and delinquencies) will remain on your credit report for 7-10 years.

To get a better understanding of your credit picture and what loan providers can see, check your credit report. If you require help reading your report, you can discover more about how to read your Experian credit report. If you wish to learn more about credit reports in general, you can read about credit report basics. If you discover details that is incorrect, you can submit a disagreement.

Make sure you’re clear on products that might potentially be fraudulent, versus those that may simply be inaccurate. Your payment history is one of the most crucial components of lots of FICO scoring models. Late and missed payments will decrease your scores, and public records and collections can trigger significant damage.

Your ratings typically consider the size and recency of your debt. The larger your debt is and the more current your missed payments are, the even worse your rating will be. Bringing accounts present and continuing to pay on time will almost constantly have a positive influence on your credit rating.

Generally it’s the amount of all of your revolving debt (such as your credit card balances) divided by the total credit that is readily available to you (or the overall of all your credit limits). High credit utilization rate can negatively impact your credit report. Usually, it’s a great concept to keep your credit usage rate below 30%.

There are 2 ways to decrease your credit usage rate: Reduce your financial obligation by paying off your account balances. Increase your overall readily available credit by raising your credit limitation on an existing account or opening a new credit account. While increasing your credit line might appear like an enticing option, it can be a risky relocation.

Additionally, if you attempt to open a new charge card, an questions will appear on your credit report and briefly reduce your credit report. Decreasing your balances on credit cards and other revolving credit accounts is likely the much better alternative to enhance your credit utilization rate, and, consequently, your credit report.

Scoring designs consider how much you owe and throughout the number of different accounts. If you have debt across a large number of accounts, it may be helpful to settle some of the accounts, if you can. Paying for your debt is the objective of many who’ve accrued debt in the past, but even after you pay the balance to no, think about keeping that account open.

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