Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.

Review

When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.

Strategize

Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.

Analyze

At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Frederickson, Washington residents

Credit Repair company serves the following zip code(s):

98387, 98375, 98446


Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

Call Us Today For Full Details

704-387-5117

  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

Join Our Facebook Group

Get answers to all your credit repair questions by joining our credit repair tidbits facebook group

 

Now Hiring….

Data Entry Positions – Currently Filled
Commission Only Sales – Send Resume To Danny@PayAfterDeletion.com

 

Depending on your current credit scenario, you may be finest served by a credit repair company specializing entirely in credit report repair or one that can also provide a full brochure of credit repair work services. The Credit Repair Work Organizations Act is designed to protect you from credit repair work scams. Unfortunately, credit repair work is an industry that has gotten a bad track record due to the fact that of the publicity afforded to credit repair rip-offs.

An easy way to do this is to know a few of the laws that govern credit repair companies. These laws as specified in the Credit Repair Organizations Act were designed to safeguard you from credit repair work rip-offs while likewise securing your right to get assist with fixing your credit reports.

In a normal credit repair fraud, the so called credit repair work business charges a large upfront fee (lots of hundreds and even countless dollars) for service. This allows them to collect their money, prevent carrying out the agreed upon credit repair work, and vanish when a lot of individuals begin complaining. Under the Credit Repair Work Organizations Act, credit repair work companies are only permitted to expense for services after they have actually been carried out.

The 2nd law you ought to understand about addresses another common credit repair rip-off referred to as file partition. Submit segregation is the extremely prohibited process of developing a new credit identity with the credit bureaus. This brand-new tidy credit identity is then utilized when requesting credit due to the fact that it does not include any of the doubtful items on your genuine credit reports.

Some additional guidelines described in the Credit Repair Organizations Act make it prohibited for any credit repair company to assure your credit history will increase, to not inform you that you have the right to fix your credit on your own, and to not permit you to cancel service whenever you want.

The BBB keeps notes on complaints made against companies. If the BBB report for a credit repair business lists numerous unresolved problems or an overall low rating, you must be cautious of the company. In addition, beware of any credit repair work company that does not list credit repair services as one of their offerings in their BBB filing.

There’s nothing a credit repair work service can legally do for you even removing wrong info that you can’t do for yourself for little or no cost. And the expense of working with such a company can be significant, ranging from hundreds to thousands of dollars. The Credit Repair Work Organizations Act is a federal law that ended up being effective on April 1, 1997 in reaction to a variety of consumers who had experienced credit repair scams.

Are needed to provide customers with a written contract specifying all the services to be supplied in addition to the conditions of payment. Under the law, consumers have three days to withdraw from the agreement. Are forbidden to ask or recommend that you misinform credit reporting business about your charge account or modify your identity to alter your credit report.

Can not ask you to sign anything that states that you are surrendering your rights under the Credit Repair Organizations Act. Any waiver that you sign can not be enforced. There is no fast fix for your credit. Details that is negative however precise (such as late payments and delinquencies) will remain on your credit report for 7-10 years.

To get a much better understanding of your credit photo and what lenders can see, check your credit report. If you require help reading your report, you can discover more about how to read your Experian credit report. If you wish to discover more about credit reports in general, you can read about credit report basics. If you discover information that is incorrect, you can file a dispute.

Make sure you’re clear on products that could possibly be deceitful, versus those that may merely be incorrect. Your payment history is one of the most essential components of numerous FICO scoring models. Late and missed payments will reduce your scores, and public records and collections can trigger significant damage.

Your scores frequently take into consideration the size and recency of your debt. The bigger your financial obligation is and the more recent your missed payments are, the even worse your rating will be. Bringing accounts current and continuing to pay on time will often have a favorable effect on your credit rating.

Generally it’s the sum of all of your revolving financial obligation (such as your charge card balances) divided by the overall credit that is available to you (or the overall of all your credit limits). High credit usage rate can negatively affect your credit rating. Usually, it’s a great idea to keep your credit utilization rate below 30%.

There are two ways to lower your credit utilization rate: Lower your debt by settling your account balances. Increase your total offered credit by raising your credit limit on an existing account or opening a brand-new credit account. While increasing your credit line might look like an appealing option, it can be a risky move.

Furthermore, if you try to open a brand-new charge card, an inquiry will appear on your credit report and momentarily decrease your credit rating. Lowering your balances on charge card and other revolving credit accounts is likely the better option to enhance your credit usage rate, and, subsequently, your credit scores.

Scoring designs consider just how much you owe and throughout the number of various accounts. If you have debt throughout a a great deal of accounts, it might be useful to pay off some of the accounts, if you can. Paying for your debt is the objective of numerous who’ve accrued debt in the past, however even after you pay the balance down to no, consider keeping that account open.

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