Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.


When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.


Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.


At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Harmony, Washington residents

Credit Repair company serves the following zip code(s):


Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

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  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

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Only you understand all the ins and outs of your financial scenario, and like thumbprints, they’re various for each person. Make sure you carefully examine your situation; just you understand what can work best for your monetary outlook. Opening a number of charge account in a short amount of time can appear risky to lenders and adversely impact your credit rating.

Know too, that when you’re buying a cars and truck or looking around for the very best home mortgage rates, your inquiries may be grouped and counted as only one inquiry for the purpose of including info to your credit report. In numerous commonly-used scoring designs, recent inquiries have higher result than older inquiries, and they only appear on your credit report or an optimum of 25 months.

Lots of are non-profit and charge little or no charges for their services. You can review more information on choosing the best respectable credit counselor for you from the National Foundation for Credit Therapy. Credit therapists can help you develop a Debt Management Strategy (or DMP) and can negotiate to reduce your monthly payments.

Your credit report might represent that accounts are paid through a Debt Management Plan and were not paid as initially agreed. Using a Debt Management Strategy might not adversely affect your credit rating when you continue to pay on-time as agreed under the brand-new terms. Additionally, you could think about consolidating your debt through a personal loan or balance transfer charge card.

Don’t fret if you make payments and your credit report isn’t updated right now. Lenders just report to Experian and other credit reporting firms on a regular basis, normally month-to-month. It can take up to one month or more for your account statuses to be upgraded, depending on when in the month your lender or loan provider reports their updates.

Having unfavorable info on your credit report or a low credit rating might suggest to loan providers that you are less likely to repay your debt as concurred. As a result, they may deny you a loan or charge you greater rates and fees. If you have negative details on your credit report, it will remain there for 7-10 years.

However, while you might not have the ability to change information from the past, you can demonstrate excellent credit management moving forward by paying your bills on time and as agreed. As you construct a favorable credit history, with time, your credit report will likely improve. FICO is a signed up hallmark of the Fair Isaac Corporation.

RMCN is a premier credit repair company with credit remediation and education at its core. In late 1997, the creator and CEO, Doug Parker was dealing with some credit associated problems that ultimately made him establish an effective credit repair procedure. Doug, upon scanning his credit reports, discovered that even though he had settled all of his bad debts, they were still reflecting in his report, and hampering his score.

What followed was a string of investigations with lenders and credit reporting companies that had actually reported the objectionable items. Doug demanded that the bodies either validate all of his account information with recorded confirmation or erase all misreported products. Over the next couple of months, all inaccuracies were deleted. This little success encouraged Doug to help his family, buddies and colleagues deal with their credit issues efficiently over the following years.

If you have actually been denied a loan or charge card because of a low credit report, you may wish to involve the service for help. However, don’t be quick to sign a contract prior to you comprehend what can and can’t do. Generally, a credit repair firm goes through your credit reports from each of the 3 credit reporting bureaus, tries to find mistakes and evaluations unfavorable products. Besides, the law requires to upgrade you regarding your rights before you sign an agreement. It’s necessary for the company to provide you with a Notification of Cancellation as well as a copy of the Customer Credit File Rights. This helps to safeguard you from unfair and deceptive advertising practices.

The scope of credit repair work services differs from one company to the next. To prevent frustrations later on, you need to know what you’re spending for. Some will dispute products with credit bureaus and not engage your creditors. Others will dispute negative products in your credit report at all levels, and it would be much better to deal with a company that does the latter.

So, learn what each company provides and opt for one that covers a board array of services to assist you regain control of your financial resources. Do not just take the pledges they tell you at face worth. After all, they stay in business and will do their best to offer you a service, which’s understandable.

You can check out evaluations about the business from its site and other review-based sites too. Ensure the company has actually dealt with problems similar to yours, and that they understand the service you’re looking for. Besides, if you’ve loved ones, buddies and colleagues who’ve dealt with a credit repair company previously, they can share their suggestions with you.

Experience is a necessary aspect to think about since it reveals the company has regularly offered trustworthy and legitimate services to its clients who’re pleased with the company’s services, which is why the company is still in company. However, this doesn’t imply you shouldn’t think about new. Some brand-new firms are legit with highly skilled personnel on board who can deliver.

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