Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

Request More Information

  • This field is for validation purposes and should be left unchanged.


The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.


When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.


Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.


At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Harter, Washington residents

Credit Repair company serves the following zip code(s):


Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

Call Us Today For Full Details


  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

Join Our Facebook Group

Get answers to all your credit repair questions by joining our credit repair tidbits facebook group


Now Hiring….

Data Entry Positions – Currently Filled
Commission Only Sales – Send Resume To


” You need to weigh the expense benefit of paying another person to do those things for you, versus doing those things by yourself and what your time is worth.” Here’s how credit repair companies work and, if you’re considering utilizing one, why you must think about credit counseling initially.

The business often guarantee to “manage all the heavy lifting” of working with the credit reporting firms, says McClary. Credit repair companies are different from credit therapy firms, which are normally a free resource from nonprofit monetary education organizations that review your financial resources, financial obligation and credit reports with the objective of teaching you to improve and manage your financial circumstance.

To help avoid fraudsters, it is essential to investigate any credit repair work company before agreeing to deal with it. There are “all sort of ways” to veterinarian credit repair work companies, McClary says. Here’s someplace to start. Guide clear of companies that seem too excellent to be true. If the business says it can do any of the following, it’s a red flag and likely a sign of a scam: Eliminate precise negative information from your reports Legally produce a brand-new credit identity for you The company requests you pay prior to it provides services Assurance improved credit Once again, we suggest looking for out a credit counselor initially.

Many credit repair work companies begin by asking for a copy of your credit report from each of the 3 major customer credit bureaus Equifax, Experian and TransUnion. The company will examine your credit reports for negative marks, like Then, it will set a plan for contesting mistakes and negotiating with financial institutions to get rid of those products.

Beware here. If you’ve had difficulty handling credit in the past, a new account might not be the best choice. Plus it’s not a great idea to take on more credit if you do not need it. The quantity you’ll pay and how it’s determined will differ depending upon the business, however there’s a guideline they need to follow.

Depending on the company, you might pay a one-time flat cost, or pay for each negative mark the business eliminates from each of your reports. This may begin around $35 per deletion and might range to $750 or more. The company may likewise charge by the month, varying from $50 to $130 or more.

Consider how much work your reports require. If there are just one or two negative products, you’ll likely be much better off applying any fees toward paying for debt and contesting any mistakes in your credit reports yourself. The credit bureau generally has thirty days after getting your dispute to investigate and validate details.

The credit bureau is required to send you the results of the examination within 5 company days of the completion of the examination. However if the credit bureau determines the disagreement is “unimportant” it can pick not to examine as long as it communicates that to you within 5 days.

But lots of consumers don’t understand where to start, says Gerri Detweiler, education director at Nav, which intends to assist entrepreneur comprehend and manage their service credit. Here are some ways you can work on enhancing your credit on your own. Consumers must “exercise extreme caution” when considering working with a credit repair company, McClary states.

Even if you find a business you’re comfortable with, the services might not work for your circumstance. Plus you ‘d likely conserve money if you disputed any inaccurate details in your credit reports yourself. The Credit Repair Organizations Act, or CROA, makes it illegal for credit repair work companies to lie about their services and outcomes, and sets some extra rules.

Credit reporting business have a variety of requirements under CROA, some of which consist of Giving you a composed agreement that describes your legal rights and the services they’ll offer Enabling you to cancel within 3 days without charge Fulfilling the assured service before charging you or getting charges If a credit repair company refuses to address your questions, requests payment in advance or stops working to put pledges in writing, “that becomes part of the ‘sniff test’ that informs you there’s something wrong there,” McClary says.

We recommend thinking about credit counseling initially. Eventually, you might have the ability to rebuild your credit yourself. Working on your credit?.

Choosing the very best credit repair business to assist you improve your credit history is a huge choice. A common credit repair work service will cost you a couple of hundred dollars and will use up to a year to finish their service. Choosing the wrong credit repair business can end up wasting cash and perhaps more significantly, your time.

Improving your credit score can be the difference between whether or not you enter a brand-new home, vehicle, and even a job. A higher credit score may also assist you re-finance your existing payments so you end up paying less every month. A relied on credit repair work company can lend their knowledge and assist you on your method to achieving these results.

The procedure of repairing your credit can include much more than just disputing your credit with the credit bureaus. You must ensure to use a credit repair company that can satisfy all of your credit requirements. When many people consider credit repair they consider a procedure that has actually become understood as credit report repair work.

This component of credit repair has helped many individuals with incorrect, insufficient, or unverifiable information on their credit reports enhance their credit history. While credit report repair is a good start, many individuals find that it is inadequate. Credit report repair when the credit bureaus are not able to validate that the doubtful items in your credit reports should be there.

Request More Information

  • This field is for validation purposes and should be left unchanged.