Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.

Review

When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.

Strategize

Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.

Analyze

At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Headquarters, Washington residents

Credit Repair company serves the following zip code(s):

98626


Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

Call Us Today For Full Details

704-387-5117

  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

Join Our Facebook Group

Get answers to all your credit repair questions by joining our credit repair tidbits facebook group

 

Now Hiring….

Data Entry Positions – Currently Filled
Commission Only Sales – Send Resume To Danny@PayAfterDeletion.com

 

Depending upon your current credit situation, you might be best served by a credit repair company specializing exclusively in credit report repair work or one that can likewise offer a full brochure of credit repair services. The Credit Repair Organizations Act is designed to secure you from credit repair frauds. Sadly, credit repair work is a market that has actually received a bad reputation because of the publicity paid for to credit repair frauds.

An easy way to do this is to know a few of the laws that govern credit repair work business. These laws as specified in the Credit Repair Work Organizations Act were designed to protect you from credit repair rip-offs while likewise protecting your right to get assist with repairing your credit reports.

In a normal credit repair scam, the so called credit repair business charges a big in advance cost (lots of hundreds and even countless dollars) for service. This permits them to collect their money, avoid performing the concurred upon credit repair work, and vanish when too lots of individuals start grumbling. Under the Credit Repair Organizations Act, credit repair work business are just permitted to costs for services after they have been performed.

The 2nd law you ought to understand about addresses another common credit repair rip-off referred to as file segregation. Submit segregation is the highly illegal process of developing a brand-new credit identity with the credit bureaus. This new tidy credit identity is then utilized when getting credit because it does not contain any of the doubtful items on your real credit reports.

Some additional standards described in the Credit Repair Organizations Act make it unlawful for any credit repair company to promise your credit history will increase, to not notify you that you deserve to fix your credit by yourself, and to not allow you to cancel service whenever you desire.

The BBB keeps notes on grievances made versus companies. If the BBB report for a credit repair work business notes numerous unsettled complaints or a total low rating, you need to watch out for the company. In addition, beware of any credit repair company that does not list credit repair work services as one of their offerings in their BBB filing.

There’s absolutely nothing a credit repair service can legally do for you even getting rid of wrong information that you can’t do for yourself for little or no cost. And the expense of working with such a company can be considerable, varying from hundreds to thousands of dollars. The Credit Repair Work Organizations Act is a federal law that ended up being reliable on April 1, 1997 in action to a number of consumers who had experienced credit repair work scams.

Are required to offer customers with a composed agreement stating all the services to be provided as well as the terms of payment. Under the law, consumers have three days to withdraw from the agreement. Are prohibited to ask or recommend that you misguide credit reporting companies about your credit accounts or change your identity to alter your credit rating.

Can not ask you to sign anything that states that you are forfeiting your rights under the Credit Repair Work Organizations Act. Any waiver that you sign can not be enforced. There is no quick repair for your credit. Info that is unfavorable but precise (such as late payments and delinquencies) will remain on your credit report for 7-10 years.

To get a much better understanding of your credit image and what lenders can see, check your credit report. If you need help reading your report, you can discover more about how to read your Experian credit report. If you wish to find out more about credit reports in basic, you can check out credit report essentials. If you find details that is incorrect, you can submit a conflict.

Make sure you’re clear on products that could possibly be fraudulent, versus those that may merely be unreliable. Your payment history is one of the most essential components of many FICO scoring designs. Late and missed payments will reduce your ratings, and public records and collections can trigger considerable damage.

Your ratings typically take into account the size and recency of your financial obligation. The larger your financial obligation is and the more recent your missed payments are, the even worse your score will be. Bringing accounts current and continuing to pay on time will often have a favorable impact on your credit history.

Essentially it’s the amount of all of your revolving financial obligation (such as your credit card balances) divided by the overall credit that is offered to you (or the overall of all your credit line). High credit utilization rate can negatively affect your credit rating. Typically, it’s a great concept to keep your credit usage rate below 30%.

There are two methods to decrease your credit utilization rate: Lower your debt by settling your account balances. Increase your overall available credit by raising your credit line on an existing account or opening a brand-new credit account. While increasing your credit line may look like an attractive alternative, it can be a risky relocation.

Furthermore, if you try to open a brand-new credit card, an questions will appear on your credit report and temporarily reduce your credit score. Decreasing your balances on credit cards and other revolving credit accounts is most likely the better choice to enhance your credit usage rate, and, subsequently, your credit report.

Scoring designs consider how much you owe and across how lots of different accounts. If you have financial obligation across a a great deal of accounts, it might be beneficial to pay off a few of the accounts, if you can. Paying down your financial obligation is the objective of many who have actually accumulated debt in the past, but even after you pay the balance down to no, consider keeping that account open.

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