Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

Request More Information

  • This field is for validation purposes and should be left unchanged.


The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.


When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.


Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.


At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Hockinson, Washington residents

Credit Repair company serves the following zip code(s):


Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

Call Us Today For Full Details


  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

Join Our Facebook Group

Get answers to all your credit repair questions by joining our credit repair tidbits facebook group


Now Hiring In Hockinson Washington

Data Entry Positions – Currently Filled
Commission Only Sales – Send Resume To


Depending upon your current credit scenario, you may be best served by a credit repair business specializing exclusively in credit report repair or one that can likewise provide a full catalog of credit repair services. The Credit Repair Organizations Act is developed to protect you from credit repair frauds. Sadly, credit repair is an industry that has gotten a bad reputation due to the fact that of the promotion paid for to credit repair work rip-offs.

A simple way to do this is to know a few of the laws that govern credit repair work business. These laws as specified in the Credit Repair Work Organizations Act were developed to safeguard you from credit repair work frauds while also safeguarding your right to get assist with fixing your credit reports.

In a typical credit repair fraud, the so called credit repair company charges a large upfront charge (many hundreds or even thousands of dollars) for service. This enables them to gather their cash, prevent carrying out the concurred upon credit repair, and disappear when a lot of people begin grumbling. Under the Credit Repair Work Organizations Act, credit repair companies are only allowed to bill for services after they have been performed.

The 2nd law you need to learn about addresses another typical credit repair fraud understood as file partition. File segregation is the extremely prohibited procedure of developing a new credit identity with the credit bureaus. This new clean credit identity is then used when requesting credit due to the fact that it does not consist of any of the questionable products on your genuine credit reports.

Some extra guidelines explained in the Credit Repair Organizations Act make it illegal for any credit repair company to assure your credit history will increase, to not notify you that you can repair your credit by yourself, and to not allow you to cancel service whenever you desire.

The BBB keeps notes on problems made versus business. If the BBB report for a credit repair work company lists numerous unsolved grievances or an overall low ranking, you ought to be careful of the business. In addition, beware of any credit repair company that does not list credit repair services as one of their offerings in their BBB filing.

There’s absolutely nothing a credit repair service can legally do for you even getting rid of incorrect information that you can’t provide for yourself for little or no cost. And the cost of hiring such a company can be substantial, ranging from hundreds to countless dollars. The Credit Repair Organizations Act is a federal law that became efficient on April 1, 1997 in reaction to a variety of customers who had actually struggled with credit repair work rip-offs.

Are required to supply customers with a written agreement stating all the services to be provided as well as the terms of payment. Under the law, consumers have 3 days to withdraw from the contract. Are forbidden to ask or recommend that you misinform credit reporting business about your credit accounts or change your identity to change your credit history.

Can not ask you to sign anything that states that you are surrendering your rights under the Credit Repair Organizations Act. Any waiver that you sign can not be implemented. There is no fast repair for your credit. Details that is negative however accurate (such as late payments and delinquencies) will remain on your credit report for 7-10 years.

To get a much better understanding of your credit picture and what loan providers can see, check your credit report. If you need aid reading your report, you can find out more about how to read your Experian credit report. If you want to find out more about credit reports in basic, you can check out about credit report basics. If you find information that is inaccurate, you can file a dispute.

Ensure you’re clear on items that could possibly be deceitful, versus those that may just be unreliable. Your payment history is one of the most essential elements of many FICO scoring models. Late and missed payments will minimize your ratings, and public records and collections can cause considerable damage.

Your ratings frequently take into consideration the size and recency of your debt. The bigger your debt is and the more recent your missed payments are, the even worse your score will be. Bringing accounts present and continuing to pay on time will often have a positive effect on your credit rating.

Essentially it’s the sum of all of your revolving debt (such as your credit card balances) divided by the overall credit that is offered to you (or the overall of all your credit line). High credit utilization rate can negatively impact your credit rating. Generally, it’s a good idea to keep your credit usage rate below 30%.

There are 2 methods to minimize your credit utilization rate: Reduce your financial obligation by settling your account balances. Increase your overall available credit by raising your credit line on an existing account or opening a brand-new credit account. While increasing your credit line might seem like an attractive option, it can be a risky move.

In addition, if you attempt to open a brand-new credit card, an inquiry will appear on your credit report and momentarily reduce your credit report. Minimizing your balances on credit cards and other revolving credit accounts is likely the better choice to enhance your credit utilization rate, and, consequently, your credit history.

Scoring designs consider how much you owe and across how lots of various accounts. If you have financial obligation throughout a a great deal of accounts, it may be useful to pay off a few of the accounts, if you can. Paying for your financial obligation is the objective of many who have actually accumulated financial obligation in the past, however even after you pay the balance to no, consider keeping that account open.

Request More Information

  • This field is for validation purposes and should be left unchanged.