Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.


When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.


Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.


At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Knapp, Washington residents

Credit Repair company serves the following zip code(s):


Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

Call Us Today For Full Details


  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

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Depending on your current credit scenario, you may be best served by a credit repair company specializing entirely in credit report repair work or one that can also provide a full catalog of credit repair services. The Credit Repair Work Organizations Act is developed to safeguard you from credit repair work frauds. Unfortunately, credit repair is an industry that has gotten a bad credibility since of the publicity paid for to credit repair work frauds.

A simple way to do this is to know a few of the laws that govern credit repair work business. These laws as defined in the Credit Repair Work Organizations Act were designed to secure you from credit repair frauds while also safeguarding your right to get aid with fixing your credit reports.

In a common credit repair work fraud, the so called credit repair company charges a large upfront cost (numerous hundreds or even countless dollars) for service. This enables them to collect their cash, avoid carrying out the concurred upon credit repair, and vanish when a lot of people begin complaining. Under the Credit Repair Work Organizations Act, credit repair work business are just permitted to bill for services after they have actually been performed.

The second law you need to understand about addresses another typical credit repair work rip-off called file segregation. Submit segregation is the extremely prohibited process of producing a brand-new credit identity with the credit bureaus. This new clean credit identity is then used when making an application for credit because it does not include any of the questionable products on your genuine credit reports.

Some extra standards described in the Credit Repair Organizations Act make it prohibited for any credit repair business to assure your credit history will increase, to not inform you that you deserve to fix your credit by yourself, and to not permit you to cancel service whenever you want.

The BBB keeps notes on complaints made against companies. If the BBB report for a credit repair business lists multiple unresolved problems or a total low score, you should be cautious of the company. In addition, beware of any credit repair work company that does not list credit repair work services as one of their offerings in their BBB filing.

There’s absolutely nothing a credit repair service can legally provide for you even removing incorrect info that you can’t do for yourself for little or no cost. And the expense of hiring such a business can be considerable, ranging from hundreds to countless dollars. The Credit Repair Work Organizations Act is a federal law that became efficient on April 1, 1997 in action to a variety of consumers who had actually experienced credit repair frauds.

Are required to provide consumers with a written contract specifying all the services to be provided as well as the conditions of payment. Under the law, consumers have three days to withdraw from the contract. Are forbidden to ask or recommend that you misinform credit reporting companies about your credit accounts or change your identity to change your credit report.

Can not ask you to sign anything that states that you are surrendering your rights under the Credit Repair Organizations Act. Any waiver that you sign can not be imposed. There is no quick repair for your credit. Info that is unfavorable however precise (such as late payments and delinquencies) will stay on your credit report for 7-10 years.

To get a better understanding of your credit image and what lenders can see, check your credit report. If you require aid reading your report, you can discover more about how to read your Experian credit report. If you desire to learn more about credit reports in basic, you can check out credit report basics. If you find details that is incorrect, you can submit a disagreement.

Make sure you’re clear on products that might potentially be fraudulent, versus those that might just be unreliable. Your payment history is one of the most essential components of many FICO scoring designs. Late and missed out on payments will minimize your ratings, and public records and collections can cause substantial damage.

Your scores frequently consider the size and recency of your debt. The larger your debt is and the more recent your missed out on payments are, the worse your score will be. Bringing accounts present and continuing to pay on time will usually have a positive effect on your credit rating.

Generally it’s the amount of all of your revolving financial obligation (such as your credit card balances) divided by the overall credit that is readily available to you (or the total of all your credit line). High credit utilization rate can negatively affect your credit report. Normally, it’s an excellent concept to keep your credit usage rate below 30%.

There are 2 methods to decrease your credit utilization rate: Decrease your financial obligation by paying off your account balances. Increase your total readily available credit by raising your credit limit on an existing account or opening a brand-new charge account. While increasing your credit line might appear like an enticing option, it can be a risky relocation.

In addition, if you attempt to open a brand-new credit card, an questions will appear on your credit report and momentarily reduce your credit rating. Minimizing your balances on charge card and other revolving credit accounts is most likely the better choice to improve your credit usage rate, and, subsequently, your credit scores.

Scoring designs think about just how much you owe and throughout how many various accounts. If you have financial obligation across a a great deal of accounts, it may be helpful to pay off some of the accounts, if you can. Paying down your debt is the goal of many who’ve accrued debt in the past, however even after you pay the balance down to zero, consider keeping that account open.

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