Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.


When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.


Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.


At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Lakeridge, Washington residents

Credit Repair company serves the following zip code(s):


Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

Call Us Today For Full Details


  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

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Depending on your existing credit situation, you may be finest served by a credit repair business specializing exclusively in credit report repair work or one that can also provide a complete brochure of credit repair work services. The Credit Repair Organizations Act is designed to protect you from credit repair work rip-offs. Regrettably, credit repair is a market that has received a bad track record due to the fact that of the promotion managed to credit repair scams.

An easy method to do this is to understand a few of the laws that govern credit repair work companies. These laws as defined in the Credit Repair Work Organizations Act were created to safeguard you from credit repair work scams while also securing your right to get assist with fixing your credit reports.

In a common credit repair fraud, the so called credit repair work business charges a large upfront fee (numerous hundreds or perhaps countless dollars) for service. This permits them to collect their cash, avoid carrying out the concurred upon credit repair, and disappear when too many individuals start complaining. Under the Credit Repair Organizations Act, credit repair work business are only allowed to expense for services after they have actually been performed.

The 2nd law you must know about addresses another typical credit repair work scam known as file partition. Submit partition is the extremely unlawful process of developing a brand-new credit identity with the credit bureaus. This brand-new clean credit identity is then used when applying for credit since it does not include any of the doubtful products on your genuine credit reports.

Some extra standards described in the Credit Repair work Organizations Act make it prohibited for any credit repair work business to promise your credit score will increase, to not inform you that you have the right to fix your credit on your own, and to not permit you to cancel service whenever you want.

The BBB keeps notes on complaints made versus business. If the BBB report for a credit repair company notes multiple unsolved grievances or an overall low rating, you ought to watch out for the business. In addition, beware of any credit repair work business that does not list credit repair work services as one of their offerings in their BBB filing.

There’s absolutely nothing a credit repair work service can lawfully provide for you even eliminating wrong info that you can’t do for yourself for little or no cost. And the expense of employing such a business can be significant, ranging from hundreds to thousands of dollars. The Credit Repair Work Organizations Act is a federal law that became effective on April 1, 1997 in response to a variety of consumers who had experienced credit repair frauds.

Are needed to provide consumers with a composed contract specifying all the services to be provided as well as the terms and conditions of payment. Under the law, consumers have 3 days to withdraw from the agreement. Are forbidden to ask or suggest that you misinform credit reporting companies about your credit accounts or modify your identity to alter your credit rating.

Can not ask you to sign anything that states that you are surrendering your rights under the Credit Repair Organizations Act. Any waiver that you sign can not be imposed. There is no fast fix for your credit. Info that is negative however accurate (such as late payments and delinquencies) will stay on your credit report for 7-10 years.

To get a better understanding of your credit picture and what lending institutions can see, check your credit report. If you require help reading your report, you can discover more about how to read your Experian credit report. If you wish to find out more about credit reports in general, you can read about credit report fundamentals. If you find details that is incorrect, you can file a conflict.

Make sure you’re clear on items that could potentially be deceptive, versus those that may merely be unreliable. Your payment history is among the most essential parts of lots of FICO scoring designs. Late and missed payments will decrease your scores, and public records and collections can cause significant damage.

Your scores frequently take into account the size and recency of your debt. The larger your debt is and the more current your missed payments are, the even worse your score will be. Bringing accounts present and continuing to pay on time will often have a positive effect on your credit report.

Generally it’s the sum of all of your revolving debt (such as your charge card balances) divided by the overall credit that is offered to you (or the overall of all your credit line). High credit usage rate can adversely affect your credit history. Generally, it’s a good idea to keep your credit usage rate below 30%.

There are 2 ways to minimize your credit utilization rate: Decrease your debt by paying off your account balances. Increase your total readily available credit by raising your credit limitation on an existing account or opening a brand-new charge account. While increasing your credit limit may look like an attractive choice, it can be a dangerous move.

In addition, if you try to open a new charge card, an query will appear on your credit report and briefly reduce your credit history. Decreasing your balances on credit cards and other revolving credit accounts is most likely the better option to improve your credit utilization rate, and, subsequently, your credit history.

Scoring designs think about how much you owe and throughout the number of different accounts. If you have financial obligation throughout a large number of accounts, it may be advantageous to pay off a few of the accounts, if you can. Paying for your debt is the objective of lots of who’ve accrued debt in the past, however even after you pay the balance down to absolutely no, consider keeping that account open.

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