Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.


When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.


Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.


At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Lakeview, Washington residents

Credit Repair company serves the following zip code(s):

98499, 98498, 98496, 98497

Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

Call Us Today For Full Details


  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

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” You need to weigh the cost advantage of paying someone else to do those things for you, versus doing those things on your own and what your time is worth.” Here’s how credit repair work business work and, if you’re thinking about utilizing one, why you should think about credit therapy first.

The companies typically assure to “manage all the heavy lifting” of working with the credit reporting companies, states McClary. Credit repair organizations are different from credit therapy agencies, which are typically a free resource from nonprofit financial education organizations that examine your finances, debt and credit reports with the objective of teaching you to enhance and manage your financial scenario.

To help prevent fraudsters, it’s crucial to look into any credit repair company before accepting deal with it. There are “all sort of methods” to veterinarian credit repair companies, McClary says. Here’s somewhere to start. Stay away from companies that appear too good to be true. If the business states it can do any of the following, it’s a red flag and likely an indication of a fraud: Eliminate accurate negative information from your reports Lawfully create a new credit identity for you The business demands you pay prior to it supplies services Guarantee improved credit Once again, we advise looking for a credit therapist initially.

Lots of credit repair work companies start by requesting a copy of your credit report from each of the 3 major customer credit bureaus Equifax, Experian and TransUnion. The business will evaluate your credit reports for negative marks, like Then, it will set a prepare for contesting mistakes and working out with financial institutions to eliminate those products.

Beware here. If you’ve had trouble managing credit in the past, a new account may not be the very best choice. Plus it’s not a fantastic concept to handle more credit if you do not need it. The amount you’ll pay and how it’s calculated will vary depending on the business, but there’s a guideline they need to follow.

Depending upon the business, you might pay a one-time flat fee, or pay for each negative mark the business eliminates from each of your reports. This may start around $35 per removal and might vary to $750 or more. The business may also charge by the month, varying from $50 to $130 or more.

Think of how much work your reports require. If there are just a couple of negative products, you’ll likely be much better off applying any costs towards paying down financial obligation and disputing any mistakes in your credit reports yourself. The credit bureau generally has one month after getting your disagreement to investigate and confirm details.

The credit bureau is needed to send you the results of the examination within five organisation days of the conclusion of the investigation. However if the credit bureau figures out the conflict is “pointless” it can pick not to investigate as long as it interacts that to you within 5 days.

However numerous consumers don’t understand where to start, says Gerri Detweiler, education director at Nav, which intends to help company owner comprehend and manage their company credit. Here are some ways you can deal with improving your credit on your own. Customers must “exercise severe caution” when thinking about dealing with a credit repair work business, McClary states.

Even if you discover a business you’re comfortable with, the services may not work for your circumstance. Plus you ‘d likely conserve money if you challenged any inaccurate details in your credit reports yourself. The Credit Repair Work Organizations Act, or CROA, makes it unlawful for credit repair work business to lie about their services and results, and sets some additional rules.

Credit reporting business have a variety of requirements under CROA, a few of which include Giving you a composed agreement that discusses your legal rights and the services they’ll provide Permitting you to cancel within 3 days without charge Satisfying the guaranteed service prior to charging you or receiving charges If a credit repair work business refuses to answer your questions, demands payment up front or stops working to put pledges in writing, “that becomes part of the ‘smell test’ that informs you there’s something incorrect there,” McClary states.

We advise thinking about credit therapy first. Ultimately, you might have the ability to rebuild your credit yourself. Dealing with your credit?.

Picking the very best credit repair work business to assist you enhance your credit rating is a huge decision. A typical credit repair work service will cost you a couple of hundred dollars and will use up to a year to complete their service. Choosing the wrong credit repair company can wind up wasting cash and perhaps more notably, your time.

Improving your credit rating can be the difference between whether you enter a new home, cars and truck, or perhaps a job. A greater credit rating might also help you refinance your existing payments so you end up paying less each month. A trusted credit repair work business can lend their competence and help you on your way to achieving these outcomes.

The procedure of repairing your credit can include much more than simply challenging your credit with the credit bureaus. You ought to ensure to use a credit repair company that can meet all of your credit needs. When the majority of people think of credit repair work they consider a procedure that has become called credit report repair work.

This element of credit repair work has helped many individuals with erroneous, insufficient, or unverifiable info on their credit reports improve their credit report. While credit report repair is a great start, lots of people find that it is inadequate. Credit report repair work works when the credit bureaus are unable to validate that the questionable items in your credit reports need to exist.

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