Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

Request More Information

  • This field is for validation purposes and should be left unchanged.


The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.


When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.


Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.


At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Leadpoint, Washington residents

Credit Repair company serves the following zip code(s):


Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

Call Us Today For Full Details


  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

Join Our Facebook Group

Get answers to all your credit repair questions by joining our credit repair tidbits facebook group


Now Hiring In Leadpoint Washington

Data Entry Positions – Currently Filled
Commission Only Sales – Send Resume To


Depending upon your current credit situation, you may be finest served by a credit repair work company specializing solely in credit report repair or one that can likewise provide a complete brochure of credit repair services. The Credit Repair Work Organizations Act is created to safeguard you from credit repair rip-offs. Sadly, credit repair work is a market that has actually gotten a bad reputation since of the promotion paid for to credit repair rip-offs.

An easy way to do this is to know a few of the laws that govern credit repair business. These laws as specified in the Credit Repair Work Organizations Act were developed to safeguard you from credit repair work rip-offs while also protecting your right to get assist with repairing your credit reports.

In a normal credit repair work scam, the so called credit repair company charges a large in advance cost (lots of hundreds or perhaps thousands of dollars) for service. This permits them to gather their cash, avoid performing the concurred upon credit repair, and vanish when too numerous individuals start complaining. Under the Credit Repair Work Organizations Act, credit repair work companies are only allowed to costs for services after they have actually been performed.

The second law you need to understand about addresses another typical credit repair scam referred to as file segregation. Submit segregation is the extremely unlawful process of creating a new credit identity with the credit bureaus. This new tidy credit identity is then used when requesting credit since it does not consist of any of the doubtful items on your real credit reports.

Some additional guidelines described in the Credit Repair Organizations Act make it prohibited for any credit repair work company to assure your credit rating will increase, to not notify you that you have the right to fix your credit by yourself, and to not enable you to cancel service whenever you desire.

The BBB keeps notes on grievances made versus companies. If the BBB report for a credit repair work company notes numerous unsolved complaints or an overall low ranking, you ought to watch out for the company. In addition, beware of any credit repair work company that does not list credit repair services as one of their offerings in their BBB filing.

There’s absolutely nothing a credit repair service can lawfully do for you even removing incorrect info that you can’t provide for yourself for little or no expenditure. And the cost of hiring such a company can be considerable, ranging from hundreds to thousands of dollars. The Credit Repair Organizations Act is a federal law that became reliable on April 1, 1997 in action to a variety of customers who had experienced credit repair scams.

Are required to supply consumers with a written contract mentioning all the services to be provided along with the conditions of payment. Under the law, customers have three days to withdraw from the contract. Are prohibited to ask or recommend that you mislead credit reporting business about your credit accounts or alter your identity to alter your credit report.

Can not ask you to sign anything that states that you are forfeiting your rights under the Credit Repair Work Organizations Act. Any waiver that you sign can not be imposed. There is no quick fix for your credit. Details that is negative however accurate (such as late payments and delinquencies) will remain on your credit report for 7-10 years.

To get a much better understanding of your credit photo and what lending institutions can see, inspect your credit report. If you need aid reading your report, you can discover more about how to read your Experian credit report. If you wish to discover more about credit reports in general, you can check out credit report basics. If you find info that is incorrect, you can file a dispute.

Make sure you’re clear on items that might potentially be deceitful, versus those that may merely be inaccurate. Your payment history is among the most crucial elements of lots of FICO scoring designs. Late and missed payments will lower your ratings, and public records and collections can trigger considerable damage.

Your scores frequently take into account the size and recency of your financial obligation. The larger your financial obligation is and the more recent your missed out on payments are, the worse your rating will be. Bringing accounts present and continuing to pay on time will often have a positive effect on your credit rating.

Generally it’s the amount of all of your revolving debt (such as your credit card balances) divided by the overall credit that is readily available to you (or the total of all your credit limits). High credit usage rate can negatively affect your credit rating. Typically, it’s an excellent idea to keep your credit utilization rate listed below 30%.

There are 2 methods to minimize your credit utilization rate: Minimize your debt by paying off your account balances. Increase your total available credit by raising your credit limitation on an existing account or opening a brand-new charge account. While increasing your credit limit might look like an appealing option, it can be a dangerous relocation.

In addition, if you try to open a brand-new charge card, an questions will appear on your credit report and briefly lower your credit report. Reducing your balances on credit cards and other revolving credit accounts is likely the better choice to improve your credit utilization rate, and, consequently, your credit history.

Scoring models consider how much you owe and throughout the number of various accounts. If you have financial obligation throughout a a great deal of accounts, it might be advantageous to pay off some of the accounts, if you can. Paying down your financial obligation is the objective of lots of who have actually accrued debt in the past, however even after you pay the balance to zero, think about keeping that account open.

Request More Information

  • This field is for validation purposes and should be left unchanged.