Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.


When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.


Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.


At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Leota, Washington residents

Credit Repair company serves the following zip code(s):

98072, 98077

Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

Call Us Today For Full Details


  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

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Depending upon your present credit circumstance, you might be best served by a credit repair company specializing entirely in credit report repair or one that can likewise supply a complete brochure of credit repair work services. The Credit Repair Organizations Act is created to secure you from credit repair work rip-offs. Sadly, credit repair work is a market that has actually gotten a bad reputation due to the fact that of the promotion paid for to credit repair work rip-offs.

An easy method to do this is to know a few of the laws that govern credit repair work business. These laws as specified in the Credit Repair Organizations Act were developed to safeguard you from credit repair rip-offs while also protecting your right to get assist with fixing your credit reports.

In a common credit repair rip-off, the so called credit repair company charges a big upfront fee (lots of hundreds and even thousands of dollars) for service. This permits them to collect their cash, prevent performing the concurred upon credit repair work, and disappear when a lot of people begin grumbling. Under the Credit Repair Work Organizations Act, credit repair companies are only permitted to bill for services after they have actually been carried out.

The second law you need to learn about addresses another common credit repair work fraud referred to as file partition. File partition is the highly unlawful process of developing a brand-new credit identity with the credit bureaus. This brand-new tidy credit identity is then used when getting credit since it does not include any of the doubtful items on your genuine credit reports.

Some extra standards explained in the Credit Repair Organizations Act make it unlawful for any credit repair business to assure your credit rating will increase, to not inform you that you deserve to fix your credit by yourself, and to not permit you to cancel service whenever you desire.

The BBB keeps notes on grievances made against business. If the BBB report for a credit repair work business notes numerous unresolved problems or a general low ranking, you need to watch out for the company. In addition, beware of any credit repair work company that does not list credit repair work services as one of their offerings in their BBB filing.

There’s absolutely nothing a credit repair work service can legally provide for you even removing incorrect details that you can’t provide for yourself for little or no cost. And the cost of hiring such a company can be significant, varying from hundreds to countless dollars. The Credit Repair Organizations Act is a federal law that became efficient on April 1, 1997 in action to a number of consumers who had struggled with credit repair frauds.

Are required to offer consumers with a composed agreement stating all the services to be provided along with the terms of payment. Under the law, consumers have three days to withdraw from the contract. Are prohibited to ask or suggest that you deceive credit reporting companies about your charge account or alter your identity to change your credit rating.

Can not ask you to sign anything that states that you are surrendering your rights under the Credit Repair Organizations Act. Any waiver that you sign can not be enforced. There is no quick fix for your credit. Info that is negative but precise (such as late payments and delinquencies) will stay on your credit report for 7-10 years.

To get a better understanding of your credit photo and what lenders can see, check your credit report. If you need aid reading your report, you can find out more about how to read your Experian credit report. If you wish to discover more about credit reports in general, you can check out credit report essentials. If you discover info that is incorrect, you can submit a dispute.

Ensure you’re clear on products that could possibly be deceitful, versus those that might merely be incorrect. Your payment history is among the most essential elements of numerous FICO scoring models. Late and missed out on payments will minimize your ratings, and public records and collections can cause substantial damage.

Your scores frequently take into consideration the size and recency of your debt. The larger your financial obligation is and the more current your missed out on payments are, the even worse your score will be. Bringing accounts current and continuing to pay on time will often have a favorable influence on your credit ratings.

Generally it’s the sum of all of your revolving financial obligation (such as your credit card balances) divided by the total credit that is readily available to you (or the total of all your credit line). High credit utilization rate can adversely affect your credit ratings. Normally, it’s a great concept to keep your credit usage rate below 30%.

There are two ways to decrease your credit utilization rate: Minimize your financial obligation by paying off your account balances. Increase your total available credit by raising your credit limit on an existing account or opening a brand-new charge account. While increasing your credit limitation might look like an appealing alternative, it can be a dangerous relocation.

Additionally, if you try to open a new credit card, an questions will appear on your credit report and momentarily decrease your credit history. Decreasing your balances on credit cards and other revolving credit accounts is most likely the much better choice to enhance your credit usage rate, and, consequently, your credit scores.

Scoring designs consider how much you owe and throughout the number of different accounts. If you have financial obligation across a a great deal of accounts, it might be useful to pay off a few of the accounts, if you can. Paying for your financial obligation is the goal of numerous who have actually accrued financial obligation in the past, but even after you pay the balance to no, think about keeping that account open.

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