Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.


When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.


Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.


At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Lexington, Washington residents

Credit Repair company serves the following zip code(s):


Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

Call Us Today For Full Details


  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

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Only you understand all the ins and outs of your financial circumstance, and like thumbprints, they’re various for each person. Ensure you carefully evaluate your situation; only you understand what can work best for your financial outlook. Opening a number of credit accounts in a brief amount of time can appear risky to loan providers and negatively impact your credit report.

Know too, that when you’re purchasing a car or looking around for the best home mortgage rates, your inquiries may be grouped and counted as just one inquiry for the purpose of including info to your credit report. In many commonly-used scoring models, current inquiries have greater impact than older questions, and they just appear on your credit report or an optimum of 25 months.

Lots of are non-profit and charge small or no costs for their services. You can review more info on choosing the right trustworthy credit counselor for you from the National Structure for Credit Counseling. Credit therapists can assist you develop a Financial obligation Management Plan (or DMP) and can negotiate to decrease your regular monthly payments.

Your credit report might denote that accounts are paid through a Financial obligation Management Plan and were not paid as initially agreed. Utilizing a Debt Management Strategy may not negatively affect your credit report when you continue to pay on-time as agreed under the new terms. Additionally, you might think about consolidating your debt through a individual loan or balance transfer credit card.

Do not stress if you pay and your credit report isn’t upgraded right now. Creditors only report to Experian and other credit reporting companies on a periodic basis, usually regular monthly. It can use up to one month or more for your account statuses to be updated, depending upon when in the month your financial institution or loan provider reports their updates.

Having negative details on your credit report or a low credit report could suggest to lending institutions that you are less most likely to pay back your debt as agreed. As a result, they may reject you a loan or charge you greater rates and fees. If you have unfavorable information on your credit report, it will remain there for 7-10 years.

However, while you may not be able to change details from the past, you can demonstrate good credit management moving on by paying your costs on time and as agreed. As you build a positive credit rating, gradually, your credit report will likely enhance. FICO is a registered trademark of the Fair Isaac Corporation.

RMCN is a leading credit repair business with credit restoration and education at its core. In late 1997, the founder and CEO, Doug Parker was facing some credit associated problems that ultimately made him develop a reliable credit remediation process. Doug, upon scanning his credit reports, discovered that although he had settled all of his uncollectable bills, they were still showing in his report, and hindering his rating.

What followed was a string of examinations with financial institutions and credit reporting agencies that had reported the objectionable items. Doug required that the bodies either validate all of his account details with recorded confirmation or delete all misreported items. Over the next couple of months, all mistakes were deleted. This little success encouraged Doug to help his family, friends and colleagues handle their credit concerns successfully over the following years.

If you’ve been rejected a loan or credit card since of a low credit score, you may want to include the service for help. Nevertheless, do not be quick to sign an agreement before you understand what can and can’t do. Typically, a credit repair work firm goes through your credit reports from each of the 3 credit reporting bureaus, tries to find mistakes and reviews unfavorable items. Besides, the law needs to upgrade you concerning your rights prior to you sign a contract. It’s essential for the business to offer you with a Notice of Cancellation in addition to a copy of the Customer Credit File Rights. This helps to protect you from unfair and misleading advertising practices.

The scope of credit repair services differs from one company to the next. To prevent dissatisfactions later on, you need to know what you’re paying for. Some will challenge products with credit bureaus and not engage your lenders. Others will dispute negative items in your credit report at all levels, and it would be much better to handle a company that does the latter.

So, learn what each company uses and opt for one that covers a board variety of services to help you regain control of your financial resources. Do not just take the promises they tell you at face worth. After all, they stay in business and will do their best to sell you a service, which’s understandable.

You can check out reviews about the business from its site and other review-based websites also. Guarantee the business has managed issues similar to yours, and that they comprehend the solution you’re seeking. Besides, if you’ve relatives, pals and coworkers who have actually dealt with a credit repair work company previously, they can share their recommendations with you.

Experience is a vital factor to think about due to the fact that it shows the firm has regularly provided trustworthy and genuine services to its customers who’re pleased with the business’s services, which is why the business is still in business. But, this doesn’t imply you shouldn’t think about brand-new. Some new companies are legit with highly knowledgeable staff on board who can deliver.

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