Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.

Review

When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.

Strategize

Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.

Analyze

At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Lochsloy, Washington residents

Credit Repair company serves the following zip code(s):

98258


Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

Call Us Today For Full Details

704-387-5117

  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

Join Our Facebook Group

Get answers to all your credit repair questions by joining our credit repair tidbits facebook group

 

Now Hiring….

Data Entry Positions – Currently Filled
Commission Only Sales – Send Resume To Danny@PayAfterDeletion.com

 

Depending on your current credit scenario, you may be best served by a credit repair business specializing exclusively in credit report repair work or one that can also offer a full brochure of credit repair services. The Credit Repair Organizations Act is created to secure you from credit repair work frauds. Unfortunately, credit repair is a market that has actually gotten a bad reputation due to the fact that of the promotion paid for to credit repair frauds.

A simple way to do this is to understand a few of the laws that govern credit repair companies. These laws as defined in the Credit Repair Work Organizations Act were developed to protect you from credit repair work scams while likewise securing your right to get assist with fixing your credit reports.

In a common credit repair work rip-off, the so called credit repair business charges a large upfront fee (lots of hundreds and even thousands of dollars) for service. This enables them to collect their cash, avoid performing the agreed upon credit repair, and disappear when too many individuals begin grumbling. Under the Credit Repair Work Organizations Act, credit repair work companies are just permitted to expense for services after they have been performed.

The second law you must understand about addresses another common credit repair work scam called file segregation. File segregation is the extremely unlawful process of developing a new credit identity with the credit bureaus. This brand-new tidy credit identity is then utilized when making an application for credit due to the fact that it does not consist of any of the doubtful items on your real credit reports.

Some extra standards described in the Credit Repair work Organizations Act make it prohibited for any credit repair work business to promise your credit history will increase, to not inform you that you deserve to fix your credit by yourself, and to not allow you to cancel service whenever you desire.

The BBB keeps notes on complaints made against business. If the BBB report for a credit repair work company notes multiple unsettled grievances or a total low score, you must be careful of the company. In addition, beware of any credit repair work company that does not list credit repair work services as one of their offerings in their BBB filing.

There’s absolutely nothing a credit repair work service can lawfully do for you even removing wrong information that you can’t do for yourself for little or no cost. And the cost of employing such a company can be considerable, varying from hundreds to thousands of dollars. The Credit Repair Organizations Act is a federal law that became efficient on April 1, 1997 in response to a variety of customers who had actually struggled with credit repair frauds.

Are required to offer consumers with a written contract specifying all the services to be provided in addition to the terms of payment. Under the law, customers have 3 days to withdraw from the contract. Are prohibited to ask or suggest that you deceive credit reporting business about your credit accounts or change your identity to alter your credit history.

Can not ask you to sign anything that states that you are surrendering your rights under the Credit Repair Work Organizations Act. Any waiver that you sign can not be imposed. There is no quick repair for your credit. Details that is unfavorable however precise (such as late payments and delinquencies) will stay on your credit report for 7-10 years.

To get a much better understanding of your credit picture and what loan providers can see, examine your credit report. If you require aid reading your report, you can discover more about how to read your Experian credit report. If you wish to discover more about credit reports in general, you can check out about credit report basics. If you find details that is inaccurate, you can file a dispute.

Ensure you’re clear on items that might possibly be deceptive, versus those that might merely be inaccurate. Your payment history is one of the most crucial parts of lots of FICO scoring models. Late and missed payments will lower your ratings, and public records and collections can trigger considerable damage.

Your ratings often take into consideration the size and recency of your debt. The bigger your debt is and the more recent your missed payments are, the worse your rating will be. Bringing accounts present and continuing to pay on time will usually have a favorable effect on your credit report.

Basically it’s the sum of all of your revolving debt (such as your credit card balances) divided by the overall credit that is offered to you (or the overall of all your credit line). High credit utilization rate can negatively impact your credit history. Generally, it’s a great concept to keep your credit usage rate below 30%.

There are 2 ways to minimize your credit utilization rate: Reduce your debt by paying off your account balances. Increase your total readily available credit by raising your credit line on an existing account or opening a new credit account. While increasing your credit limitation might appear like an appealing choice, it can be a dangerous move.

In addition, if you try to open a brand-new credit card, an questions will appear on your credit report and temporarily reduce your credit rating. Decreasing your balances on credit cards and other revolving credit accounts is likely the much better choice to enhance your credit utilization rate, and, consequently, your credit rating.

Scoring designs consider how much you owe and across how numerous various accounts. If you have debt throughout a big number of accounts, it may be helpful to settle a few of the accounts, if you can. Paying for your financial obligation is the objective of numerous who’ve accumulated debt in the past, but even after you pay the balance to no, consider keeping that account open.

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