Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.


When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.


Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.


At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Marrion, Washington residents

Credit Repair company serves the following zip code(s):

98684, 98664, 98665, 98660, 98661, 98662, 98663, 98682, 98683, 98687

Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

Call Us Today For Full Details


  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

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” You have to weigh the cost advantage of paying someone else to do those things for you, versus doing those things on your own and what your time deserves.” Here’s how credit repair business work and, if you’re thinking about using one, why you ought to consider credit counseling initially.

The business often promise to “handle all the heavy lifting” of dealing with the credit reporting firms, says McClary. Credit repair work companies are different from credit counseling companies, which are usually a complimentary resource from nonprofit financial education organizations that examine your financial resources, financial obligation and credit reports with the goal of mentor you to improve and handle your monetary situation.

To assist prevent scammers, it is very important to research any credit repair work organization prior to consenting to deal with it. There are “all type of methods” to vet credit repair work companies, McClary states. Here’s someplace to begin. Avoid business that appear too excellent to be real. If the business says it can do any of the following, it’s a warning and likely a sign of a scam: Remove accurate negative info from your reports Legally create a new credit identity for you The business requests you pay prior to it provides services Assurance enhanced credit Again, we advise looking for out a credit therapist initially.

Lots of credit repair companies begin by asking for a copy of your credit report from each of the three significant consumer credit bureaus Equifax, Experian and TransUnion. The company will review your credit reports for derogatory marks, like Then, it will set a plan for disputing errors and negotiating with lenders to remove those products.

Beware here. If you have actually had difficulty handling credit in the past, a brand-new account might not be the very best option. Plus it’s not an excellent idea to take on more credit if you don’t need it. The amount you’ll pay and how it’s calculated will differ depending upon the company, but there’s a rule they need to follow.

Depending upon the company, you might pay a one-time flat charge, or pay for each derogatory mark the business eliminates from each of your reports. This may start around $35 per deletion and could range to $750 or more. The company may likewise charge by the month, ranging from $50 to $130 or more.

Consider just how much work your reports need. If there are simply a couple of unfavorable items, you’ll likely be better off using any costs toward paying for financial obligation and challenging any mistakes in your credit reports yourself. The credit bureau typically has one month after getting your conflict to investigate and validate information.

The credit bureau is required to send you the results of the examination within 5 business days of the completion of the examination. However if the credit bureau identifies the dispute is “unimportant” it can pick not to examine as long as it interacts that to you within five days.

However many customers do not know where to start, states Gerri Detweiler, education director at Nav, which intends to help company owner comprehend and manage their company credit. Here are some methods you can deal with enhancing your credit on your own. Consumers must “exercise severe care” when thinking about working with a credit repair business, McClary says.

Even if you find a business you’re comfortable with, the services may not work for your situation. Plus you ‘d likely conserve money if you challenged any incorrect details in your credit reports yourself. The Credit Repair Work Organizations Act, or CROA, makes it prohibited for credit repair work business to lie about their services and results, and sets some extra guidelines.

Credit reporting business have a variety of requirements under CROA, a few of which include Offering you a written contract that discusses your legal rights and the services they’ll supply Allowing you to cancel within three days without charge Satisfying the guaranteed service before charging you or getting charges If a credit repair business refuses to answer your questions, requests payment up front or fails to put guarantees in composing, “that becomes part of the ‘smell test’ that informs you there’s something wrong there,” McClary states.

We advise thinking about credit counseling first. Eventually, you might be able to reconstruct your credit yourself. Working on your credit?.

Picking the best credit repair work company to help you enhance your credit report is a big choice. A normal credit repair work service will cost you a couple of hundred dollars and will use up to a year to complete their service. Picking the incorrect credit repair work company can wind up squandering money and possibly more significantly, your time.

Improving your credit history can be the distinction between whether or not you enter into a new house, car, and even a task. A greater credit rating might likewise assist you refinance your existing payments so you wind up paying less monthly. A relied on credit repair work company can provide their know-how and help you on your way to accomplishing these outcomes.

The procedure of fixing your credit can involve much more than merely disputing your credit with the credit bureaus. You must ensure to utilize a credit repair company that can meet all of your credit requirements. When many people consider credit repair they think about a procedure that has actually become known as credit report repair work.

This aspect of credit repair work has assisted many individuals with erroneous, incomplete, or unverifiable info on their credit reports enhance their credit history. While credit report repair work is a good start, lots of people discover that it is not enough. Credit report repair when the credit bureaus are unable to verify that the questionable products in your credit reports need to exist.

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