Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.

Review

When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.

Strategize

Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.

Analyze

At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Mayfield, Washington residents

Credit Repair company serves the following zip code(s):

98564


Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

Call Us Today For Full Details

704-387-5117

  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

Join Our Facebook Group

Get answers to all your credit repair questions by joining our credit repair tidbits facebook group

 

Now Hiring….

Data Entry Positions – Currently Filled
Commission Only Sales – Send Resume To Danny@PayAfterDeletion.com

 

Depending on your present credit circumstance, you may be finest served by a credit repair work business specializing exclusively in credit report repair or one that can likewise offer a full brochure of credit repair work services. The Credit Repair Organizations Act is developed to secure you from credit repair work scams. Sadly, credit repair is an industry that has actually gotten a bad reputation due to the fact that of the publicity afforded to credit repair scams.

An easy way to do this is to know a few of the laws that govern credit repair work companies. These laws as defined in the Credit Repair Organizations Act were developed to safeguard you from credit repair work scams while also securing your right to get assist with repairing your credit reports.

In a common credit repair fraud, the so called credit repair work business charges a large in advance fee (many hundreds or perhaps thousands of dollars) for service. This permits them to collect their cash, avoid carrying out the concurred upon credit repair work, and vanish when a lot of individuals begin complaining. Under the Credit Repair Work Organizations Act, credit repair business are just allowed to expense for services after they have been performed.

The 2nd law you should know about addresses another typical credit repair work fraud known as file partition. File segregation is the extremely illegal procedure of developing a new credit identity with the credit bureaus. This new tidy credit identity is then used when looking for credit because it does not contain any of the questionable items on your genuine credit reports.

Some additional standards explained in the Credit Repair Organizations Act make it unlawful for any credit repair work company to assure your credit report will increase, to not notify you that you have the right to repair your credit on your own, and to not permit you to cancel service whenever you desire.

The BBB keeps notes on problems made against companies. If the BBB report for a credit repair work company notes numerous unresolved problems or a general low score, you should watch out for the company. In addition, beware of any credit repair company that does not list credit repair work services as one of their offerings in their BBB filing.

There’s absolutely nothing a credit repair service can lawfully provide for you even eliminating incorrect info that you can’t provide for yourself for little or no cost. And the cost of working with such a company can be significant, varying from hundreds to thousands of dollars. The Credit Repair Work Organizations Act is a federal law that ended up being reliable on April 1, 1997 in reaction to a variety of customers who had actually struggled with credit repair work rip-offs.

Are needed to supply customers with a composed contract specifying all the services to be supplied in addition to the terms and conditions of payment. Under the law, consumers have three days to withdraw from the agreement. Are prohibited to ask or recommend that you misinform credit reporting companies about your charge account or alter your identity to alter your credit rating.

Can not ask you to sign anything that states that you are forfeiting your rights under the Credit Repair Organizations Act. Any waiver that you sign can not be enforced. There is no quick fix for your credit. Details that is unfavorable but accurate (such as late payments and delinquencies) will remain on your credit report for 7-10 years.

To get a much better understanding of your credit picture and what lending institutions can see, check your credit report. If you need aid reading your report, you can discover more about how to read your Experian credit report. If you wish to discover more about credit reports in general, you can check out credit report basics. If you find info that is incorrect, you can file a dispute.

Make certain you’re clear on items that might possibly be deceitful, versus those that may merely be incorrect. Your payment history is among the most essential parts of numerous FICO scoring designs. Late and missed payments will reduce your ratings, and public records and collections can trigger significant damage.

Your ratings frequently consider the size and recency of your debt. The bigger your financial obligation is and the more recent your missed out on payments are, the even worse your score will be. Bringing accounts existing and continuing to pay on time will usually have a favorable influence on your credit history.

Basically it’s the sum of all of your revolving financial obligation (such as your credit card balances) divided by the total credit that is available to you (or the overall of all your credit limits). High credit utilization rate can negatively affect your credit rating. Typically, it’s an excellent concept to keep your credit utilization rate below 30%.

There are 2 ways to decrease your credit usage rate: Minimize your debt by paying off your account balances. Increase your total available credit by raising your credit limitation on an existing account or opening a new credit account. While increasing your credit line might appear like an appealing choice, it can be a risky relocation.

Furthermore, if you try to open a brand-new credit card, an inquiry will appear on your credit report and briefly lower your credit history. Decreasing your balances on charge card and other revolving credit accounts is most likely the much better choice to enhance your credit utilization rate, and, subsequently, your credit history.

Scoring designs consider how much you owe and across how numerous different accounts. If you have financial obligation throughout a large number of accounts, it may be advantageous to settle a few of the accounts, if you can. Paying for your financial obligation is the goal of lots of who’ve accrued financial obligation in the past, but even after you pay the balance to zero, consider keeping that account open.

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