Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.


When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.


Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.


At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all McChord AFB, Washington residents

Credit Repair company serves the following zip code(s):

98439, 98438

Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

Call Us Today For Full Details


  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

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Now Hiring In McChord AFB Washington

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” You have to weigh the expense advantage of paying another person to do those things for you, versus doing those things on your own and what your time is worth.” Here’s how credit repair business work and, if you’re considering utilizing one, why you must think about credit therapy initially.

The companies often promise to “manage all the heavy lifting” of dealing with the credit reporting agencies, says McClary. Credit repair companies are different from credit therapy agencies, which are typically a free resource from not-for-profit financial education organizations that review your finances, debt and credit reports with the objective of teaching you to enhance and handle your monetary circumstance.

To help avoid scammers, it is necessary to investigate any credit repair company before concurring to deal with it. There are “all type of ways” to veterinarian credit repair work companies, McClary states. Here’s somewhere to begin. Stay away from business that appear too excellent to be true. If the company states it can do any of the following, it’s a red flag and likely a sign of a fraud: Get rid of precise negative details from your reports Legally create a brand-new credit identity for you The business demands you pay before it provides services Assurance enhanced credit Again, we advise looking for out a credit counselor initially.

Many credit repair business start by requesting a copy of your credit report from each of the three significant customer credit bureaus Equifax, Experian and TransUnion. The company will evaluate your credit reports for derogatory marks, like Then, it will set a plan for disputing errors and working out with financial institutions to remove those items.

Beware here. If you’ve had problem handling credit in the past, a new account might not be the finest option. Plus it’s not a great idea to handle more credit if you don’t need it. The quantity you’ll pay and how it’s determined will differ depending upon the business, but there’s a guideline they have to follow.

Depending upon the business, you might pay a one-time flat charge, or pay for each bad mark the company gets rid of from each of your reports. This may begin around $35 per removal and could range to $750 or more. The business might likewise charge by the month, varying from $50 to $130 or more.

Think of how much work your reports need. If there are just one or two negative items, you’ll likely be much better off applying any fees toward paying down debt and disputing any mistakes in your credit reports yourself. The credit bureau normally has one month after receiving your disagreement to examine and verify information.

The credit bureau is needed to send you the results of the investigation within 5 organisation days of the conclusion of the examination. However if the credit bureau figures out the conflict is “pointless” it can select not to examine as long as it communicates that to you within 5 days.

However many consumers don’t know where to start, states Gerri Detweiler, education director at Nav, which aims to help company owner understand and handle their business credit. Here are some methods you can work on enhancing your credit on your own. Consumers need to “exercise extreme caution” when considering working with a credit repair work business, McClary states.

Even if you find a business you’re comfortable with, the services may not work for your scenario. Plus you ‘d likely save money if you challenged any inaccurate information in your credit reports yourself. The Credit Repair Organizations Act, or CROA, makes it unlawful for credit repair work business to lie about their services and outcomes, and sets some additional rules.

Credit reporting companies have a variety of requirements under CROA, a few of which include Offering you a composed contract that explains your legal rights and the services they’ll supply Allowing you to cancel within 3 days without charge Fulfilling the assured service prior to charging you or getting fees If a credit repair work company refuses to answer your concerns, requests payment up front or fails to put pledges in writing, “that’s part of the ‘smell test’ that informs you there’s something wrong there,” McClary states.

We advise considering credit counseling first. Ultimately, you might be able to reconstruct your credit yourself. Dealing with your credit?.

Choosing the finest credit repair company to help you enhance your credit rating is a huge choice. A typical credit repair work service will cost you a couple of hundred dollars and will use up to a year to finish their service. Choosing the wrong credit repair work company can wind up losing cash and perhaps more importantly, your time.

Improving your credit score can be the difference between whether or not you enter into a new house, automobile, and even a task. A higher credit score may likewise assist you re-finance your existing payments so you wind up paying less monthly. A relied on credit repair work business can provide their proficiency and help you on your method to achieving these outcomes.

The procedure of fixing your credit can include far more than simply contesting your credit with the credit bureaus. You ought to make sure to utilize a credit repair work business that can meet all of your credit needs. When many people consider credit repair work they consider a procedure that has become understood as credit report repair.

This component of credit repair has actually assisted lots of people with erroneous, incomplete, or unverifiable details on their credit reports enhance their credit ratings. While credit report repair is a great start, many individuals find that it is insufficient. Credit report repair when the credit bureaus are not able to confirm that the questionable items in your credit reports need to be there.

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