Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.


When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.


Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.


At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Meadowdale, Washington residents

Credit Repair company serves the following zip code(s):

98026, 98020

Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

Call Us Today For Full Details


  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

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Depending upon your present credit scenario, you might be finest served by a credit repair work company specializing exclusively in credit report repair work or one that can also offer a complete catalog of credit repair work services. The Credit Repair Work Organizations Act is developed to safeguard you from credit repair work scams. Sadly, credit repair is a market that has gotten a bad reputation because of the promotion managed to credit repair frauds.

An easy method to do this is to know a few of the laws that govern credit repair business. These laws as specified in the Credit Repair Organizations Act were created to safeguard you from credit repair work scams while likewise securing your right to get assist with fixing your credit reports.

In a normal credit repair scam, the so called credit repair business charges a big upfront charge (many hundreds and even countless dollars) for service. This permits them to collect their money, prevent carrying out the agreed upon credit repair, and vanish when too many people start grumbling. Under the Credit Repair Work Organizations Act, credit repair business are only permitted to bill for services after they have been carried out.

The second law you must know about addresses another common credit repair scam called file segregation. File partition is the extremely illegal procedure of developing a brand-new credit identity with the credit bureaus. This brand-new clean credit identity is then used when using for credit due to the fact that it does not include any of the questionable items on your genuine credit reports.

Some extra standards explained in the Credit Repair work Organizations Act make it prohibited for any credit repair work business to assure your credit history will increase, to not notify you that you deserve to repair your credit by yourself, and to not allow you to cancel service whenever you want.

The BBB keeps notes on problems made versus companies. If the BBB report for a credit repair company notes several unsettled grievances or a general low score, you need to be careful of the company. In addition, beware of any credit repair work business that does not list credit repair services as one of their offerings in their BBB filing.

There’s nothing a credit repair service can lawfully do for you even getting rid of wrong information that you can’t provide for yourself for little or no cost. And the expense of employing such a company can be substantial, ranging from hundreds to countless dollars. The Credit Repair Organizations Act is a federal law that became reliable on April 1, 1997 in response to a number of consumers who had struggled with credit repair scams.

Are required to provide customers with a written contract mentioning all the services to be supplied in addition to the conditions of payment. Under the law, consumers have 3 days to withdraw from the contract. Are forbidden to ask or suggest that you mislead credit reporting companies about your charge account or modify your identity to change your credit rating.

Can not ask you to sign anything that states that you are forfeiting your rights under the Credit Repair Work Organizations Act. Any waiver that you sign can not be imposed. There is no quick fix for your credit. Info that is negative but precise (such as late payments and delinquencies) will remain on your credit report for 7-10 years.

To get a much better understanding of your credit picture and what loan providers can see, inspect your credit report. If you require assistance reading your report, you can learn more about how to read your Experian credit report. If you wish to find out more about credit reports in general, you can check out about credit report fundamentals. If you discover details that is incorrect, you can file a conflict.

Make certain you’re clear on items that might potentially be fraudulent, versus those that may simply be unreliable. Your payment history is among the most essential parts of numerous FICO scoring models. Late and missed payments will reduce your ratings, and public records and collections can trigger considerable damage.

Your scores often take into consideration the size and recency of your debt. The larger your debt is and the more recent your missed out on payments are, the worse your rating will be. Bringing accounts existing and continuing to pay on time will usually have a favorable influence on your credit scores.

Essentially it’s the sum of all of your revolving debt (such as your credit card balances) divided by the overall credit that is available to you (or the overall of all your credit limits). High credit usage rate can adversely impact your credit scores. Normally, it’s a good idea to keep your credit utilization rate listed below 30%.

There are 2 ways to reduce your credit utilization rate: Minimize your debt by settling your account balances. Increase your total offered credit by raising your credit line on an existing account or opening a brand-new credit account. While increasing your credit limitation may seem like an attractive option, it can be a dangerous relocation.

Additionally, if you try to open a new charge card, an inquiry will appear on your credit report and temporarily reduce your credit history. Reducing your balances on charge card and other revolving credit accounts is likely the better option to improve your credit usage rate, and, subsequently, your credit report.

Scoring designs think about just how much you owe and across how many various accounts. If you have financial obligation across a big number of accounts, it might be useful to settle a few of the accounts, if you can. Paying down your financial obligation is the objective of numerous who’ve accrued debt in the past, however even after you pay the balance down to zero, think about keeping that account open.

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