Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.


When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.


Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.


At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Mirror Lake, Washington residents

Credit Repair company serves the following zip code(s):

98023, 98003, 98063, 98093

Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

Call Us Today For Full Details


  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

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Now Hiring In Mirror Lake Washington

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” You have to weigh the cost advantage of paying somebody else to do those things for you, versus doing those things by yourself and what your time deserves.” Here’s how credit repair companies work and, if you’re thinking about utilizing one, why you ought to think about credit counseling first.

The companies often guarantee to “deal with all the heavy lifting” of working with the credit reporting agencies, says McClary. Credit repair companies are different from credit counseling companies, which are generally a free resource from not-for-profit financial education organizations that evaluate your financial resources, financial obligation and credit reports with the objective of mentor you to improve and handle your financial scenario.

To help avoid scammers, it is essential to investigate any credit repair work company before concurring to deal with it. There are “all kinds of methods” to veterinarian credit repair work business, McClary states. Here’s somewhere to start. Stay away from companies that seem too good to be true. If the company says it can do any of the following, it’s a warning and likely an indication of a rip-off: Remove accurate negative information from your reports Legally develop a new credit identity for you The business requests you pay prior to it provides services Warranty improved credit Once again, we suggest looking for a credit counselor initially.

Many credit repair companies begin by asking for a copy of your credit report from each of the three significant consumer credit bureaus Equifax, Experian and TransUnion. The business will examine your credit reports for negative marks, like Then, it will set a strategy for challenging mistakes and negotiating with lenders to eliminate those items.

Beware here. If you’ve had problem managing credit in the past, a brand-new account may not be the best option. Plus it’s not a fantastic idea to take on more credit if you do not require it. The amount you’ll pay and how it’s calculated will vary depending upon the company, however there’s a rule they have to follow.

Depending upon the business, you might pay a one-time flat charge, or pay for each bad mark the business gets rid of from each of your reports. This may begin around $35 per removal and could range to $750 or more. The company might also charge by the month, ranging from $50 to $130 or more.

Believe about just how much work your reports need. If there are just one or two negative products, you’ll likely be much better off using any costs towards paying for debt and contesting any mistakes in your credit reports yourself. The credit bureau normally has 30 days after getting your disagreement to investigate and confirm info.

The credit bureau is needed to send you the results of the investigation within five business days of the completion of the examination. But if the credit bureau identifies the dispute is “pointless” it can pick not to investigate as long as it interacts that to you within five days.

However many consumers don’t understand where to begin, states Gerri Detweiler, education director at Nav, which aims to assist company owner comprehend and manage their business credit. Here are some ways you can deal with enhancing your credit by yourself. Consumers must “work out severe care” when considering working with a credit repair company, McClary says.

Even if you discover a business you’re comfy with, the services might not work for your scenario. Plus you ‘d likely save money if you challenged any incorrect info in your credit reports yourself. The Credit Repair Organizations Act, or CROA, makes it prohibited for credit repair companies to lie about their services and outcomes, and sets some additional guidelines.

Credit reporting business have a number of requirements under CROA, some of that include Offering you a written contract that describes your legal rights and the services they’ll offer Allowing you to cancel within 3 days without charge Satisfying the assured service before charging you or receiving costs If a credit repair work business refuses to answer your questions, demands payment up front or stops working to put promises in composing, “that becomes part of the ‘sniff test’ that tells you there’s something wrong there,” McClary states.

We recommend considering credit therapy initially. Ultimately, you might be able to reconstruct your credit yourself. Dealing with your credit?.

Choosing the very best credit repair work company to assist you enhance your credit rating is a big decision. A common credit repair work service will cost you a couple of hundred dollars and will use up to a year to finish their service. Picking the incorrect credit repair company can wind up squandering money and possibly more notably, your time.

Improving your credit history can be the distinction between whether or not you enter a new house, vehicle, or perhaps a job. A greater credit history might also help you re-finance your existing payments so you end up paying less every month. A relied on credit repair work company can provide their expertise and help you on your method to attaining these outcomes.

The process of fixing your credit can include much more than just challenging your credit with the credit bureaus. You need to make certain to utilize a credit repair work company that can meet all of your credit requirements. When many people think about credit repair work they think about a process that has actually ended up being referred to as credit report repair.

This aspect of credit repair has actually helped numerous individuals with incorrect, insufficient, or unverifiable information on their credit reports enhance their credit rating. While credit report repair work is an excellent start, lots of people find that it is not enough. Credit report repair when the credit bureaus are not able to confirm that the questionable items in your credit reports must be there.

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