Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.


When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.


Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.


At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Mount View, Washington residents

Credit Repair company serves the following zip code(s):

98106, 98146, 98168

Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

Call Us Today For Full Details


  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

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” You need to weigh the expense benefit of paying another person to do those things for you, versus doing those things on your own and what your time is worth.” Here’s how credit repair companies work and, if you’re considering using one, why you must consider credit counseling first.

The business frequently assure to “manage all the heavy lifting” of working with the credit reporting firms, states McClary. Credit repair organizations are different from credit counseling agencies, which are usually a free resource from not-for-profit financial education companies that evaluate your financial resources, financial obligation and credit reports with the objective of teaching you to improve and manage your monetary scenario.

To help avoid fraudsters, it is very important to research any credit repair work company prior to consenting to work with it. There are “all sort of ways” to vet credit repair companies, McClary says. Here’s somewhere to begin. Avoid business that seem too excellent to be true. If the company says it can do any of the following, it’s a red flag and likely a sign of a rip-off: Eliminate accurate unfavorable information from your reports Legally produce a brand-new credit identity for you The company requests you pay before it offers services Guarantee improved credit Once again, we advise looking for a credit therapist initially.

Many credit repair work companies begin by requesting a copy of your credit report from each of the 3 significant customer credit bureaus Equifax, Experian and TransUnion. The company will review your credit reports for derogatory marks, like Then, it will set a plan for contesting errors and negotiating with lenders to eliminate those products.

Beware here. If you have actually had difficulty handling credit in the past, a brand-new account might not be the best choice. Plus it’s not an excellent concept to handle more credit if you do not require it. The amount you’ll pay and how it’s calculated will vary depending upon the company, however there’s a rule they need to follow.

Depending on the company, you may pay a one-time flat cost, or pay for each negative mark the company removes from each of your reports. This might start around $35 per removal and might vary to $750 or more. The company may likewise charge by the month, varying from $50 to $130 or more.

Consider how much work your reports need. If there are simply one or 2 unfavorable items, you’ll likely be better off using any charges toward paying down financial obligation and contesting any mistakes in your credit reports yourself. The credit bureau usually has thirty days after receiving your dispute to investigate and confirm info.

The credit bureau is required to send you the outcomes of the investigation within 5 company days of the conclusion of the investigation. But if the credit bureau determines the conflict is “unimportant” it can select not to examine as long as it communicates that to you within five days.

But lots of customers do not know where to begin, states Gerri Detweiler, education director at Nav, which aims to help entrepreneur understand and handle their business credit. Here are some methods you can deal with improving your credit by yourself. Consumers should “work out severe caution” when considering dealing with a credit repair business, McClary states.

Even if you discover a company you’re comfortable with, the services might not work for your situation. Plus you ‘d likely conserve money if you disputed any inaccurate information in your credit reports yourself. The Credit Repair Work Organizations Act, or CROA, makes it unlawful for credit repair companies to lie about their services and outcomes, and sets some additional guidelines.

Credit reporting business have a variety of requirements under CROA, some of which include Giving you a written contract that discusses your legal rights and the services they’ll supply Permitting you to cancel within 3 days without charge Satisfying the guaranteed service prior to charging you or receiving charges If a credit repair work business declines to answer your questions, demands payment in advance or fails to put guarantees in writing, “that becomes part of the ‘sniff test’ that tells you there’s something wrong there,” McClary says.

We advise considering credit counseling initially. Ultimately, you may have the ability to reconstruct your credit yourself. Working on your credit?.

Picking the best credit repair business to assist you enhance your credit report is a huge decision. A normal credit repair service will cost you a few hundred dollars and will take up to a year to finish their service. Choosing the wrong credit repair company can end up squandering money and possibly more significantly, your time.

Improving your credit rating can be the difference between whether or not you enter into a brand-new home, car, or even a task. A higher credit rating may likewise assist you refinance your existing payments so you end up paying less on a monthly basis. A relied on credit repair work company can lend their competence and help you on your method to attaining these outcomes.

The procedure of fixing your credit can include a lot more than simply challenging your credit with the credit bureaus. You should make certain to use a credit repair company that can satisfy all of your credit needs. When the majority of people think about credit repair work they think about a process that has actually become understood as credit report repair work.

This element of credit repair has actually assisted many individuals with erroneous, incomplete, or unverifiable info on their credit reports enhance their credit scores. While credit report repair is a good start, many people find that it is not enough. Credit report repair work works when the credit bureaus are unable to confirm that the questionable items in your credit reports must exist.

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