Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.

Review

When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.

Strategize

Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.

Analyze

At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Newport Shores, Washington residents

Credit Repair company serves the following zip code(s):

98006


Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

Call Us Today For Full Details

704-387-5117

  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

Join Our Facebook Group

Get answers to all your credit repair questions by joining our credit repair tidbits facebook group

 

Now Hiring….

Data Entry Positions – Currently Filled
Commission Only Sales – Send Resume To Danny@PayAfterDeletion.com

 

Depending upon your present credit scenario, you may be finest served by a credit repair company specializing solely in credit report repair or one that can also supply a complete catalog of credit repair services. The Credit Repair Organizations Act is developed to secure you from credit repair frauds. Unfortunately, credit repair work is a market that has received a bad reputation due to the fact that of the promotion afforded to credit repair rip-offs.

An easy way to do this is to understand a few of the laws that govern credit repair work business. These laws as specified in the Credit Repair Organizations Act were developed to safeguard you from credit repair work scams while likewise securing your right to get assist with fixing your credit reports.

In a common credit repair fraud, the so called credit repair work company charges a big upfront cost (numerous hundreds and even thousands of dollars) for service. This permits them to collect their money, prevent performing the agreed upon credit repair work, and vanish when a lot of people start grumbling. Under the Credit Repair Organizations Act, credit repair business are just permitted to expense for services after they have been carried out.

The second law you must learn about addresses another common credit repair fraud called file partition. Submit partition is the extremely unlawful process of developing a new credit identity with the credit bureaus. This new clean credit identity is then used when making an application for credit because it does not include any of the questionable products on your real credit reports.

Some additional guidelines described in the Credit Repair work Organizations Act make it illegal for any credit repair work business to assure your credit report will increase, to not notify you that you deserve to fix your credit by yourself, and to not allow you to cancel service whenever you desire.

The BBB keeps notes on problems made versus companies. If the BBB report for a credit repair business notes numerous unsolved complaints or an overall low ranking, you ought to watch out for the company. In addition, beware of any credit repair work company that does not list credit repair work services as one of their offerings in their BBB filing.

There’s absolutely nothing a credit repair work service can legally provide for you even removing wrong info that you can’t do for yourself for little or no expenditure. And the cost of hiring such a company can be significant, varying from hundreds to thousands of dollars. The Credit Repair Organizations Act is a federal law that ended up being effective on April 1, 1997 in reaction to a variety of consumers who had actually struggled with credit repair work frauds.

Are required to supply consumers with a written contract specifying all the services to be supplied in addition to the terms and conditions of payment. Under the law, customers have three days to withdraw from the contract. Are prohibited to ask or suggest that you misguide credit reporting business about your credit accounts or modify your identity to change your credit rating.

Can not ask you to sign anything that states that you are forfeiting your rights under the Credit Repair Organizations Act. Any waiver that you sign can not be imposed. There is no quick repair for your credit. Info that is negative but accurate (such as late payments and delinquencies) will stay on your credit report for 7-10 years.

To get a better understanding of your credit picture and what loan providers can see, examine your credit report. If you require assistance reading your report, you can discover more about how to read your Experian credit report. If you wish to discover more about credit reports in basic, you can check out credit report fundamentals. If you find details that is inaccurate, you can file a conflict.

Ensure you’re clear on products that could potentially be deceitful, versus those that might just be unreliable. Your payment history is among the most crucial parts of numerous FICO scoring designs. Late and missed out on payments will reduce your scores, and public records and collections can cause considerable damage.

Your scores typically consider the size and recency of your financial obligation. The bigger your financial obligation is and the more recent your missed payments are, the worse your rating will be. Bringing accounts existing and continuing to pay on time will generally have a positive effect on your credit rating.

Essentially it’s the amount of all of your revolving debt (such as your charge card balances) divided by the total credit that is readily available to you (or the overall of all your credit line). High credit usage rate can adversely impact your credit history. Normally, it’s an excellent concept to keep your credit utilization rate listed below 30%.

There are 2 ways to decrease your credit usage rate: Minimize your debt by settling your account balances. Increase your total readily available credit by raising your credit limit on an existing account or opening a brand-new charge account. While increasing your credit line might appear like an attractive choice, it can be a risky relocation.

Furthermore, if you attempt to open a brand-new charge card, an questions will appear on your credit report and momentarily minimize your credit history. Lowering your balances on credit cards and other revolving credit accounts is likely the better choice to enhance your credit usage rate, and, consequently, your credit history.

Scoring models think about just how much you owe and throughout how lots of various accounts. If you have financial obligation across a big number of accounts, it might be helpful to pay off a few of the accounts, if you can. Paying down your debt is the objective of numerous who’ve accumulated debt in the past, however even after you pay the balance down to absolutely no, consider keeping that account open.

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