Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.


When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.


Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.


At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Northeast Tacoma, Washington residents

Credit Repair company serves the following zip code(s):


Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

Call Us Today For Full Details


  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

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Now Hiring In Northeast Tacoma Washington

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Depending upon your current credit situation, you may be finest served by a credit repair company specializing exclusively in credit report repair work or one that can likewise provide a complete brochure of credit repair work services. The Credit Repair Organizations Act is developed to protect you from credit repair work scams. Sadly, credit repair is a market that has actually received a bad credibility due to the fact that of the promotion afforded to credit repair scams.

A simple method to do this is to know a few of the laws that govern credit repair companies. These laws as specified in the Credit Repair Organizations Act were developed to secure you from credit repair frauds while likewise securing your right to get assist with fixing your credit reports.

In a common credit repair rip-off, the so called credit repair work company charges a large in advance charge (numerous hundreds and even countless dollars) for service. This allows them to collect their money, avoid carrying out the agreed upon credit repair work, and vanish when too lots of people begin grumbling. Under the Credit Repair Work Organizations Act, credit repair work companies are just permitted to bill for services after they have been performed.

The second law you should learn about addresses another common credit repair work rip-off referred to as file partition. Submit segregation is the highly prohibited procedure of creating a new credit identity with the credit bureaus. This new tidy credit identity is then used when making an application for credit due to the fact that it does not consist of any of the doubtful products on your real credit reports.

Some additional guidelines described in the Credit Repair Organizations Act make it illegal for any credit repair work business to guarantee your credit rating will increase, to not inform you that you have the right to repair your credit on your own, and to not enable you to cancel service whenever you desire.

The BBB keeps notes on grievances made versus business. If the BBB report for a credit repair business notes numerous unsolved complaints or a total low rating, you ought to be careful of the company. In addition, beware of any credit repair work company that does not list credit repair services as one of their offerings in their BBB filing.

There’s absolutely nothing a credit repair work service can legally provide for you even removing incorrect details that you can’t provide for yourself for little or no expenditure. And the cost of hiring such a company can be substantial, ranging from hundreds to countless dollars. The Credit Repair Work Organizations Act is a federal law that ended up being effective on April 1, 1997 in reaction to a variety of customers who had actually struggled with credit repair scams.

Are required to provide customers with a composed agreement mentioning all the services to be supplied as well as the terms of payment. Under the law, consumers have three days to withdraw from the agreement. Are prohibited to ask or suggest that you misinform credit reporting business about your credit accounts or alter your identity to change your credit history.

Can not ask you to sign anything that states that you are surrendering your rights under the Credit Repair Work Organizations Act. Any waiver that you sign can not be implemented. There is no fast repair for your credit. Info that is unfavorable but precise (such as late payments and delinquencies) will stay on your credit report for 7-10 years.

To get a better understanding of your credit image and what loan providers can see, check your credit report. If you require help reading your report, you can discover more about how to read your Experian credit report. If you desire to discover more about credit reports in basic, you can check out credit report fundamentals. If you discover information that is incorrect, you can submit a disagreement.

Make certain you’re clear on items that might potentially be deceptive, versus those that might simply be inaccurate. Your payment history is one of the most important elements of many FICO scoring models. Late and missed out on payments will minimize your scores, and public records and collections can trigger significant damage.

Your scores often take into account the size and recency of your debt. The bigger your debt is and the more recent your missed payments are, the worse your rating will be. Bringing accounts present and continuing to pay on time will often have a positive effect on your credit history.

Basically it’s the sum of all of your revolving financial obligation (such as your charge card balances) divided by the overall credit that is offered to you (or the total of all your credit line). High credit usage rate can negatively affect your credit report. Normally, it’s an excellent idea to keep your credit usage rate below 30%.

There are 2 methods to reduce your credit usage rate: Reduce your debt by settling your account balances. Increase your overall available credit by raising your credit line on an existing account or opening a new credit account. While increasing your credit limitation might seem like an attractive choice, it can be a risky relocation.

In addition, if you try to open a brand-new charge card, an query will appear on your credit report and momentarily minimize your credit report. Minimizing your balances on charge card and other revolving credit accounts is most likely the better choice to improve your credit utilization rate, and, consequently, your credit scores.

Scoring designs consider just how much you owe and throughout the number of various accounts. If you have debt across a large number of accounts, it may be helpful to pay off a few of the accounts, if you can. Paying for your financial obligation is the objective of lots of who have actually accrued debt in the past, but even after you pay the balance to no, think about keeping that account open.

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