Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.

Review

When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.

Strategize

Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.

Analyze

At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Offutt Lake, Washington residents

Credit Repair company serves the following zip code(s):

98589


Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

Call Us Today For Full Details

704-387-5117

  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

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Get answers to all your credit repair questions by joining our credit repair tidbits facebook group

 

Now Hiring….

Data Entry Positions – Currently Filled
Commission Only Sales – Send Resume To Danny@PayAfterDeletion.com

 

Depending upon your present credit circumstance, you may be finest served by a credit repair work business specializing exclusively in credit report repair work or one that can also supply a complete catalog of credit repair work services. The Credit Repair Organizations Act is designed to secure you from credit repair scams. Unfortunately, credit repair is an industry that has gotten a bad credibility because of the publicity managed to credit repair work frauds.

A simple method to do this is to know a few of the laws that govern credit repair work business. These laws as defined in the Credit Repair Work Organizations Act were designed to protect you from credit repair frauds while also securing your right to get help with repairing your credit reports.

In a common credit repair work fraud, the so called credit repair work business charges a large in advance fee (lots of hundreds or even thousands of dollars) for service. This permits them to gather their cash, prevent performing the concurred upon credit repair work, and disappear when too lots of individuals start grumbling. Under the Credit Repair Organizations Act, credit repair companies are just permitted to bill for services after they have been carried out.

The 2nd law you must learn about addresses another typical credit repair rip-off called file segregation. Submit segregation is the highly prohibited procedure of developing a new credit identity with the credit bureaus. This brand-new clean credit identity is then utilized when requesting credit due to the fact that it does not contain any of the doubtful products on your genuine credit reports.

Some extra standards described in the Credit Repair work Organizations Act make it prohibited for any credit repair work business to promise your credit report will increase, to not inform you that you have the right to repair your credit by yourself, and to not allow you to cancel service whenever you want.

The BBB keeps notes on problems made against companies. If the BBB report for a credit repair company notes multiple unresolved grievances or a general low rating, you need to watch out for the company. In addition, beware of any credit repair work company that does not list credit repair work services as one of their offerings in their BBB filing.

There’s nothing a credit repair service can legally do for you even eliminating wrong info that you can’t do for yourself for little or no expense. And the cost of employing such a company can be significant, ranging from hundreds to countless dollars. The Credit Repair Work Organizations Act is a federal law that ended up being effective on April 1, 1997 in response to a number of customers who had actually experienced credit repair work scams.

Are needed to provide consumers with a composed contract specifying all the services to be supplied as well as the terms and conditions of payment. Under the law, customers have 3 days to withdraw from the agreement. Are prohibited to ask or recommend that you misinform credit reporting business about your credit accounts or change your identity to alter your credit rating.

Can not ask you to sign anything that states that you are surrendering your rights under the Credit Repair Work Organizations Act. Any waiver that you sign can not be imposed. There is no fast repair for your credit. Information that is unfavorable but precise (such as late payments and delinquencies) will remain on your credit report for 7-10 years.

To get a much better understanding of your credit photo and what lending institutions can see, inspect your credit report. If you require help reading your report, you can discover more about how to read your Experian credit report. If you desire to discover more about credit reports in general, you can check out credit report essentials. If you find information that is inaccurate, you can submit a disagreement.

Make certain you’re clear on products that might possibly be deceptive, versus those that may just be incorrect. Your payment history is one of the most important components of many FICO scoring designs. Late and missed out on payments will reduce your ratings, and public records and collections can trigger significant damage.

Your ratings frequently take into account the size and recency of your debt. The bigger your financial obligation is and the more recent your missed out on payments are, the even worse your rating will be. Bringing accounts existing and continuing to pay on time will usually have a favorable effect on your credit report.

Generally it’s the sum of all of your revolving financial obligation (such as your charge card balances) divided by the overall credit that is available to you (or the overall of all your credit limits). High credit utilization rate can negatively impact your credit report. Usually, it’s a great idea to keep your credit utilization rate listed below 30%.

There are two ways to lower your credit usage rate: Reduce your debt by paying off your account balances. Increase your total readily available credit by raising your credit limit on an existing account or opening a new credit account. While increasing your credit limitation may appear like an enticing option, it can be a dangerous relocation.

Additionally, if you attempt to open a new charge card, an questions will appear on your credit report and momentarily decrease your credit history. Lowering your balances on charge card and other revolving credit accounts is most likely the much better alternative to improve your credit usage rate, and, consequently, your credit history.

Scoring models think about how much you owe and throughout the number of different accounts. If you have financial obligation throughout a large number of accounts, it might be advantageous to pay off a few of the accounts, if you can. Paying down your financial obligation is the objective of many who have actually accrued debt in the past, but even after you pay the balance down to zero, consider keeping that account open.

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