Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.


When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.


Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.


At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Okanogan, Washington residents

Credit Repair company serves the following zip code(s):


Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

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  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

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” You have to weigh the cost benefit of paying another person to do those things for you, versus doing those things by yourself and what your time deserves.” Here’s how credit repair work companies work and, if you’re thinking about using one, why you should consider credit therapy first.

The companies typically promise to “handle all the heavy lifting” of dealing with the credit reporting agencies, says McClary. Credit repair companies are different from credit therapy firms, which are usually a complimentary resource from nonprofit financial education companies that review your finances, debt and credit reports with the goal of teaching you to improve and handle your monetary scenario.

To assist prevent scammers, it is essential to look into any credit repair work organization before accepting deal with it. There are “all type of methods” to vet credit repair companies, McClary says. Here’s someplace to begin. Stay away from companies that appear too good to be true. If the business says it can do any of the following, it’s a warning and likely an indication of a rip-off: Remove accurate unfavorable information from your reports Lawfully produce a new credit identity for you The business demands you pay before it offers services Warranty improved credit Once again, we recommend looking for a credit therapist first.

Many credit repair work business begin by asking for a copy of your credit report from each of the three significant customer credit bureaus Equifax, Experian and TransUnion. The business will evaluate your credit reports for bad marks, like Then, it will set a prepare for challenging errors and negotiating with creditors to eliminate those products.

Beware here. If you have actually had problem handling credit in the past, a new account may not be the finest alternative. Plus it’s not a terrific idea to take on more credit if you don’t need it. The quantity you’ll pay and how it’s computed will differ depending on the business, however there’s a guideline they have to follow.

Depending upon the business, you might pay a one-time flat fee, or spend for each negative mark the business eliminates from each of your reports. This may begin around $35 per removal and could range to $750 or more. The company might also charge by the month, varying from $50 to $130 or more.

Think of just how much work your reports need. If there are simply a couple of negative items, you’ll likely be better off using any fees towards paying for debt and challenging any mistakes in your credit reports yourself. The credit bureau typically has 30 days after getting your disagreement to investigate and validate info.

The credit bureau is needed to send you the results of the examination within 5 organisation days of the completion of the examination. But if the credit bureau determines the conflict is “unimportant” it can pick not to investigate as long as it communicates that to you within 5 days.

However many consumers do not know where to begin, says Gerri Detweiler, education director at Nav, which intends to help company owner comprehend and handle their business credit. Here are some ways you can deal with improving your credit by yourself. Customers should “exercise severe caution” when considering dealing with a credit repair work business, McClary states.

Even if you discover a business you’re comfy with, the services might not work for your situation. Plus you ‘d likely conserve money if you contested any incorrect info in your credit reports yourself. The Credit Repair Work Organizations Act, or CROA, makes it illegal for credit repair work business to lie about their services and outcomes, and sets some additional guidelines.

Credit reporting business have a number of requirements under CROA, some of which include Giving you a written agreement that describes your legal rights and the services they’ll offer Allowing you to cancel within 3 days without charge Satisfying the promised service prior to charging you or receiving charges If a credit repair company declines to answer your questions, demands payment in advance or fails to put promises in writing, “that belongs to the ‘sniff test’ that informs you there’s something incorrect there,” McClary states.

We recommend considering credit therapy first. Ultimately, you may be able to reconstruct your credit yourself. Dealing with your credit?.

Choosing the best credit repair company to assist you improve your credit history is a big choice. A common credit repair work service will cost you a few hundred dollars and will take up to a year to finish their service. Selecting the wrong credit repair business can end up squandering cash and perhaps more significantly, your time.

Improving your credit history can be the distinction between whether or not you enter a new house, car, or perhaps a task. A greater credit rating may likewise help you refinance your existing payments so you wind up paying less on a monthly basis. A trusted credit repair work business can provide their knowledge and help you on your method to attaining these results.

The procedure of repairing your credit can involve far more than simply contesting your credit with the credit bureaus. You need to ensure to utilize a credit repair work business that can fulfill all of your credit needs. When the majority of people consider credit repair they consider a procedure that has become called credit report repair.

This element of credit repair work has assisted lots of people with incorrect, incomplete, or unverifiable details on their credit reports enhance their credit scores. While credit report repair is a good start, lots of people discover that it is insufficient. Credit report repair work works when the credit bureaus are not able to verify that the doubtful items in your credit reports need to exist.

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