Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.


When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.


Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.


At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Omak, Washington residents

Credit Repair company serves the following zip code(s):


Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

Call Us Today For Full Details


  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

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Now Hiring In Omak Washington

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Depending upon your existing credit circumstance, you might be best served by a credit repair work business specializing solely in credit report repair work or one that can likewise offer a full catalog of credit repair services. The Credit Repair Organizations Act is created to safeguard you from credit repair work rip-offs. Unfortunately, credit repair work is a market that has gotten a bad reputation because of the publicity paid for to credit repair rip-offs.

An easy method to do this is to understand a few of the laws that govern credit repair work business. These laws as specified in the Credit Repair Work Organizations Act were designed to secure you from credit repair work frauds while also protecting your right to get aid with fixing your credit reports.

In a normal credit repair rip-off, the so called credit repair business charges a large in advance fee (numerous hundreds or even thousands of dollars) for service. This permits them to collect their cash, avoid performing the agreed upon credit repair, and vanish when a lot of people start grumbling. Under the Credit Repair Work Organizations Act, credit repair business are just allowed to bill for services after they have been carried out.

The second law you ought to understand about addresses another typical credit repair scam referred to as file segregation. Submit segregation is the extremely illegal process of producing a new credit identity with the credit bureaus. This brand-new clean credit identity is then utilized when getting credit since it does not consist of any of the questionable products on your genuine credit reports.

Some additional standards explained in the Credit Repair Organizations Act make it unlawful for any credit repair work business to assure your credit score will increase, to not notify you that you have the right to fix your credit by yourself, and to not enable you to cancel service whenever you desire.

The BBB keeps notes on problems made versus companies. If the BBB report for a credit repair company lists numerous unsettled grievances or a general low ranking, you should watch out for the business. In addition, beware of any credit repair business that does not list credit repair work services as one of their offerings in their BBB filing.

There’s absolutely nothing a credit repair service can legally do for you even getting rid of wrong details that you can’t provide for yourself for little or no expenditure. And the expense of hiring such a company can be significant, varying from hundreds to thousands of dollars. The Credit Repair Work Organizations Act is a federal law that became effective on April 1, 1997 in response to a variety of customers who had actually experienced credit repair work scams.

Are needed to provide customers with a written contract stating all the services to be provided as well as the terms of payment. Under the law, consumers have 3 days to withdraw from the agreement. Are forbidden to ask or recommend that you mislead credit reporting business about your charge account or modify your identity to alter your credit history.

Can not ask you to sign anything that states that you are surrendering your rights under the Credit Repair Organizations Act. Any waiver that you sign can not be implemented. There is no quick repair for your credit. Info that is negative however precise (such as late payments and delinquencies) will stay on your credit report for 7-10 years.

To get a better understanding of your credit picture and what loan providers can see, examine your credit report. If you need help reading your report, you can discover more about how to read your Experian credit report. If you desire to discover more about credit reports in basic, you can read about credit report fundamentals. If you find details that is inaccurate, you can submit a dispute.

Ensure you’re clear on products that might possibly be fraudulent, versus those that might just be inaccurate. Your payment history is among the most crucial elements of many FICO scoring designs. Late and missed out on payments will lower your scores, and public records and collections can cause significant damage.

Your ratings often take into consideration the size and recency of your debt. The larger your debt is and the more current your missed payments are, the worse your rating will be. Bringing accounts present and continuing to pay on time will usually have a favorable effect on your credit scores.

Generally it’s the sum of all of your revolving debt (such as your charge card balances) divided by the overall credit that is available to you (or the overall of all your credit line). High credit utilization rate can adversely affect your credit ratings. Normally, it’s a great idea to keep your credit utilization rate listed below 30%.

There are two methods to minimize your credit usage rate: Lower your financial obligation by settling your account balances. Increase your total offered credit by raising your credit limit on an existing account or opening a brand-new credit account. While increasing your credit limitation might look like an appealing choice, it can be a risky move.

In addition, if you try to open a new charge card, an query will appear on your credit report and momentarily decrease your credit report. Lowering your balances on credit cards and other revolving credit accounts is most likely the much better choice to improve your credit utilization rate, and, subsequently, your credit history.

Scoring models think about how much you owe and throughout how lots of various accounts. If you have debt across a large number of accounts, it might be useful to pay off some of the accounts, if you can. Paying down your debt is the goal of many who have actually accrued financial obligation in the past, however even after you pay the balance to absolutely no, think about keeping that account open.

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