Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.


When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.


Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.


At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Peaceful Valley, Washington residents

Credit Repair company serves the following zip code(s):

99201, 99203, 99202, 99205, 99204, 99207, 99208, 99224, 99223, 99001, 99212, 99209, 99210, 99219, 99220, 99252, 99256, 99258, 99260

Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

Call Us Today For Full Details


  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

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” You have to weigh the cost advantage of paying another person to do those things for you, versus doing those things by yourself and what your time is worth.” Here’s how credit repair companies work and, if you’re thinking about utilizing one, why you must think about credit therapy initially.

The companies frequently promise to “handle all the heavy lifting” of working with the credit reporting agencies, states McClary. Credit repair companies are various from credit therapy firms, which are generally a free resource from nonprofit monetary education organizations that review your finances, financial obligation and credit reports with the objective of teaching you to enhance and manage your financial circumstance.

To assist prevent fraudsters, it’s essential to investigate any credit repair company prior to concurring to deal with it. There are “all sort of ways” to veterinarian credit repair business, McClary says. Here’s someplace to begin. Stay away from business that seem too good to be real. If the business states it can do any of the following, it’s a warning and likely a sign of a fraud: Remove precise negative details from your reports Lawfully create a brand-new credit identity for you The company demands you pay before it offers services Assurance enhanced credit Once again, we recommend seeking out a credit counselor first.

Many credit repair work business begin by requesting a copy of your credit report from each of the 3 major consumer credit bureaus Equifax, Experian and TransUnion. The business will review your credit reports for bad marks, like Then, it will set a strategy for challenging errors and working out with financial institutions to get rid of those items.

Beware here. If you have actually had trouble handling credit in the past, a new account may not be the finest option. Plus it’s not a fantastic idea to take on more credit if you don’t need it. The quantity you’ll pay and how it’s calculated will vary depending upon the company, but there’s a rule they have to follow.

Depending upon the company, you might pay a one-time flat fee, or spend for each negative mark the company gets rid of from each of your reports. This may start around $35 per deletion and might vary to $750 or more. The company might also charge by the month, varying from $50 to $130 or more.

Consider how much work your reports need. If there are just one or two unfavorable products, you’ll likely be much better off using any costs towards paying for debt and challenging any mistakes in your credit reports yourself. The credit bureau normally has 30 days after receiving your conflict to examine and validate info.

The credit bureau is required to send you the outcomes of the examination within five company days of the completion of the investigation. But if the credit bureau identifies the conflict is “frivolous” it can pick not to examine as long as it interacts that to you within 5 days.

However numerous consumers don’t know where to begin, says Gerri Detweiler, education director at Nav, which aims to help entrepreneur understand and manage their service credit. Here are some ways you can deal with improving your credit by yourself. Consumers should “exercise severe caution” when thinking about dealing with a credit repair company, McClary says.

Even if you find a company you’re comfortable with, the services might not work for your scenario. Plus you ‘d likely save money if you challenged any incorrect details in your credit reports yourself. The Credit Repair Organizations Act, or CROA, makes it unlawful for credit repair work companies to lie about their services and outcomes, and sets some additional rules.

Credit reporting companies have a number of requirements under CROA, some of that include Giving you a composed contract that describes your legal rights and the services they’ll offer Allowing you to cancel within 3 days without charge Fulfilling the assured service before charging you or getting fees If a credit repair company refuses to answer your concerns, demands payment in advance or fails to put guarantees in composing, “that’s part of the ‘sniff test’ that informs you there’s something wrong there,” McClary states.

We suggest considering credit counseling initially. Eventually, you may be able to reconstruct your credit yourself. Dealing with your credit?.

Picking the very best credit repair business to assist you enhance your credit rating is a huge decision. A typical credit repair work service will cost you a few hundred dollars and will use up to a year to complete their service. Picking the incorrect credit repair work company can end up losing cash and maybe more significantly, your time.

Improving your credit report can be the difference in between whether you enter a brand-new house, vehicle, or perhaps a task. A higher credit score might likewise help you re-finance your existing payments so you end up paying less each month. A trusted credit repair work business can provide their competence and help you on your method to attaining these outcomes.

The process of fixing your credit can include a lot more than merely disputing your credit with the credit bureaus. You must ensure to use a credit repair work business that can satisfy all of your credit requirements. When a lot of people think about credit repair they consider a process that has actually become understood as credit report repair work.

This component of credit repair work has actually helped many individuals with erroneous, incomplete, or unverifiable info on their credit reports improve their credit history. While credit report repair work is a good start, lots of individuals discover that it is insufficient. Credit report repair works when the credit bureaus are unable to confirm that the questionable items in your credit reports ought to exist.

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