Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.


When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.


Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.


At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Pine Lake, Washington residents

Credit Repair company serves the following zip code(s):

98029, 98075, 98074

Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

Call Us Today For Full Details


  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

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” You need to weigh the expense benefit of paying somebody else to do those things for you, versus doing those things on your own and what your time is worth.” Here’s how credit repair work companies work and, if you’re thinking about utilizing one, why you ought to consider credit counseling first.

The companies typically assure to “deal with all the heavy lifting” of working with the credit reporting firms, says McClary. Credit repair work companies are various from credit therapy companies, which are usually a totally free resource from not-for-profit monetary education organizations that evaluate your financial resources, debt and credit reports with the objective of teaching you to improve and handle your financial situation.

To help prevent fraudsters, it is very important to look into any credit repair company prior to concurring to deal with it. There are “all kinds of ways” to veterinarian credit repair companies, McClary states. Here’s someplace to begin. Avoid companies that appear too excellent to be real. If the business states it can do any of the following, it’s a warning and likely a sign of a rip-off: Get rid of precise unfavorable information from your reports Lawfully develop a brand-new credit identity for you The company requests you pay prior to it offers services Guarantee improved credit Again, we advise seeking out a credit counselor initially.

Numerous credit repair work business start by requesting a copy of your credit report from each of the three major customer credit bureaus Equifax, Experian and TransUnion. The company will evaluate your credit reports for derogatory marks, like Then, it will set a plan for contesting mistakes and working out with creditors to eliminate those products.

Beware here. If you have actually had difficulty managing credit in the past, a brand-new account might not be the best choice. Plus it’s not a terrific idea to take on more credit if you don’t need it. The amount you’ll pay and how it’s calculated will vary depending upon the company, but there’s a rule they have to follow.

Depending on the company, you may pay a one-time flat cost, or spend for each bad mark the company removes from each of your reports. This may begin around $35 per deletion and might vary to $750 or more. The business may likewise charge by the month, varying from $50 to $130 or more.

Consider how much work your reports need. If there are just a couple of negative products, you’ll likely be much better off using any costs toward paying for financial obligation and disputing any errors in your credit reports yourself. The credit bureau usually has 30 days after getting your dispute to investigate and confirm information.

The credit bureau is needed to send you the results of the investigation within five service days of the completion of the investigation. But if the credit bureau figures out the disagreement is “pointless” it can pick not to examine as long as it interacts that to you within five days.

However many consumers do not know where to begin, says Gerri Detweiler, education director at Nav, which aims to assist entrepreneur comprehend and manage their service credit. Here are some methods you can work on improving your credit on your own. Customers ought to “work out extreme caution” when considering working with a credit repair business, McClary says.

Even if you discover a company you’re comfortable with, the services might not work for your situation. Plus you ‘d likely conserve money if you disputed any inaccurate details in your credit reports yourself. The Credit Repair Work Organizations Act, or CROA, makes it illegal for credit repair business to lie about their services and results, and sets some additional guidelines.

Credit reporting companies have a number of requirements under CROA, a few of that include Offering you a written agreement that explains your legal rights and the services they’ll provide Permitting you to cancel within three days without charge Fulfilling the guaranteed service prior to charging you or receiving costs If a credit repair company refuses to address your questions, demands payment in advance or stops working to put promises in composing, “that becomes part of the ‘smell test’ that tells you there’s something wrong there,” McClary states.

We recommend thinking about credit therapy first. Eventually, you may be able to reconstruct your credit yourself. Working on your credit?.

Selecting the finest credit repair work company to help you improve your credit rating is a big choice. A typical credit repair service will cost you a few hundred dollars and will use up to a year to complete their service. Selecting the incorrect credit repair business can wind up losing money and maybe more notably, your time.

Improving your credit history can be the difference in between whether or not you get into a brand-new home, car, or even a job. A higher credit history may likewise help you refinance your existing payments so you wind up paying less every month. A trusted credit repair work business can lend their competence and help you on your way to attaining these outcomes.

The procedure of repairing your credit can involve far more than merely disputing your credit with the credit bureaus. You must ensure to use a credit repair company that can satisfy all of your credit requirements. When the majority of people think about credit repair they think of a process that has ended up being understood as credit report repair work.

This component of credit repair work has actually helped many individuals with incorrect, incomplete, or unverifiable details on their credit reports improve their credit rating. While credit report repair is a great start, many individuals find that it is insufficient. Credit report repair work works when the credit bureaus are unable to validate that the doubtful products in your credit reports need to exist.

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