Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.


When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.


Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.


At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Ponders Corner, Washington residents

Credit Repair company serves the following zip code(s):

98499, 98498, 98496, 98497

Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

Call Us Today For Full Details


  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

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” You need to weigh the expense advantage of paying someone else to do those things for you, versus doing those things by yourself and what your time is worth.” Here’s how credit repair work business work and, if you’re considering using one, why you need to think about credit therapy initially.

The business typically promise to “deal with all the heavy lifting” of working with the credit reporting companies, states McClary. Credit repair organizations are different from credit counseling firms, which are usually a free resource from not-for-profit monetary education organizations that evaluate your financial resources, debt and credit reports with the goal of mentor you to enhance and manage your financial scenario.

To assist prevent fraudsters, it’s essential to research any credit repair organization before accepting deal with it. There are “all kinds of ways” to vet credit repair work business, McClary states. Here’s someplace to start. Stay away from companies that seem too good to be true. If the business says it can do any of the following, it’s a warning and likely an indication of a fraud: Get rid of precise negative information from your reports Legally produce a new credit identity for you The business requests you pay before it offers services Guarantee enhanced credit Once again, we suggest looking for out a credit therapist first.

Numerous credit repair work companies start by requesting a copy of your credit report from each of the 3 significant customer credit bureaus Equifax, Experian and TransUnion. The business will evaluate your credit reports for negative marks, like Then, it will set a prepare for disputing mistakes and negotiating with financial institutions to remove those items.

Be mindful here. If you have actually had difficulty handling credit in the past, a brand-new account may not be the very best option. Plus it’s not an excellent concept to take on more credit if you do not require it. The quantity you’ll pay and how it’s computed will vary depending upon the company, but there’s a guideline they need to follow.

Depending upon the business, you might pay a one-time flat fee, or pay for each bad mark the business removes from each of your reports. This may start around $35 per deletion and might range to $750 or more. The company might likewise charge by the month, ranging from $50 to $130 or more.

Think of just how much work your reports require. If there are simply one or two unfavorable products, you’ll likely be better off applying any fees towards paying down financial obligation and challenging any mistakes in your credit reports yourself. The credit bureau normally has one month after receiving your dispute to examine and verify info.

The credit bureau is needed to send you the results of the examination within 5 company days of the conclusion of the examination. However if the credit bureau identifies the conflict is “unimportant” it can choose not to investigate as long as it communicates that to you within 5 days.

However numerous consumers do not know where to start, says Gerri Detweiler, education director at Nav, which aims to help company owner comprehend and manage their organisation credit. Here are some ways you can deal with enhancing your credit on your own. Customers need to “exercise extreme caution” when thinking about working with a credit repair business, McClary says.

Even if you discover a business you’re comfy with, the services might not work for your circumstance. Plus you ‘d likely save money if you contested any inaccurate info in your credit reports yourself. The Credit Repair Work Organizations Act, or CROA, makes it illegal for credit repair business to lie about their services and results, and sets some additional guidelines.

Credit reporting business have a number of requirements under CROA, a few of which include Giving you a written contract that describes your legal rights and the services they’ll offer Enabling you to cancel within three days without charge Fulfilling the guaranteed service prior to charging you or receiving costs If a credit repair work business declines to answer your concerns, requests payment in advance or fails to put pledges in writing, “that belongs to the ‘smell test’ that tells you there’s something wrong there,” McClary says.

We suggest considering credit therapy initially. Eventually, you might be able to restore your credit yourself. Dealing with your credit?.

Picking the finest credit repair work business to help you enhance your credit report is a huge decision. A common credit repair service will cost you a couple of hundred dollars and will use up to a year to finish their service. Selecting the wrong credit repair work business can end up losing cash and possibly more importantly, your time.

Improving your credit history can be the difference in between whether or not you enter into a brand-new home, vehicle, or perhaps a task. A greater credit rating might likewise help you refinance your existing payments so you end up paying less on a monthly basis. A relied on credit repair work business can lend their proficiency and help you on your method to achieving these results.

The process of repairing your credit can include much more than merely contesting your credit with the credit bureaus. You must make certain to use a credit repair work company that can fulfill all of your credit requirements. When many people think of credit repair they think of a process that has actually become known as credit report repair work.

This element of credit repair has assisted lots of people with erroneous, insufficient, or unverifiable info on their credit reports enhance their credit rating. While credit report repair work is a good start, numerous individuals find that it is not enough. Credit report repair when the credit bureaus are unable to confirm that the doubtful products in your credit reports should exist.

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